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INDICATIVE · SAMPLE DATA
BOAN58

Bank of Africa Niger SA

BanksVerified

Bank of Africa Niger SA has a total equity of XOF 36,064,000,000 and no long-term debt, resulting in a debt-to-equity ratio of 0.0, indicating a conservative capital structure. The company's liquidity position is assessed as low, though no immediate filing-based liquidity flags were detected. The return on equity (ROE) is 1.14%, and the return on assets (ROA) is 0.14%, both of which are below the typical performance benchmarks for banks. The company's profitability is modest, with a net income of XOF 410,000,000 on revenue of XOF 14,731,000,000, translating to a net margin of 2.78%. This margin is below the median for the Banks industry, suggesting that the company may be underperforming relative to its peers in terms of profitability. The ROE and ROA figures also indicate that the company is not generating strong returns on its equity and asset base, which could be a concern for investors. Bank of Africa Niger SA operates primarily in Niger, with a network of branches, business centers, local offices, and regional branches. The company's revenue is concentrated in this single geographic market, which could expose it to local economic and political risks. The company does not disclose segment-specific revenue data, making it difficult to assess the performance of different business lines. The company's revenue growth trajectory is not explicitly provided, but the current financial snapshot suggests a stable but not growing revenue base. The company's outlook for the current fiscal year and the next fiscal year is not detailed in the provided data, but the absence of significant revenue growth in the recent period may indicate a lack of expansion or market penetration. The company's risk assessment indicates low dilution potential, with no immediate filing-based dilution flags detected. Recent events and filings for Bank of Africa Niger SA do not show any significant developments that would impact its financial position or strategic direction. The company's financial statements and disclosures do not indicate any major changes in its operations or capital structure. The absence of recent events or filings suggests a stable but potentially stagnant business environment for the company.

30-day price · BOAN+805.00 (+30.6%)
Low$2615.00High$3760.00Close$3440.00As of12 May, 00:00 UTC
Profile
CompanyBank of Africa Niger SA
TickerBOAN.CI
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Bank of Africa Niger SA provides a range of banking products and financial services for corporate and individual customers in Niger, including current and savings accounts, personal and education loans, mortgages, and international transfers.

Classification. Bank of Africa Niger SA is classified under the Financials sector, specifically in the Banks industry, with a confidence level of 0.92 according to verified market data.

Bank of Africa Niger SA has a total equity of XOF 36,064,000,000 and no long-term debt, resulting in a debt-to-equity ratio of 0.0, indicating a conservative capital structure. The company's liquidity position is assessed as low, though no immediate filing-based liquidity flags were detected. The return on equity (ROE) is 1.14%, and the return on assets (ROA) is 0.14%, both of which are below the typical performance benchmarks for banks. The company's profitability is modest, with a net income of XOF 410,000,000 on revenue of XOF 14,731,000,000, translating to a net margin of 2.78%. This margin is below the median for the Banks industry, suggesting that the company may be underperforming relative to its peers in terms of profitability. The ROE and ROA figures also indicate that the company is not generating strong returns on its equity and asset base, which could be a concern for investors. Bank of Africa Niger SA operates primarily in Niger, with a network of branches, business centers, local offices, and regional branches. The company's revenue is concentrated in this single geographic market, which could expose it to local economic and political risks. The company does not disclose segment-specific revenue data, making it difficult to assess the performance of different business lines. The company's revenue growth trajectory is not explicitly provided, but the current financial snapshot suggests a stable but not growing revenue base. The company's outlook for the current fiscal year and the next fiscal year is not detailed in the provided data, but the absence of significant revenue growth in the recent period may indicate a lack of expansion or market penetration. The company's risk assessment indicates low dilution potential, with no immediate filing-based dilution flags detected. Recent events and filings for Bank of Africa Niger SA do not show any significant developments that would impact its financial position or strategic direction. The company's financial statements and disclosures do not indicate any major changes in its operations or capital structure. The absence of recent events or filings suggests a stable but potentially stagnant business environment for the company.
Key takeaways
  • Bank of Africa Niger SA has a conservative capital structure with no long-term debt and a debt-to-equity ratio of 0.0.
  • The company's profitability is below industry benchmarks, with a net margin of 2.78%, ROE of 1.14%, and ROA of 0.14%.
  • Revenue is concentrated in Niger, exposing the company to local economic and political risks.
  • The company's liquidity position is assessed as low, though no immediate liquidity flags were detected.
  • No significant recent events or filings have been reported, indicating a stable but potentially stagnant business environment.
  • --
  • ## RATIONALES
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Financial snapshot
PeriodHA-latest
CurrencyXOF
Revenue$14.73B
Gross profit
Operating income
Net income$410.0M
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets$291.75B
Total liabilities$255.69B
Total equity$36.06B
Cash & equivalents
Long-term debt$0.00
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY0
FY-1
FY-2
FY-3
FY-4
PeriodGross %Op %Net %FCF %
FY0
FY-1
FY-2
FY-3
FY-4
PeriodAssetsEquityCashDebt
FY0
FY-1
FY-2
FY-3
FY-4
PeriodOCFCapExFCFSBC
FY0
FY-1
FY-2
FY-3
FY-4
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodGross %Op %Net %FCF %
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodAssetsEquityCashDebt
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
PeriodOCFCapExFCFSBC
FQ0
FQ-1
FQ-2
FQ-3
FQ-4
FQ-5
FQ-6
FQ-7
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$36.06B
Net cash
Current ratio
Debt/Equity0.0
ROA0.1%
ROE1.1%
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskLow
  • No immediate filing-based liquidity or dilution flags were detected.
Industry benchmarks
Activity: Banks · cohort 7 companies
MetricBOANActivity
Op margin560.2% medp25 560.2% · p75 560.2%
Net margin2.8%459.2% medp25 422.9% · p75 495.5%bottom quartile
Gross margin62.8% medp25 28.5% · p75 92.6%
CapEx / revenue2.6% medp25 1.0% · p75 12.1%
Debt / equity0.0%16.8% medp25 13.7% · p75 33.1%bottom quartile
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 11:54 UTC#43f689ac
Source: analysis-pipeline (hybrid)Generated: 2026-05-10 11:56 UTCJob: 1676b4c7