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INDICATIVE · SAMPLE DATA
CRTO54

Caisse Reg Cred Agric Mut Tourain Poitou

Corporate Financial ServicesVerified

The company's capital structure is characterized by a lack of disclosed balance-sheet inputs, which prevents a detailed assessment of its liquidity position. The absence of going-concern language in the source documents further complicates the evaluation of its financial stability. No valuation snapshot data is available to provide insights into its profitability or returns relative to industry benchmarks. Given the lack of financial data, it is not possible to assess the company's profitability or returns against the preferred metrics of the Corporate Financial Services industry. Cohort median comparisons are infeasible without the necessary financial metrics. The company's segments and geographic exposure are not disclosed in the available data, making it impossible to evaluate revenue concentration or geographic diversification. No growth trajectory can be determined due to the absence of outlook data and revenue history. The company's future performance remains speculative without additional financial disclosures. The risk assessment indicates a low potential for dilution, but liquidity risk could not be assessed due to the lack of balance-sheet inputs and going-concern language in the source documents. No recent events or filings are disclosed to provide context on the company's current status or strategic direction.

30-day price · CRTO+28.50 (+22.6%)
Low$121.24High$160.00Close$154.48As of13 May, 00:00 UTC
Profile
CompanyCaisse Reg Cred Agric Mut Tourain Poitou
TickerCRTO.PA
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryCorporate Financial Services
AI analysis

Business. Caisse Reg Cred Agric Mut Tourain Poitou operates as a banking institution, providing financial services to its clients.

Classification. The company is classified under the Financials economic sector, Banking & Investment Services business sector, and Corporate Financial Services industry with a confidence level of 0.92.

The company's capital structure is characterized by a lack of disclosed balance-sheet inputs, which prevents a detailed assessment of its liquidity position. The absence of going-concern language in the source documents further complicates the evaluation of its financial stability. No valuation snapshot data is available to provide insights into its profitability or returns relative to industry benchmarks. Given the lack of financial data, it is not possible to assess the company's profitability or returns against the preferred metrics of the Corporate Financial Services industry. Cohort median comparisons are infeasible without the necessary financial metrics. The company's segments and geographic exposure are not disclosed in the available data, making it impossible to evaluate revenue concentration or geographic diversification. No growth trajectory can be determined due to the absence of outlook data and revenue history. The company's future performance remains speculative without additional financial disclosures. The risk assessment indicates a low potential for dilution, but liquidity risk could not be assessed due to the lack of balance-sheet inputs and going-concern language in the source documents. No recent events or filings are disclosed to provide context on the company's current status or strategic direction.
Key takeaways
  • The company's liquidity position cannot be assessed due to missing balance-sheet data.
  • No profitability or returns data is available for comparison with industry benchmarks.
  • Geographic and segment revenue exposure is undisclosed.
  • Growth trajectory and future performance remain speculative.
  • Dilution risk is low, but liquidity risk is unassessable.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$133.5M$72.5M$74.0M
FY-3$140.9M$93.6M$94.9M
FY-2$95.0M$111.8M$110.2M
FY-1$95.2M$80.5M$73.7M
FY0$109.0M$82.2M$75.4M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$16.40B$2.50B
FY-3$16.84B$2.46B
FY-2$16.86B$2.65B
FY-1$16.77B$2.83B
FY0$16.96B$3.13B
PeriodOCFCapExFCFSBC
FY-4$1.09B-$8.1M$74.0M
FY-3-$850.5M-$8.7M$94.9M
FY-2-$307.7M-$12.2M$110.2M
FY-1$118.5M-$16.9M$73.7M
FY0-$122.8M-$17.2M$75.4M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricCRTOActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-13 00:46 UTC#3101dd14
Market quoteclose EUR 154.48 · shares 0.00B diluted
no public URL
2026-05-13 00:46 UTC#14513ad7
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 17:09 UTCJob: 69cdb823