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BNZHA.NZ — NZX Banks

Bank of New Zealand

$103,75
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USD
Set alert
LatestANZ raises NZ mortgage rates by up to 26 bps as wholesale costs climb
Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
38,9B USD
P/E
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Div yield
0,07 %
Op margin
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About

Bank of New Zealand operates as a commercial bank within the New Zealand financial sector, generating revenue through banking services.

Business. Bank of New Zealand (BNZHA.NZ) is a commercial bank headquartered in New Zealand and listed on the NZX. The company operates within the Banking Services industry group, generating revenue primarily through interest income. As specific segment and geographic breakdowns are not provided, the firm is described at the industry level as a provider of banking services.

Classification74 %
SectorFinancials
Business sectorBanking & Investment Services
Industry groupBanking Services
IndustryBanks
ActivityCommercial Banks
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score
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not yet scored
Valuation
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valuation pending
Analysts
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not yet wired
Ownership
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not yet wired
Profitability
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not yet wired
Quality
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not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

6
  • ● MARKETSANZ raises NZ mortgage rates by up to 26 bps as wholesale costs climb2026-08-03
  • ● MARKETSRBNZ Governor Breman eyes temporary MPC appointment as OCR hike looms2026-08-03
  • MARKETSNew Zealand inflation hits 4.1%, reinforcing RBNZ's hawkish pivot2026-08-02
  • ENERGYNew Zealand inflation accelerates to 4.1% as fuel costs persist2026-08-01
  • MARKETSEconomist argues Reserve Bank can successfully return to dual mandate2026-07-29
  • MARKETSNew Zealand finance minister rejects Reserve Bank funding rollover2026-07-29

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,7 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Consumer Discretionary+0,4 %+7,7 %−0,2 %
    Information Technology+0,3 %+7,8 %−0,3 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    low
    ICC Geopolitical Pressure
    22 posts
    low
    Global Central Bank Policy Shifts
    11 posts

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    Briefing · model-assisted

    There are no material changes to report for Bank of New Zealand (BNZHA.NZ) in the current analysis period. The system review of 17 fields confirmed no significant shifts compared to prior assessments, with four schema-expansion fields excluded from the evaluation. Consequently, there are no new developments in the company's operational or financial profile to highlight. Watcher signals and cross-source sentiment indicators remain inactive or neutral, providing no directional cues for investors. While dispatch activity fluctuated slightly between late June and mid-July 2026, with counts ranging from zero to five per day, no specific sentiment was attached to these communications. This lack of sentiment data means the volume of dispatches does not translate into a clear positive or negative market signal. The company's structural profile remains static, with no recorded changes in officer count, analyst coverage, index membership, or top holder composition. These metrics, which often serve as proxies for institutional interest and governance stability, show no movement. The absence of new analyst estimates or relationship updates further underscores the continuity of the bank's current standing. In summary, Bank of New Zealand presents a stable but uneventful picture for the reporting window. Without material changes, significant watcher signals, or shifts in key corporate metrics, the investment thesis remains unchanged. Investors should monitor for future updates, as the current data set offers no new catalysts to alter the existing outlook.

    Signals & dispatch

    peak dispatch · 2026-07-08

    Composite-score breakdown

    Synthesis

    Business

    Bank of New Zealand (BNZHA.NZ) is a commercial bank headquartered in New Zealand and listed on the NZX. The company operates within the Banking Services industry group, generating revenue primarily through interest income. As specific segment and geographic breakdowns are not provided, the firm is described at the industry level as a provider of banking services.

    Classification74 %
    SectorFinancials
    Business sectorBanking & Investment Services
    Industry groupBanking Services
    IndustryBanks
    ActivityCommercial Banks
    AI synthesis
    GENERATED

    There are no material changes to report for Bank of New Zealand (BNZHA.NZ) in the current analysis period. The system review of 17 fields confirmed no significant shifts compared to prior assessments, with four schema-expansion fields excluded from the evaluation. Consequently, there are no new developments in the company's operational or financial profile to highlight. Watcher signals and cross-source sentiment indicators remain inactive or neutral, providing no directional cues for investors. While dispatch activity fluctuated slightly between late June and mid-July 2026, with counts ranging from zero to five per day, no specific sentiment was attached to these communications. This lack of sentiment data means the volume of dispatches does not translate into a clear positive or negative market signal. The company's structural profile remains static, with no recorded changes in officer count, analyst coverage, index membership, or top holder composition. These metrics, which often serve as proxies for institutional interest and governance stability, show no movement. The absence of new analyst estimates or relationship updates further underscores the continuity of the bank's current standing. In summary, Bank of New Zealand presents a stable but uneventful picture for the reporting window. Without material changes, significant watcher signals, or shifts in key corporate metrics, the investment thesis remains unchanged. Investors should monitor for future updates, as the current data set offers no new catalysts to alter the existing outlook.

    Key takeaways
    • Market capitalization stands at USD 38.9 billion with 375 million shares outstanding.
    • Dilution risk is rated as medium, with mentions of offering risk in source documents.
    • Liquidity risk is unknown due to the absence of balance-sheet data.
    • Analyst mean EPS estimate is 0.08, slightly below the last actual EPS of 0.09.
    • Competitor context includes major US banks (JPM, BAC, C) based on industry classification.
    • No historical financial trends or segment data are available for deeper analysis.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $103,75
    Market cap
    $38.91B
    Enterprise valueⓘ
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    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    Business relationships3 disclosed relationships · 1 type · extracted from filings & disclosures
    Competitors3
    Bank Of America CorpBAC.OCompetitor50%
    CITIGROUP INC.C.NCompetitor50%
    JPMORGAN CHASE & CO.JPM.NCompetitor50%

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    0,08
    Predicted surprise
    +0,06
    Beat probability
    45 %
    Analysts
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    Other metrics
    Revenue
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    no estimate
    Segment revenue
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    no estimate
    Margin
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    no estimate
    Segment margin
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    no estimate
    as of 2026-07-13 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPS—no estimate—no estimate0,08
    Revenue—no estimate—no estimate—no estimate
    Operating income—no estimate—no estimate—no estimate
    Full-year consensus mean (period as reported by source). Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data
    EPS surprise
    +11,8 %
    reported vs consensus · beat

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskMedium
    Liquidity riskUnknown
    Filing-based flags
    • Source documents mention dilution or offering risk.

    Benchmarks vs cohort

    No cohort benchmark data available for this issuer yet.

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Reference data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Cap
      market_price * shares_outstanding_diluted
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    Source documents
    • Bank of New Zealand Market data — financials · 2026-07-13
    • Bank of New Zealand Market data — analyst estimates · 2026-07-13
    • Bank of New Zealand HA canonical relationships · 2026-07-13
    • Bank of New Zealand — company reference export (2026-07-05) · 2026-07-13

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    BNZHA.NZCanonical
    NZX · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,06Full forecast →
    peak dispatch · 2026-07-08
    OSINT findings
    Dilution riskMedium
    Liquidity riskUnknown
    Source documents mention dilution or offering risk.
    Relationship graph
    BNZHAJPMBACCJPM.NBAC.OBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-08-02 16:03 UTCNEWSNew Zealand inflation hits 4.1%, reinforcing RBNZ's hawkish pivot → June CPI data lands above the target band, validating the central bank's first rate hike in three years and signaling that the tightening cycle is far from over.
    2026-08-01 16:07 UTCNEWSNew Zealand inflation accelerates to 4.1% as fuel costs persist → The uptick marks the highest annual rate in over two years, complicating the Reserve Bank's path and keeping pressure on the NZD.
    2026-07-21 06:54 UTCNEWSNew Zealand dollar surges on hot inflation, Aussie follows higher → A surprise rise in New Zealand price pressures has reignited rate-hold bets for the Reserve Bank of New Zealand, lifting the kiwi sharply while the Australian dollar tracks higher on regional momentum.
    2026-07-21 06:28 UTCNEWSNZ sharemarket slides 0.3% as inflation data weighs on sentiment → The S&P/NZX 50 index fell for a fourth straight session, closing at 13,656.03. Persistent price pressures and the recent rate hike continue to cap investor appetite in Wellington.
    2026-07-20 22:58 UTCNEWSNew Zealand inflation hits two-year high on fuel surge, pressuring RBNZ → Soaring energy costs push annual CPI to roughly 4%, complicating the Reserve Bank’s path and raising bets on further rate hikes.
    2026-07-16 14:48 UTCNEWSNew Zealand dollar rallies as short-term rates spike on rate-hike bets → The kiwi dollar reversed overnight losses to reach $0.5778, driven by surging market expectations for further Reserve Bank of New Zealand tightening.
    2026-07-16 13:24 UTCNEWSBank of Korea raises benchmark rate to 2.75% as inflation pressures mount → The 25-basis-point hike was widely anticipated, signaling a decisive shift in monetary policy to combat rising prices amid lingering geopolitical risks.
    2026-07-16 12:44 UTCNEWSNZ Reserve Bank chief economist warns inflation expectations risk becoming entrenched → Paul Conway signals that anchoring price expectations remains a critical challenge for the central bank following its recent OCR hike.
    2026-07-13 05:11 UTCNEWSANZ lifts floating loan rates by 25 bps to 6.04% following RBNZ OCR hike → The lender joins Westpac and ASB in passing on the Reserve Bank of New Zealand's latest rate increase, tightening borrowing costs for households and businesses.
    2026-07-10 07:08 UTCNEWSKiwi dollar surges to three-week high as rate hike bets outpace Aussie laggard → Diverging central bank expectations drive NZD strength against USD, widening the yield gap with Australia after the RBA's latest tightening cycle.
    2026-07-08 23:07 UTCNEWSWestpac passes on RBNZ rate hike with 25bp floating rate increase → The bank's move follows the Reserve Bank of New Zealand's decision to lift the OCR to 2.5%, a step widely anticipated by markets.
    2026-07-08 06:28 UTCNEWSNew Zealand shares slip 0.6% after RBNZ's first rate hike in three years → The S&P/NZX 50 index fell as the central bank raised the OCR to 2.50%, confirming a hawkish pivot that weighed on equities and extended pressure on the Kiwi dollar.
    2026-07-08 05:43 UTCNEWSNew Zealand dollar rallies as RBNZ lifts rates, signals further hikes → The kiwi faces resistance at $0.5726 after the central bank's first rate increase in three years, confirming a hawkish trajectory that financial markets had anticipated.
    2026-07-08 04:26 UTCNEWSNew Zealand OCR rises 25 bps to 2.5% as banks lift mortgage rates → The Reserve Bank of New Zealand's first rate hike in three years triggers immediate pass-through to home loan costs, tightening credit conditions for borrowers.
    2026-07-08 04:23 UTCNEWSRBNZ raises OCR by 25 bps to 2.50%, validating market pricing → The Reserve Bank of New Zealand delivered the rate hike traders had heavily priced in, lifting the Official Cash Rate to 2.50% and signaling a continued tightening cycle.
    2026-07-06 06:28 UTCNEWSKiwi dollar slips to $0.5687 as traders await RBNZ rate decision → The New Zealand currency reverses last week's gains ahead of a pivotal central bank meeting, with broader commodity-currency weakness persisting.
    2026-07-05 17:07 UTCNEWSRBNZ OCR decision looms as markets price in hike despite divided economists → Traders face a binary outcome this week as the Reserve Bank of New Zealand weighs a rate increase against a hold, with market positioning heavily favoring tightening.
    2026-07-02 04:11 UTCNEWSNew Zealand homeowners urged to avoid refinancing errors ahead of RBNZ rate decision → With the Official Cash Rate verdict imminent, experts warn borrowers that locking in long-term fixed rates too early could prove costly if the central bank pivots.
    2026-06-30 21:14 UTCNEWSASB cuts five-year mortgage rates by 30bps while hiking short-term lending ahead of RBNZ decision → New Zealand's third-largest lender joins a regional trend of selective rate reductions, signaling a divergence in bank pricing strategies as the Reserve Bank prepares its next policy move.
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-29 17:08 UTCNEWSKiwibank urges RBNZ to hold rates as unemployment forecast rises to 5.6% → New Zealand's state-owned lender argues that weak demand and a softening labor market justify keeping the Official Cash Rate on hold, diverging from peers who see room for easing.
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Reference data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage