Bogota Financial Corp

Bogota Financial Corp maintains a conservative capital structure with no long-term debt and a debt-to-equity ratio of 0.0. The company's liquidity position is assessed as low, with a price-to-book ratio of 0.78 and a market cap of $110.5 million. Free cash flow of $2.4 million and operating cash flow of $3.2 million support its liquidity, but the absence of long-term debt suggests a limited capacity to leverage for growth.

Profitability metrics indicate a weak return profile. Return on equity (ROE) is 1.48%, and return on assets (ROA) is 0.23%, both significantly below the industry median for banks. The company's net income of $2.09 million on $15.47 million in revenue yields a net margin of 13.5%, which is in line with the industry median but does not suggest strong competitive differentiation.

Geographic and segment exposure is not disclosed in the available data, but the company's revenue concentration is likely limited to its core banking operations. No material revenue diversification is evident from the financial snapshot.

Growth trajectory appears modest. The company's capital expenditure of -$70,370 suggests asset disposals or minimal investment in new infrastructure. With no long-term debt and a low liquidity risk score, the company is not aggressively pursuing expansion, but the lack of capital deployment may limit future growth potential.

Risk factors are minimal in the current assessment. The company has no immediate filing-based liquidity or dilution flags, and the dilution risk is rated as low. No recent equity issuance or ATM/shelf registration activity is reported, and the shares outstanding remain unchanged between basic and diluted shares.

Recent events include no material filings or transcripts in the available data. The company's financial disclosures are limited to the latest market data data, with no additional commentary on strategic initiatives or regulatory developments.

Bogota Financial Corp (BSBK.O) has seen a cluster of new institutional investors initiate positions in its shares, marking a notable shift in ownership composition. Recent filings reveal five distinct "add" events across different reporting periods, with new stakes established as of June 30, 2024, December 31, 2025, and March 31, 2026. These entries represent the first recorded analysis for the ticker, meaning there is no prior baseline to compute percentage deltas, but the absolute initiation of these holdings signals fresh interest from the investment community. The most significant of these new positions was reported as of December 31, 2025, by investor ID 465, who acquired 196,945 shares valued at approximately $1.67 million. This single holding accounts for a weight of roughly 0.0024% of the company's equity. In contrast, other new entrants established much smaller footholds; for instance, investor ID 466 held 10,684 shares valued at $71,903 as of June 30, 2024, while investor ID 927 held 46,374 shares valued at $394,179 as of March 31, 2026. Additional new positions were recorded in the first quarter of 2026. Investor ID 502 added 24,530 shares valued at $208,505, and investor ID 499 acquired a smaller stake of 2,679 shares valued at $22,772. All these changes were detected on June 20, 2026, and are classified as "notable" severity events, indicating that while the individual dollar amounts are modest, the coordinated entry of multiple new holders is a distinct data point for the stock. This activity occurs against a backdrop of limited public market coverage for Bogota Financial Corp. The company currently has zero analyst coverage and is not a member of any major indices, with only one officer and six top holders identified in the database. The emergence of these new institutional positions, despite the lack of analyst attention, suggests that specific investors are independently identifying value or strategic interest in the bank, potentially laying the groundwork for increased visibility in the future.