Broadway Financial Corp \de\

Broadway Financial Corp maintains a capital structure defined by total assets of $1.43 billion and total equity of $262.5 million, resulting in a debt-to-equity ratio of 0.0. The firm holds $26.6 million in cash and equivalents, generating $1.13 million in operating cash flow and $1.09 million in free cash flow during Q1 2026. With a market capitalization of $85.8 million and a price-to-book ratio of 0.33, the equity trades at a significant discount to its book value. The liquidity position is assessed as low risk, supported by the absence of reported debt obligations in the snapshot data.

Profitability metrics indicate a net income of $1.16 million against reported revenue of $44,000, yielding a return on equity of 0.44% and a return on assets of 0.08%. The price-to-earnings ratio stands at 74.01, reflecting the low absolute earnings base relative to the market price. These returns are notably low compared to typical banking sector medians, suggesting either a transitional earnings period or a specific accounting treatment of revenue that suppresses the denominator in margin calculations. The company’s economic engine relies heavily on interest spreads and grant income, as indicated by the filing observations regarding government grant accounting.

Broadway Financial Corp/DE (BYFC) has seen the addition of five new institutional holders, a notable shift in its ownership structure. These additions were detected on June 20, 2026, and include positions reported as of dates ranging from June 30, 2024, to March 31, 2026. The largest of these new holdings is 344,245 shares valued at approximately $2.55 million, reported as of December 31, 2025. Other new positions are significantly smaller, with share counts ranging from 32 to 15,387 shares. This influx of new investors occurs against a backdrop of limited analyst coverage and index membership. The company currently has zero analysts covering its stock and is not a member of any major indices. Despite this lack of broad market scrutiny, the presence of six top holders suggests a concentrated base of institutional interest. The addition of these new holders may indicate growing attention from specific investment firms, even in the absence of wider analyst consensus. Concurrently, the company’s risk profile has been formally categorized for the first time in recent tracking. Dilution risk is now assessed as "unknown," while liquidity risk is classified as "low." These assessments are marked as low severity changes, reflecting the initial establishment of these metrics rather than a sudden deterioration or improvement in underlying conditions. The "unknown" status of dilution risk warrants monitoring, as it leaves open the possibility of future equity issuance that could impact shareholder value. Furthermore, Broadway Financial Corp/DE has been explicitly classified within the "Commercial Banks" activity sector and the broader "Financials" economic sector. This medium-severity classification clarifies the company’s operational focus and aligns it with peer institutions in the banking industry. For investors, this taxonomy provides a clearer framework for comparing BYFC’s performance and risk metrics against other commercial banks, enhancing the interpretability of its financial data.

Broadway Financial trades at a 0.33 price-to-book ratio, significantly below the 1.0x replacement cost of equity.

The company maintains a zero debt-to-equity ratio, indicating a conservative capital structure with no long-term debt burden.

Net income surged 107.8% year-over-year to $1.93 million, demonstrating strong recent profitability improvement.

Total assets grew at a 2.4% CAGR over five years, showing consistent balance sheet expansion.

Equity increased 8.5% year-over-year to $285 million, reflecting retained earnings and capital strength.

Return on equity of 0.44% ranks in the bottom quartile, significantly underperforming the 6.33% cohort median.

Return on assets of 0.08% is extremely low, indicating inefficient utilization of the $1.33 billion asset base.

Revenue declined 15.8% year-over-year to $155,000, signaling a contraction in top-line operating performance.

The company reported a net loss of $24.8 million in one FY2025 period, highlighting earnings volatility.

Revenue $44.0k; Net margin 2634.1%.

• ▍Revenue $44.0k
• ▍Net margin 2634.1%

Revenue $131.0k; Net margin -19709.9%.

• ▍Revenue $131.0k
• ▍Net margin -19709.9%

Revenue $84.0k; Net margin -2306.0%.

• ▍Revenue $84.0k
• ▍Net margin -2306.0%

Revenue $184.0k; Net margin -13475.5%.

• ▍Revenue $184.0k
• ▍Net margin -13475.5%

Revenue $155.0k; Net margin 1242.6%.

• ▍Revenue $155.0k
• ▍Net margin 1242.6%

Revenue $155.0k; Net margin 1244.5%.

• ▍Revenue $155.0k
• ▍Net margin 1244.5%