Bok Financial Corp

BOK Financial Corp maintains a capital structure supported by $5.97 billion in total equity against $47.79 billion in total liabilities, resulting in a reported debt-to-equity ratio of 0.0. The company trades at a price-to-book multiple of 1.84 and a price-to-earnings ratio of 57.96, reflecting a premium valuation relative to its book value. Liquidity assessment is constrained by the absence of specific current ratio data, though the balance sheet shows $53.76 billion in total assets. Operating cash flow for the latest period was negative at -$248.7 million, indicating a cash outflow from core operations.

Profitability metrics show a return on equity of 2.61% and a return on assets of 0.29% for the period. These returns are derived from $155.8 million in net income. Without cohort median data provided in the input, direct comparative analysis of profitability efficiency against industry peers is omitted, but the low ROA suggests typical banking leverage dynamics where asset turnover is low and margins are thin.

Bok Financial Corporation (BOKF) has seen a wave of new institutional investors initiate positions, marking a notable shift in its shareholder base. This activity is particularly significant as it represents the first analysis for this ticker, meaning there is no prior basis for computing deltas against previous periods. The emergence of these new holders suggests growing institutional interest in the Oklahoma-based bank, which currently has 29 top holders and is followed by eight analysts. The most substantial new position was established by investor ID 487, who acquired 2,708,525 shares valued at approximately $346.8 million as of March 31, 2026. This single stake accounts for a 7.2% weight in the reported holdings, indicating a significant bet on the company’s near-term prospects. This large entry stands out among the other new positions, which are considerably smaller in both share count and dollar value. Other notable additions include investor ID 467, who holds 969,414 shares worth roughly $124.1 million as of March 31, 2026, and investor ID 466, who added 1,232,695 shares valued at $112.96 million as of June 30, 2024. Additional new holders include investor ID 486 with 243,327 shares ($31.16 million), investor ID 481 with 220,978 shares ($28.30 million), and investor ID 497 with 43,251 shares ($4.60 million) as of December 31, 2024. Investor ID 478 also initiated a small position of 17,975 shares valued at $2.3 million as of March 31, 2026. These new entries expand the breadth of BOKF’s institutional ownership, although the company remains outside of major index memberships. With only one officer listed in the current data, the focus for investors appears to be on the financial fundamentals and market positioning rather than executive changes. The accumulation of these new stakes, particularly the large position by investor ID 487, provides a fresh baseline for monitoring future institutional sentiment toward Bok Financial Corporation.

Analysts project 23.5% upside to a $144 mean price target, suggesting significant undervaluation relative to current market price.

The company trades at a 1.43 price-to-book ratio, offering a valuation metric grounded in tangible book value of $4.9 billion.

Equity grew at a 3.9% compound annual rate over five years, demonstrating consistent capital accumulation despite asset contraction.

A debt-to-equity ratio of 0.0 places the company in the top quartile for leverage safety among bank peers.

Net income declined 9.4% year-over-year in FY2025, signaling deteriorating profitability trends for the financial institution.

Total assets contracted by 4.9% year-over-year, indicating a shrinking balance sheet that may limit future lending capacity.

Cash conversion of -1.6% falls in the bottom quartile, highlighting poor efficiency in generating cash from operations.

Medium dilution risk flags potential share count increases that could erode per-share value and earnings metrics.