Bui.Bk

BUI.BK maintains a strong liquidity position with THB 350.8 million in cash and equivalents, representing 29.9% of total assets. The company's liquidity FPT (free cash flow to total liabilities) is 0.58, indicating sufficient short-term liquidity to cover liabilities. The debt-to-equity ratio of 0.04 suggests a conservative capital structure with minimal leverage.

Profitability metrics show a return on equity (ROE) of 6.05% and a return on assets (ROA) of 3.7%, both below the industry median for property and casualty insurers. The net income of THB 70.98 million on total assets of THB 19.17 billion indicates moderate profitability relative to asset base.

Geographic and segment exposure is concentrated in Thailand, with no disclosed international operations or business segments. Revenue concentration remains unquantified in the available data, but the lack of segment reporting suggests a single operational focus.

Growth trajectory shows operating income of THB 91.94 million and net income of THB 70.98 million in the latest period. While free cash flow was negative at THB 43.64 million, this was driven by capital expenditures of THB 3.29 million, suggesting limited reinvestment needs.

Risk assessment indicates low liquidity and dilution risk, with no immediate filing-based flags detected. The company's diluted shares outstanding remain unchanged at 56.72 million, and no dilution sources were identified in the latest filings.

Recent events include standard insurance industry operations without material disclosures in the latest filings. The company's operating cash flow of THB 176.25 million supports ongoing operations and debt servicing.