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INDICATIVE · SAMPLE DATA
CAGR59

Credit Agricole SA

BanksVerified

Credit Agricole's capital structure is characterized by a stable share count, with 3,024,669,905 basic and diluted shares outstanding, indicating no immediate dilution pressure from share issuance. However, the liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in source documents, which limits the ability to evaluate the company's short-term financial flexibility. In terms of profitability, Credit Agricole's performance is yet to be benchmarked against industry-specific metrics and cohort medians, as the valuation snapshot and industry_config data are not available in the current dataset. This lack of comparative data hinders a direct assessment of the company's returns and margins relative to its peers. The company's revenue is not segmented by geographic region or business line in the provided data, making it difficult to assess the concentration of exposure in any particular market or product area. Without this information, it is not possible to determine the extent of geographic or segment-specific risks. The growth trajectory of Credit Agricole is also unclear, as the outlook for the current and next fiscal years, along with numeric deltas, is not provided. Analysts have issued a mean price target of 20.74 EUR and a median price target of 20.00 EUR, with a mean recommendation of 2.56, indicating a generally positive but cautious outlook. The risk assessment highlights a low dilution potential, supported by the fact that the number of diluted shares is equal to the basic shares outstanding, suggesting no recent or planned share issuance that could dilute existing shareholders. However, the absence of liquidity risk assessment remains a concern, as it could affect the company's ability to meet short-term obligations. There are no recent events, such as filings or transcripts, provided in the dataset to inform the company's current strategic direction or operational developments. This lack of recent information limits the ability to assess the company's response to market conditions or regulatory changes.

30-day price · CAGR+0.32 (+1.9%)
Low$15.98High$17.78Close$16.90As of17 May, 00:00 UTC
Profile
CompanyCredit Agricole SA
TickerCAGR.PA
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Credit Agricole SA is a French multinational banking and financial services company that provides a wide range of banking products and services to retail, corporate, and institutional clients, including loans, deposits, investment services, and insurance.

Classification. Credit Agricole is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a classification confidence of 0.92.

Credit Agricole's capital structure is characterized by a stable share count, with 3,024,669,905 basic and diluted shares outstanding, indicating no immediate dilution pressure from share issuance. However, the liquidity risk remains unassessed due to the absence of balance-sheet inputs and no going-concern language in source documents, which limits the ability to evaluate the company's short-term financial flexibility. In terms of profitability, Credit Agricole's performance is yet to be benchmarked against industry-specific metrics and cohort medians, as the valuation snapshot and industry_config data are not available in the current dataset. This lack of comparative data hinders a direct assessment of the company's returns and margins relative to its peers. The company's revenue is not segmented by geographic region or business line in the provided data, making it difficult to assess the concentration of exposure in any particular market or product area. Without this information, it is not possible to determine the extent of geographic or segment-specific risks. The growth trajectory of Credit Agricole is also unclear, as the outlook for the current and next fiscal years, along with numeric deltas, is not provided. Analysts have issued a mean price target of 20.74 EUR and a median price target of 20.00 EUR, with a mean recommendation of 2.56, indicating a generally positive but cautious outlook. The risk assessment highlights a low dilution potential, supported by the fact that the number of diluted shares is equal to the basic shares outstanding, suggesting no recent or planned share issuance that could dilute existing shareholders. However, the absence of liquidity risk assessment remains a concern, as it could affect the company's ability to meet short-term obligations. There are no recent events, such as filings or transcripts, provided in the dataset to inform the company's current strategic direction or operational developments. This lack of recent information limits the ability to assess the company's response to market conditions or regulatory changes.
Key takeaways
  • Credit Agricole has a stable share count with no immediate dilution pressure.
  • Analysts have a cautiously positive outlook, with a mean price target of 20.74 EUR.
  • The company's liquidity risk remains unassessed, which could affect its short-term financial flexibility.
  • There is no available data to benchmark the company's profitability against industry peers.
  • The absence of recent events or filings limits insight into the company's strategic direction.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$12.12B$5.84B$6.77B
FY-3$13.05B$5.31B$7.23B
FY-2$14.24B$6.35B$4.45B
FY-1$14.30B$7.09B$8.33B
FY0$15.31B$7.07B$8.26B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$2.07T$68.22B
FY-3$2.14T$66.52B
FY-2$2.19T$71.09B
FY-1$2.31T$74.71B
FY0$2.37T$77.66B
PeriodOCFCapExFCFSBC
FY-4$10.93B-$876.0M$6.77B
FY-3$1.46B-$1.04B$7.23B
FY-2-$36.51B-$885.0M$4.45B
FY-1-$15.91B-$1.07B$8.33B
FY0$19.01B-$1.12B$8.26B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6$2.08B
FQ-5
FQ-4$1.65B
FQ-3
FQ-2$1.84B
FQ-1
FQ0$1.68B
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6$2.25T$71.40B
FQ-5
FQ-4
FQ-3
FQ-2$2.33T$77.70B
FQ-1
FQ0$2.42T$79.10B
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricCAGRActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
IR observations
Mean price target20.74 EUR
Median price target20.00 EUR
High price target26.00 EUR
Low price target17.00 EUR
Mean recommendation2.56 (1=strong buy, 5=strong sell)
Strong-buy count3.00
Buy count5.00
Hold count7.00
Sell count3.00
Strong-sell count0.00
Mean EPS estimate2.29 EUR
Last actual EPS2.18 EUR
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-01 04:40 UTC#9095d526
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 14:21 UTCJob: 96a5b50f