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Companies Financials BGEO.L
BG
BGEO.L London Stock Exchange Banks

Bgeo.L

$11 770,00
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Mcap
508,7B GBp
P/E
EV / Rev
Div yield
2,66 %
Op margin
ROE
89,5 %
Net margin
90,2 %
Debt / equity
1,36
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

BGEO.L operates as a bank within the Financials sector, generating revenue primarily through interest income and financial services.

Business. BGEO.L is a bank operating within the Financials sector, specifically in the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not provided in the available data. Consequently, the business is described at the industry level without further geographic or structural breakdown.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
BUY6 analysts
5 buy1 hold0 sell
Avg 12m price target11 099,20

Analyst recommendations

6 analysts · consensus Buy
Buy5
Hold1
Sell0
12-month price target
11 099,20
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Buy
6 analysts · indicative
Ownership
not yet wired
Profitability
89,5 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning BGEO.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to BGEO.L. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    BGEO.L is a bank operating within the Financials sector, specifically in the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Specific details regarding its operating segments, headquarters location, and primary stock exchange listing are not provided in the available data. Consequently, the business is described at the industry level without further geographic or structural breakdown.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryBanks
    AI synthesis
    GENERATED

    BGEO.L maintains a capital structure with a debt-to-equity ratio of 1.36, indicating a moderate reliance on debt financing. The company's liquidity position is characterized as medium, with a price-to-book ratio of 56.26 and a price-to-tangible-book ratio of 56.26, suggesting a high valuation relative to its book value.

    In terms of profitability, BGEO.L reports a return on equity of 89.46% and a return on assets of 12.37%. These figures are indicative of strong performance, though they should be compared against the industry median to fully assess competitive standing.

    The company's revenue is not segmented by geographic regions or business lines in the provided data, making it difficult to assess the concentration of revenue sources. However, the total revenue of 8,349,784,000 GEL suggests a significant market presence.

    BGEO.L's growth trajectory is reflected in its financial performance, with a net income of 7,532,444,000 GEL and a free cash flow of 6,997,405,000 GEL. The company's future outlook is supported by these strong financial indicators, although specific growth projections for the current and next fiscal years are not provided.

    The risk assessment for BGEO.L indicates a medium liquidity risk and a low dilution risk. The company's net cash position is negative after subtracting total debt, which could affect its financial flexibility. No specific dilution sources are identified in the provided data.

    Recent events and filings for BGEO.L are not detailed in the provided data, which limits the ability to assess the impact of recent developments on the company's financial health and strategic direction.

    Key takeaways
    • BGEO.L has a high return on equity of 89.46%, indicating strong profitability.
    • The company's debt-to-equity ratio of 1.36 suggests a moderate level of financial leverage.
    • BGEO.L's liquidity position is characterized as medium, with a price-to-book ratio of 56.26.
    • The company's free cash flow of 6,997,405,000 GEL supports its financial flexibility.
    • BGEO.L's net cash position is negative after subtracting total debt, which could affect its financial flexibility.
    • **margin_outlook_rationale**: The company's strong return on equity suggests that margins are likely to remain stable or improve in the near term.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $11 770,00
    Market cap
    $473.73B
    Enterprise value
    $485.15B
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    226.6x
    P / B
    56.3x
    P / Tangible book
    56.3x
    Tangible book
    $8.42B
    Net cash
    -$11.41B
    Current ratio
    Debt / equity
    1.4
    ROA
    12.4%
    ROE
    89.5%
    Cash conversion
    28.0%
    CapEx / revenue
    -3.4%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    56,08
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    6
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-06 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate56,08
    Revenueno estimateno estimate4,9B GEL
    Operating incomeno estimateno estimate3,6B GEL
    Full-year consensus mean (period as reported by source) · consensus in GEL. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution6 analysts
    Strong buy3
    Buy2
    Hold1
    Sell0
    Strong sell0
    12-month price target$11 099,20 · Median $12 500,00
    Low $7 940,00High $12 700,00
    Operating income · consensus3,6B GEL
    EPS surprise
    −10,5 %
    reported vs consensus · miss
    Revenue surprise
    −12,5 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$7 940,00
    Mean$11 099,20
    Median$12 500,00
    High$12 700,00
    Spot$11 770,00
    −5.7 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin90,2 %Best in class
    ROE89,5 %Best in class
    Capex / Rev-3,4 %Above median
    D/E1,36Bottom quartile
    Cash Conv0,28Below median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Return On Equity
      net_income / total_equity
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    Source documents
    • BGEO.L Market data — financials · 2026-05-27
    • Lion Finance Group PLC Market data — analyst estimates · 2026-05-27

    Ownership & reference

    Leadership

    • Archil GachechiladzeChief Executive Officer, Executive Director

    Insider activity

    — missing data

    Short positioning

    — missing data
    Index membership
    FTSE 100

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    BGEO.LCanonical
    London Stock Exchange · GBp

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    BGEOJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage