Chimera Investment Corp
CHIMERA INVESTMENT CORP is classified under Financials / Banks and appears not currently profitable on the latest normalized snapshot.
Business. Chimera Investment Corp (CIM) is a commercial bank operating within the Banking Services industry group of the Financials sector. The company generates revenue primarily through interest income and is listed on the New York Stock Exchange. Specific details regarding operating segments, headquarters location, and geographic mix are not provided in the available data.
Analyst recommendations
5 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
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- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Chimera Investment Corp (CIM) is a commercial bank operating within the Banking Services industry group of the Financials sector. The company generates revenue primarily through interest income and is listed on the New York Stock Exchange. Specific details regarding operating segments, headquarters location, and geographic mix are not provided in the available data.
CHIMERA INVESTMENT CORP (CIM) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.96 (rule-based classification). Capital structure on the latest snapshot: total assets 15,979,379,000 USD, total equity 2,463,759,000, short-term debt 0, long-term debt 0. Net cash position is approximately 476,218,000 USD. Self-calculated market cap is 1,045,764,312 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 0, gross profit 0, operating income 0, net income -43,910,000. Return on equity ~-1.8%. Return on assets ~-0.3%. Operating-cash-flow to net-income ratio is -5.54. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Recent news context: [TRIGGER] allocator_boost: allocator_boost (allocator) on CIM — watcher=allocator; producer_version=ws49-p2a-v2; plan_date=2026-07-28; rank=6; ev=9.408609; company_id=67de3fc4-09f2-43e3-a78b-ba2d846093e6; jurisdiction=US; term_contributions={'event_proximity': 4.646435, 'gradability': 0.0, 'staleness': 3.663562, 'credibility_interest': 1.098612}; days_since_analysis=38; pending_promises=2; reason=Allocator coverage boost rank #6 EV=9.408609 for CIM (hot+stale; days_since=38); contributing_watchers=allocator (source=allocator; url=allocator:2026-07-28:CIM). Additional context: allocator_boost: watcher=allocator; producer_version=ws49-p2a-v2; plan_date=2026-07-28; rank=6; ev=9.408609; company_id=67de3fc4-09f2-43e3-a78b-ba2d846093e6; jurisdiction=US; term_contributions={'event_proximity': 4.646435, 'gradability': 0.0, 'staleness': 3.663562, 'credibility_interest': 1.098612}; days_since_analysis=38; pending_promises=2; reason=Allocator coverage boost rank #6 EV=9.408609 for CIM (hot+stale; days_since=38); contributing_watchers=allocator. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup.
- Return on equity is about -1.8%.
- Debt to equity is about 0.0x.
- [TRIGGER] allocator_boost: allocator_boost (allocator) on CIM — watcher=allocator; producer_version=ws49-p2a-v2; plan_date=2026-07-28; rank=6; ev=9.408609; company_id=67de3fc4-09f2-43e3-a78b-ba2d846093e6; jurisdiction=US; term_contributions={'event_proximity': 4.646435, 'gradability': 0.0, 'staleness': 3.663562, 'credibility_interest': 1.098612}; days_since_analysis=38; pending_promises=2; reason=Allocator coverage boost rank #6 EV=9.408609 for CIM (hot+stale; days_since=38); contributing_watchers=allocator (source=allocator; url=allocator:2026-07-28:CIM)
- Likely peers from the same classification include JPMorgan Chase, Bank of America, Citigroup.
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- 3 CHIMERA INVESTMENT CORPORATION CONSOLIDATED STATEMENTS OF OPERATIONS (dollars in thousands, except share and per share data) (Unaudited) For the Quarters Ended March 31, 2026 March 31, 2025 Net interest income: Interest income (1) $ 219,295 $ 190,616 Interest expense (2) 144,293 121,397 Net interest income 75,002 69,219 Increase in provision for credit losses 2,824 3,387 Other income (losses): Net unrealized gains (losses) on derivatives 18,150 ( 6,469 ) Realized gains on derivatives 2,870 82 Periodic interest on derivatives, net 1,834 4,135 Net gains (losses) on derivatives 22,854 ( 2,252 ) Investment management and advisory fees 7,165 8,936 Interest income from investment in MSR financing receivables, net (3) 2,311 — Net unrealized gains (losses) on financial instruments at fair value ( 37,536 ) 128,895 Net realized losses on sales of investments ( 40,428 ) — Gains (losses) on extinguishment of debt ( 38,858 ) 2,122 Other investment losses ( 910 ) ( 417 ) Gain on origination and sale of loans, net 21,385 — Total other income (losses) ( 64,017 ) 137,284 Other expenses: Compensation and benefits (4) 26,706 13,085 General and administrative expenses 12,161 6,907 Servicing and asset manager fees 5,522 7,431 Depreciation, amortization, and impairment expense 9,649 951 Transaction expenses 98 5,688 Total other expenses 54,136 34,062 Income (loss) before income taxes ( 45,974 ) 169,052 Income tax (benefit) expense ( 2,064 ) 1,755 Net income (loss) $ ( 43,910 ) $ 167,297 Dividends on preferred stock 21,097 21,357 Net income (loss) available to common shareholders $ ( 65,007 ) $ 145,940 Net income (loss) per share available to common shareholders: Basic $ ( 0.78 ) $ 1.79 Diluted $ ( 0.78 ) $ 1.77 Weighted average number of common shares outstanding: Basic 83,661,145 81,350,497 Diluted 83,661,145 82,394,218 (1) Includes interest income of consolidated V IEs of $ 129,069 and $ 144,402 for the quarters ended March 31, 2026 and 2025 respectively.
Bull / Bear case
Generated · model-assistedNet income surged 371.9% year-over-year to $167.3 million in FY2025, demonstrating significant profitability improvement.
The stock trades at a deep 0.42x price-to-book discount, suggesting substantial undervaluation relative to tangible book value.
Total assets grew 20.5% year-over-year to $15.8 billion, indicating robust balance sheet expansion and operational scale.
Debt-to-equity ratio stands at 0.0, ranking above the bank cohort median of 0.28, reflecting a conservative capital structure.
Liquidity risk is assessed as low, providing a stable financial foundation amidst broader market volatility and uncertainty.
Return on equity of -1.78% places the company in the bottom quartile of the 999-bank cohort, signaling poor capital efficiency.
Return on assets of -0.27% indicates the company is failing to generate profit from its total asset base effectively.
Cash conversion of -5.54% ranks in the bottom quartile, highlighting significant challenges in generating actual cash flow.
Net income CAGR of -5.0% over the past year suggests underlying earnings instability despite recent quarterly spikes.
Medium dilution risk exists, potentially eroding shareholder value through future equity issuances or share-based compensation programs.
In focus — financials by report
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Source documents mention dilution or offering risk.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Return On Equitynet_income / total_equity
- Enterprise Valuemarket_cap - net_cash
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- CHIMERA INVESTMENT CORP company facts · 2026-07-28
- CHIMERA INVESTMENT CORP 10-Q 2026-05-07 · 2026-07-28
- CHIMERA INVESTMENT CORP 10-K 2026-02-18 · 2026-07-28
- CHIMERA INVESTMENT CORP 10-Q 2025-11-06 · 2026-07-28
- CHIMERA INVESTMENT CORP 10-Q 2025-08-06 · 2026-07-28
- allocator_boost (allocator) on CIM · 2026-07-28
- Chimera Investment Corp Market data — analyst estimates · 2026-07-28
- Chimera Investment Corp Market data — ESG · 2026-07-28
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$20M
- Investment Managers · as of 2024-06-300,00 %$95M
- Investment Managers · as of 2026-03-310,00 %$24M
- Investment Managers · as of 2025-12-310,00 %$95M
- Investment Managers · as of 2026-03-310,00 %$9M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$6M
- Institutional Investor · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$24M
- Investment Managers · as of 2024-12-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$5M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Funds · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Insider activity
- Director · Common StockOther 11 263 · 2026-06-11
- Director · Common StockOther 11 263 · 2026-06-11
- Director · Common StockOther 11 263 · 2026-06-11
- Director · Common StockOther 11 263 · 2026-06-11
- Director · Common StockOther 11 263 · 2026-06-11
- Director · Common StockOther 11 263 · 2026-06-11
- Chief Legal Officer & Secy. · Common StockOther 8 165 @ $13,70$112K · 2026-02-17
- Chief Investment Officer · Common StockOther 12 200 @ $13,70$167K · 2026-02-17
- Chief Financial Officer · Common StockOther 51 800 @ $13,70$710K · 2026-02-17
- Director, President and CEO · Common StockOther 127 168 @ $13,70$1,7M · 2026-02-17
- Chief Investment Officer · Common StockOther 85 701 · 2026-01-20
- Chief Financial Officer · Common StockOther 54 537 · 2026-01-20
- Chief Legal Officer & Secy. · Common StockOther 31 164 · 2026-01-20
- Director, President and CEO · Common StockOther 194 774 · 2026-01-20
- Director, President and CEO · Common StockOther 101 772 · 2025-12-18
- Chief Financial Officer · Common StockOther 47 251 · 2025-12-18
- Chief Legal Officer & Secy. · Common StockOther 2 586 @ $12,79$33K · 2025-12-01
- Chief Financial Officer · Common StockOther 31 675 @ $12,79$405K · 2025-12-01
- Director, President and CEO · Common StockOther 102 926 @ $12,79$1,3M · 2025-12-01
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 1.8%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 25.0%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 20.5%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 57.1%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): 231.7%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 56.4%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 30.9%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -221.0%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 86.8%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 5.14xDerived (calculated)
- Return on assets (FY 2025-12-31): 1.5%Derived (calculated)
- Return on equity (FY 2025-12-31): 9.0%Derived (calculated)
- EPS (diluted) (annual): USD-PER-SHARES 2SEC XBRL filing
- Operating cash flow (annual): USD -248.88MSEC XBRL filing
- Total liabilities (annual): USD 13.24BSEC XBRL filing
- Total assets (annual): USD 15.81BSEC XBRL filing
- Cash & equivalents (annual): USD 278.58MSEC XBRL filing
- Shareholders' equity (annual): USD 2.57BSEC XBRL filing
- Pre-tax income (annual): USD 232.77MSEC XBRL filing
- Net income (annual): USD 230.5MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 2SEC XBRL filing
- Long-term debt (annual): USD 251.53MSEC XBRL filing
- Shares outstanding (annual): 83.4MSEC XBRL filing
- Total assets (YoY) (2024-12-31 vs 2023-12-31): 1.5%Derived (calculated)