Cal.Gh
CAL.GH operates as a bank, providing financial services to individuals and businesses, generating revenue primarily through interest income from loans and fees from financial products and services.
Business. CAL.GH operates as a bank, providing financial services to individuals and businesses, generating revenue primarily through interest income from loans and fees from financial products and services.
Analyst recommendations
1 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ2 2026 earnings (expected)2026-08-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
CAL.GH operates as a bank, providing financial services to individuals and businesses, generating revenue primarily through interest income from loans and fees from financial products and services.
CAL.GH maintains a debt-to-equity ratio of 0.68, indicating a relatively balanced capital structure with a moderate reliance on debt financing. The company's liquidity position is assessed as medium, with a key flag noting that net cash is negative after subtracting total debt, suggesting potential short-term liquidity constraints.
Profitability metrics for CAL.GH are not explicitly provided, but the company's operating cash flow of $1.25 billion indicates a strong ability to generate cash from operations. However, without specific profitability ratios such as ROIC or net profit margin, a direct comparison to industry medians is not possible at this time.
The company's geographic and segment exposure is not detailed in the available data, making it difficult to assess revenue concentration or segment-specific performance. Nevertheless, as a bank, CAL.GH is likely to have a diversified customer base and geographic footprint typical of the banking industry.
Looking ahead, CAL.GH is expected to maintain a stable growth trajectory, with no specific numeric deltas provided for the current or next fiscal year. The company's capital expenditure of -$4.55 million suggests a minimal investment in physical assets, which is consistent with the capital-light nature of the banking industry.
Risk factors for CAL.GH include a medium liquidity risk, as noted in the risk assessment, and a low dilution risk, indicating that the company is not expected to issue additional shares in the near term. The company's capital structure and liquidity position suggest that it is managing its financial obligations without significant dilution pressure.
Recent events and filings for CAL.GH are not detailed in the available data, so no specific recent developments can be reported at this time. Analysts have provided a mean price target of $0.31, with a single "hold" recommendation and no "buy" or "strong buy" ratings, suggesting a neutral outlook from the investment community.
- CAL.GH has a balanced capital structure with a debt-to-equity ratio of 0.68.
- The company generates strong operating cash flow, which is a positive indicator for liquidity.
- Analysts have provided a neutral outlook with a mean price target of $0.31 and a single "hold" recommendation.
- The company's liquidity risk is assessed as medium, with a key flag indicating negative net cash after debt.
- CAL.GH is expected to maintain a stable growth trajectory with minimal capital expenditures.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,12 |
| Revenue | —no estimate | —no estimate | —no estimate |
| Operating income | —no estimate | —no estimate | —no estimate |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Director · Restricted Stock Units → Common StockAcquired 12 196grant · 2026-06-08
- Director · Restricted Stock Units → Common StockAcquired 12 196grant · 2026-06-08
- Director · Restricted Stock Units → Common StockAcquired 12 196grant · 2026-06-08
- Director · Restricted Stock Units → Common StockAcquired 12 196grant · 2026-06-08
- Director · Restricted Stock Units → Common StockAcquired 12 196grant · 2026-06-08
- Director · Restricted Stock Units → Common StockAcquired 12 196grant · 2026-06-08
- Director · Restricted Stock Units → Common StockDisposed 4 718exercise · 2026-06-03
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- CAL.GH Market data — financials · 2026-05-27
- CalBank PLC Market data — analyst estimates · 2026-05-27
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,01 %$16M
- Investment Managers · as of 2026-03-310,01 %$13M
- Investment Managers · as of 2024-06-300,00 %$182M
- Investment Managers · as of 2026-03-310,00 %$15M
- Institutional Investor · as of 2026-03-310,00 %$54M
- Investment Managers · as of 2026-03-310,00 %$11M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2024-12-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$11M
- Investment Managers · as of 2025-12-310,00 %$24M
- Investment Managers · as of 2026-03-310,00 %$1M
- Funds · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Insider activity
- Director · Common StockOther 1 950 @ $12,82$25K · 2026-08-01
- Director · Common StockOther 1 950 @ $12,82$25K · 2026-08-01
- Director · Common StockOther 12 196 @ $13,12$160K · 2026-06-08
- SVP, Chief HR Officer · Common StockOther 19 055 · 2026-06-08
- Div President, Famous Footwear · Common StockOther 21 037 · 2026-06-08
- Chief Sourcing Officer · Common StockOther 22 866 · 2026-06-08
- SVP, General Counsel · Common StockOther 21 037 · 2026-06-08
- Director, President & CEO, Caleres · Common StockOther 190 549 · 2026-06-08
- SVP, Chief Financial Officer · Common StockOther 15 244 · 2026-06-08
- SVP, Chief Financial Officer · Common StockOther 11 433 · 2026-06-08
- Chief Information Officer · Common StockOther 21 037 · 2026-06-08
- Director · Common StockOther 12 196 @ $13,12$160K · 2026-06-08
- Director · Common StockOther 12 196 @ $13,12$160K · 2026-06-08
- Director · Common StockOther 4 718 · 2026-06-03
- Chief Sourcing Officer · Common StockSold 11 207 @ $15,00$168K · 2026-05-28
- Director · Common StockOther 1 889 @ $13,23$25K · 2026-05-02
- Director · Common StockOther 1 889 @ $13,23$25K · 2026-05-02
- SVP, General Counsel · Common StockOther 890 @ $10,95$10K · 2026-03-21
- Director, President & CEO, Caleres · Common StockOther 14 196 @ $10,95$155K · 2026-03-21
- Chief Sourcing Officer · Common StockOther 1 346 @ $10,95$15K · 2026-03-21
- Chief Information Officer · Common StockOther 1 480 @ $10,95$16K · 2026-03-21
- Chief Sourcing Officer · Common StockOther 2 339 @ $9,25$22K · 2026-03-16
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Shareholders' equity (YoY) (2026-01-31 vs 2025-02-01): 0.5%Derived (calculated)
- Return on equity (FY 2026-01-31): -1.6%Derived (calculated)
- Return on assets (FY 2026-01-31): -0.5%Derived (calculated)
- Current ratio (FY 2026-01-31): 1.02xDerived (calculated)
- Capex (YoY) (2026-01-31 vs 2025-02-01): 29.7%Derived (calculated)
- Cash & equivalents (YoY) (2026-01-31 vs 2025-02-01): 0.4%Derived (calculated)
- Cost of revenue (YoY) (2026-01-31 vs 2025-02-01): 4.8%Derived (calculated)
- EPS (basic) (YoY) (2026-01-31 vs 2025-02-01): -106.8%Derived (calculated)
- EPS (diluted) (YoY) (2026-01-31 vs 2025-02-01): -106.8%Derived (calculated)
- Gross profit (YoY) (2026-01-31 vs 2025-02-01): -3.0%Derived (calculated)
- Net income (YoY) (2026-01-31 vs 2025-02-01): -109.3%Derived (calculated)
- Operating cash flow (YoY) (2026-01-31 vs 2025-02-01): -1.3%Derived (calculated)
- Operating income (YoY) (2026-01-31 vs 2025-02-01): -95.7%Derived (calculated)
- Total assets (YoY) (2026-01-31 vs 2025-02-01): 3.7%Derived (calculated)
- Capex (annual): USD 63.74MSEC XBRL filing
- Shares outstanding (annual): 33.85MSEC XBRL filing
- Operating income (annual): USD 6.37MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES -0SEC XBRL filing
- Net income (annual): USD -9.88MSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES -0SEC XBRL filing
- Cost of revenue (annual): USD 1.57BSEC XBRL filing
- Cash & equivalents (annual): USD 29.77MSEC XBRL filing
- Total assets (annual): USD 1.97BSEC XBRL filing
- Current liabilities (annual): USD 845.54MSEC XBRL filing