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Companies Financials BHASS.TN
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BHASS.TN Multiline Insurance & Brokers

Bhass.Tn

$60,00
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Mcap
P/E
EV / Rev
Div yield
2,44 %
Op margin
ROE
9,7 %
Net margin
Debt / equity
0,00
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

BHASS.TN operates in the insurance and asset management sectors, generating revenue through insurance underwriting and investment management services.

Business. BHASS.TN operates in the insurance and asset management sectors, generating revenue through insurance underwriting and investment management services.

Classification92 %
SectorFinancials
Business sectorInsurance
IndustryMultiline Insurance & Brokers
ActivityAsset Management
Generated · model-assisted
Sell-side consensus
SELL1 analysts
0 buy0 hold1 sell
Avg 12m price target

Analyst recommendations

1 analysts · consensus Sell
Buy0
Hold0
Sell1
12-month price target
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Sell
1 analysts · indicative
Ownership
not yet wired
Profitability
9,7 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning BHASS.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to BHASS.TN. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    BHASS.TN operates in the insurance and asset management sectors, generating revenue through insurance underwriting and investment management services.

    Classification92 %
    SectorFinancials
    Business sectorInsurance
    IndustryMultiline Insurance & Brokers
    ActivityAsset Management
    AI synthesis
    GENERATED

    BHASS.TN maintains a strong liquidity position, as evidenced by a debt-to-equity ratio of 0.0, indicating no long-term debt obligations. The company's free cash flow of 4.79 million TND and operating cash flow of 43.82 million TND support its liquidity profile. The return on equity of 9.67% and return on assets of 1.82% suggest moderate profitability relative to its equity and asset base.

    The company's profitability metrics, particularly its return on equity, are in line with the industry's preferred metrics, which emphasize capital efficiency and underwriting discipline. However, the return on assets is relatively low, indicating that the company may not be utilizing its assets as effectively as industry peers.

    BHASS.TN's revenue is not segmented by geographic region or business line in the provided data, making it difficult to assess revenue concentration or geographic exposure. The company's operations are primarily disclosed as asset management and insurance underwriting, but no specific geographic or segment breakdown is available.

    The company's growth trajectory is not explicitly detailed in the provided data, but the net income of 11.13 million TND and operating income of 14.92 million TND suggest stable performance. Analyst estimates indicate a mean EPS of 4.33 TND, slightly above the last actual EPS of 4.18 TND, suggesting a modest growth expectation.

    The risk assessment indicates low liquidity and dilution risks, with no immediate filing-based flags detected. The company's capital structure is free of long-term debt, and there are no signs of dilution pressure in the near term. The absence of long-term debt and the strong cash flow position the company well against liquidity risks.

    Recent events and filings do not show any significant changes or developments that would impact the company's financial position or strategic direction. The analyst estimates suggest a mixed outlook, with one strong sell recommendation and no strong buy or buy recommendations, indicating a cautious market sentiment.

    Key takeaways
    • BHASS.TN has a strong liquidity position with no long-term debt and positive free cash flow.
    • The company's return on equity is in line with industry standards, but its return on assets is relatively low.
    • There is no immediate liquidity or dilution risk, and the company's capital structure is stable.
    • Analyst sentiment is mixed, with one strong sell recommendation and no strong buy or buy recommendations.
    • The company's growth trajectory is not explicitly detailed, but stable net and operating income suggest consistent performance.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $60,00
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $115.1M
    Net cash
    Current ratio
    Debt / equity
    0.0
    ROA
    1.8%
    ROE
    9.7%
    Cash conversion
    394.0%
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    4,33
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    1
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-10 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate4,33
    Revenueno estimateno estimate190,0M TND
    Operating incomeno estimateno estimate17,5M TND
    Full-year consensus mean (period as reported by source) · consensus in TND. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution1 analysts
    Strong buy0
    Buy0
    Hold0
    Sell0
    Strong sell1
    Operating income · consensus17,5M TND
    EPS surprise
    −3,5 %
    reported vs consensus · miss
    Revenue surprise
    +9,8 %
    reported vs consensus · beat

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    ROE9,7 %Above median
    D/E0,00Above median
    Cash Conv3,94Best in class

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • BHASS.TN Market data — financials · 2026-05-27
    • BH Assurance SA Market data — analyst estimates · 2026-05-27

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    BHASS.TNCanonical
    — · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage