CO
COFS
—
Nasdaq
Banks
Choiceone Financial Services Inc
Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
514,6M USD
P/E
17,5x
EV / Rev
1,8x
Div yield
3,45 %
Op margin
—
ROE
6,0 %
Net margin
12,4 %
Debt / equity
—
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
$33,67
Open
—
Next earnings
2026-10-28
Ex-dividend
—
TR 1Y
—
About
CHOICEONE FINANCIAL SERVICES INC is classified under Financials / Banks and appears profitable on the latest normalized snapshot.
Business. ChoiceOne Financial Services Inc (COFS) is a commercial bank headquartered in the United States, operating within the Banking Services industry group. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. Its common stock is listed on the Nasdaq stock exchange under the ticker symbol COFS. Specific details regarding operating segments or geographic revenue mix are not provided.
Classification98 %
SectorFinancials
Business sectorBanking & Investment Services
Industry groupBanking Services
IndustryBanks
ActivityCommercial Banks
Generated · rules-based
Sell-side consensus
BUY3 analysts
2 buy1 hold0 sell
Avg 12m price target33,06
Analyst recommendations
3 analysts · consensus BuyBuy2
Hold1
Sell0
12-month price target
33,06
Consensus of sell-side coverage.
At a glance
Score
—
not yet scored
Valuation→
17,5x
P/E
Analysts→
Buy
3 analysts · indicative
Ownership→
AllianceBernstein L.P.
largest disclosed fund holder
Profitability→
6,0 %
return on equity
Quality
—
not yet scored
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,3 %+6,6 %+1,7 %
Communication Services+2,2 %−5,5 %+1,6 %
Energy+0,6 %+3,3 %+0,0 %
Health Care+0,6 %−0,8 %+0,0 %
Information Technology+0,6 %+6,7 %+0,0 %
Consumer Discretionary+0,4 %+7,6 %−0,2 %
Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
Consumer Staples−0,4 %+2,5 %−1,0 %
Real Estate−0,7 %+10,9 %−1,3 %
Industrials−1,9 %−3,1 %−2,5 %
Utilities−1,9 %+28,2 %−2,5 %
Developing storylines
No tracked sagas currently linked to COFS. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-08-04
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Synthesis
Business
ChoiceOne Financial Services Inc (COFS) is a commercial bank headquartered in the United States, operating within the Banking Services industry group. The company generates revenue primarily through interest income, consistent with standard commercial banking activities. Its common stock is listed on the Nasdaq stock exchange under the ticker symbol COFS. Specific details regarding operating segments or geographic revenue mix are not provided.
Classification98 %
SectorFinancials
Business sectorBanking & Investment Services
Industry groupBanking Services
IndustryBanks
ActivityCommercial Banks
AI synthesis
GENERATEDCHOICEONE FINANCIAL SERVICES INC (COFS) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.98 (rule-based classification). Capital structure on the latest snapshot: total assets 4,394,565,000 USD, total equity 470,001,000, short-term debt 0, long-term debt 0. Net cash position is approximately 84,218,000 USD. Self-calculated market cap is 492,171,295 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 59,091,000, gross profit 0, operating income 0, net income 13,704,000. Return on equity ~6.0%. Return on assets ~0.6%. Operating-cash-flow to net-income ratio is 1.13. Risk profile from automated assessment: liquidity risk low, dilution risk medium. Flags: Source documents mention dilution or offering risk.. Recent news context: [TRIGGER] 8-K: 8-K (sec_8k_material) on COFS — filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0001193125-26-315065). Additional context: 8-K: filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup.
Key takeaways
- Observed GAAP P/E is about 17.47x.
- Return on equity is about 6.0%.
- Debt to equity is about 0.0x.
- [TRIGGER] 8-K: 8-K (sec_8k_material) on COFS — filing_type=8-K; max_severity=medium; ignored_items=['9.01']; material_items=['2.02']; all_items_found=['2.02', '9.01']; severity_per_code={'2.02': 'medium'}; contributing_watchers=sec_8k_material (source=sec_8k_material; url=0001193125-26-315065)
- Likely peers from the same classification include JPMorgan Chase, Bank of America, Citigroup.
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Bull / Bear case
Generated · model-assistedBULL CASE · 5
The company maintains a zero debt-to-equity ratio, indicating a conservative capital structure with no long-term debt burden.
Analysts assign a buy recommendation with a mean price target of $33.06, suggesting modest upside potential.
The stock trades at a price-to-book ratio of 1.58, reflecting a premium valuation relative to tangible book value.
Liquidity risk is assessed as low, suggesting the company maintains adequate short-term financial flexibility.
The company generated positive free cash flow of $42.1 million in the latest fiscal year period.
BEAR CASE · 1
Total assets decreased by 5.4% year-over-year, reflecting a shrinking balance sheet and reduced operational scale.
In focus — financials by report
Quarterly
Annual
QUARTERLYFiled 2026-03-31
Q4 2025 · Quarter highlights
Revenue $59.1M; Net margin 23.2%.
Revenue$59.1M
Operating income—
Net income$13.7M
Free cash flow-$1.7M
EPS—
Operating cash flow-$177.0k
Financials
Income statement
Revenue$59.1M
Gross profit—
Operating income—
Net income$13.7M
Margins
Gross margin—
Operating margin—
Net margin23.2%
FCF margin-2.9%
Balance sheet
Total assets$4.39B
Total liabilities$3.92B
Total equity$470.0M
Cash & equivalents$84.2M
Long-term debt—
Cash flow
Operating cash flow-$177.0k
CapEx$1.5M
Free cash flow-$1.7M
SBC$298.0k
Highlights
- ▍Revenue $59.1M
- ▍Net margin 23.2%
QUARTERLYFiled 2025-09-30
Q2 2025 · Quarter highlights
Revenue $167.2M; Net margin 8.6%.
Revenue$167.2M
Operating income—
Net income$14.3M
Free cash flow$13.3M
EPS—
Operating cash flow$17.8M
Financials
Income statement
Revenue$167.2M
Gross profit—
Operating income—
Net income$14.3M
Margins
Gross margin—
Operating margin—
Net margin8.6%
FCF margin7.9%
Balance sheet
Total assets$4.30B
Total liabilities$3.85B
Total equity$449.6M
Cash & equivalents$99.0M
Long-term debt—
Cash flow
Operating cash flow$17.8M
CapEx$4.5M
Free cash flow$13.3M
SBC$624.0k
Highlights
- ▍Revenue $167.2M
- ▍Net margin 8.6%
QUARTERLYFiled 2025-06-30
Q1 2025 · Quarter highlights
Revenue $105.3M; Net margin -0.4%.
Revenue$105.3M
Operating income—
Net income-$372.0k
Free cash flow-$424.0k
EPS—
Operating cash flow$2.5M
Financials
Income statement
Revenue$105.3M
Gross profit—
Operating income—
Net income-$372.0k
Margins
Gross margin—
Operating margin—
Net margin-0.4%
FCF margin-0.4%
Balance sheet
Total assets$4.31B
Total liabilities$3.88B
Total equity$431.8M
Cash & equivalents$156.3M
Long-term debt—
Cash flow
Operating cash flow$2.5M
CapEx$2.9M
Free cash flow-$424.0k
SBC$382.0k
Highlights
- ▍Revenue $105.3M
- ▍Net margin -0.4%
ANNUALFiled 2025-12-31
FY 2025 · Full-year highlights
Revenue $227.6M; Net margin 12.4%.
Revenue$227.6M
Operating income—
Net income$28.2M
Free cash flow$25.2M
EPS—
Operating cash flow$31.8M
Financials
Income statement
Revenue$227.6M
Gross profit—
Operating income—
Net income$28.2M
Margins
Gross margin—
Operating margin—
Net margin12.4%
FCF margin11.1%
Balance sheet
Total assets$4.41B
Total liabilities$3.95B
Total equity$465.4M
Cash & equivalents$88.0M
Long-term debt—
Cash flow
Operating cash flow$31.8M
CapEx$6.6M
Free cash flow$25.2M
SBC$883.0k
P&L flow · revenue → net income
Highlights
- ▍Revenue $227.6M
- ▍Net margin 12.4%
ANNUALFiled 2024-12-31
FY 2024 · Full-year highlights
Revenue $139.1M; Net margin 19.2%.
Revenue$139.1M
Operating income—
Net income$26.7M
Free cash flow$46.9M
EPS—
Operating cash flow$48.6M
Financials
Income statement
Revenue$139.1M
Gross profit—
Operating income—
Net income$26.7M
Margins
Gross margin—
Operating margin—
Net margin19.2%
FCF margin33.7%
Balance sheet
Total assets$2.72B
Total liabilities$2.46B
Total equity$260.4M
Cash & equivalents$96.8M
Long-term debt—
Cash flow
Operating cash flow$48.6M
CapEx$1.7M
Free cash flow$46.9M
SBC$720.0k
Highlights
- ▍Revenue $139.1M
- ▍Net margin 19.2%
ANNUALFiled 2024-12-31
FY 2025 · Full-year highlights
Revenue $139.1M; Net margin 19.2%.
Revenue$139.1M
Operating income—
Net income$26.7M
Free cash flow$45.4M
EPS—
Operating cash flow$47.1M
Financials
Income statement
Revenue$139.1M
Gross profit—
Operating income—
Net income$26.7M
Margins
Gross margin—
Operating margin—
Net margin19.2%
FCF margin32.6%
Balance sheet
Total assets$2.72B
Total liabilities$2.46B
Total equity$260.4M
Cash & equivalents$96.8M
Long-term debt—
Cash flow
Operating cash flow$47.1M
CapEx$1.7M
Free cash flow$45.4M
SBC$720.0k
Highlights
- ▍Revenue $139.1M
- ▍Net margin 19.2%
ANNUALFiled 2023-12-31
FY 2024 · Full-year highlights
Revenue $113.9M; Net margin 18.7%.
Revenue$113.9M
Operating income—
Net income$21.3M
Free cash flow$42.2M
EPS—
Operating cash flow$46.5M
Financials
Income statement
Revenue$113.9M
Gross profit—
Operating income—
Net income$21.3M
Margins
Gross margin—
Operating margin—
Net margin18.7%
FCF margin37.1%
Balance sheet
Total assets$2.58B
Total liabilities$2.38B
Total equity$195.6M
Cash & equivalents$55.4M
Long-term debt—
Cash flow
Operating cash flow$46.5M
CapEx$4.2M
Free cash flow$42.2M
SBC$1.0M
Highlights
- ▍Revenue $113.9M
- ▍Net margin 18.7%
ANNUALFiled 2023-12-31
FY 2025 · Full-year highlights
Revenue $113.9M; Net margin 18.7%.
Revenue$113.9M
Operating income—
Net income$21.3M
Free cash flow$42.1M
EPS—
Operating cash flow$46.3M
Financials
Income statement
Revenue$113.9M
Gross profit—
Operating income—
Net income$21.3M
Margins
Gross margin—
Operating margin—
Net margin18.7%
FCF margin37.0%
Balance sheet
Total assets$2.58B
Total liabilities—
Total equity$195.6M
Cash & equivalents—
Long-term debt—
Cash flow
Operating cash flow$46.3M
CapEx$4.2M
Free cash flow$42.1M
SBC$1.0M
Highlights
- ▍Revenue $113.9M
- ▍Net margin 18.7%
Valuation FY
Market price
$34,21
Market cap
$492.2M
Enterprise valueⓘ
$408.0M
P/Eⓘ
17.5x
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
1.8x
EV / Op incomeⓘ
—
EV / OCFⓘ
12.8x
P / Bⓘ
1.6x
P / Tangible bookⓘ
1.6x
Tangible book
$310.7M
Net cashⓘ
$84.2M
Current ratioⓘ
—
Debt / equityⓘ
—
ROAⓘ
0.6%
ROEⓘ
6.0%
Cash conversionⓘ
113.0%
CapEx / revenueⓘ
2.9%
SBC / revenueⓘ
0.4%
Dilution ratioⓘ
0.5%
Revenue by segment
Business relationships
Business relationships7 disclosed relationships · 1 type · extracted from filings & disclosures
Subsidiaries7
EX21:33000af16ea6EX21:33000af16ea6Subsidiarie97%Source ↗
EX21:471687ff2499EX21:471687ff2499Subsidiarie97%Source ↗
EX21:508bf09b6232EX21:508bf09b6232Subsidiarie97%
EX21:64555a8575c5EX21:64555a8575c5Subsidiarie97%Source ↗
EX21:6cd44739fdf8EX21:6cd44739fdf8Subsidiarie97%
EX21:808811923994EX21:808811923994Subsidiarie97%Source ↗
EX21:dd511fb6c41fEX21:dd511fb6c41fSubsidiarie97%Source ↗
Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Earnings · next quarterconf 45 %
EPS
Consensus EPS
3,60
Predicted surprise
+0,00
Beat probability
45 %
Analysts
3
Other metrics
Revenue
—
no estimate
Segment revenue
—
no estimate
Margin
—
no estimate
Segment margin
—
no estimate
as of 2026-07-25 · Earnings Surprise V1
Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 3,60 |
| Revenue | —no estimate | —no estimate | 174,8M USD |
| Operating income | —no estimate | —no estimate | 67,8M USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Probabilistic model output — not investment advice. · generated 2026-08-04
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution3 analysts
Strong buy0
Buy2
Hold1
Sell0
Strong sell0
12-month price target$33,06 · Median $34,00
Low $30,18High $35,00
Operating income · consensus67,8M USD
EPS surprise
+2,2 %
reported vs consensus · beat
Revenue surprise
−18,0 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$30,18
Mean$33,06
Median$34,00
High$35,00
Spot$34,21
−3.4 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskMedium
Liquidity riskLow
Filing-based flags
- Source documents mention dilution or offering risk.
Benchmarks vs cohort
Net Margin12,4 %Bottom quartile
ROE6,0 %Below median
Capex / Rev2,9 %Best in class
D/E0,00Above median
Cash Conv1,13Above median
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
— missing data
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
How metrics are computed
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Return On Equitynet_income / total_equity
- Enterprise Valuemarket_cap - net_cash
- Ev To Revenueenterprise_value / revenue
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
Source documents
- CHOICEONE FINANCIAL SERVICES INC company facts · 2026-07-25
- CHOICEONE FINANCIAL SERVICES INC 10-Q 2026-05-11 · 2026-07-25
- CHOICEONE FINANCIAL SERVICES INC 10-K 2026-03-13 · 2026-07-25
- CHOICEONE FINANCIAL SERVICES INC 10-Q 2025-11-10 · 2026-07-25
- CHOICEONE FINANCIAL SERVICES INC 10-Q 2025-08-08 · 2026-07-25
- 8-K (sec_8k_material) on COFS · 2026-07-25
- ChoiceOne Financial Services Inc Market data — analyst estimates · 2026-07-25
- ChoiceOne Financial Services Inc Market data — ESG · 2026-07-25
- CHOICEONE FINANCIAL SERVICES INC HA canonical relationships · 2026-07-25
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$11M
- Investment Managers · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2026-03-310,00 %$7M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2025-12-310,00 %$24M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$9M
- Investment Managers · as of 2024-06-300,00 %$11M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2024-12-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Funds · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- Mike J. BurkePresident, Director
Insider activity
Net selling7 buys · 1 sellsnet -$182K17 insiders · last 365d
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 202 @ $34,00$7K · 2026-07-01
- Director · Common StockOther 202 @ $34,00$7K · 2026-07-01
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 202 @ $34,00$7K · 2026-07-01
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 202 @ $34,00$7K · 2026-07-01
- Director · Common StockOther 489 @ $34,00$17K · 2026-07-01
- Director · Common StockOther 202 @ $34,00$7K · 2026-07-01
- Director · Common StockOther 345 @ $34,00$12K · 2026-07-01
- Director, President · Common StockOther 2 439 · 2026-04-30
- Director, Chief Executive Officer · Common StockOther 450 @ $30,03$14K · 2026-04-30
- E.V.P. - ChoiceOne Bank (Sub.) · Common StockOther 137 @ $30,03$4K · 2026-04-30
- E.V.P. - ChoiceOne Bank (Sub.) · Common StockOther 1 455 · 2026-04-30
- Secretary · Common StockOther 127 @ $30,03$4K · 2026-04-30
- Secretary · Common StockOther 1 506 · 2026-04-30
- Director, President · Common StockOther 252 @ $30,03$8K · 2026-04-30
- Director, Chief Executive Officer · Common StockOther 4 416 · 2026-04-30
- Director · Common StockOther 591 @ $28,12$17K · 2026-04-01
- Director · Common StockOther 591 @ $28,12$17K · 2026-04-01
- Director · Common StockOther 244 @ $28,12$7K · 2026-04-01
- Director · Common StockOther 591 @ $28,12$17K · 2026-04-01
Short positioning
296.4Kshares short-10.4% vs prior
3.55days to cover
67.0%short of daily vol
782fails-to-deliver
as of 2026-07-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
COFSCanonical
Nasdaq · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskMedium
Liquidity riskLow
Source documents mention dilution or offering risk.
Relationship graph
This companyPeerSectorSubsidiaries
Evidence & claims
From filings & derived data- Operating cash flow (annual): USD 31.81MUnknown
- Total assets (annual): USD 4.41BUnknown
- Revenue (annual): USD 227.62MUnknown
- Total liabilities (annual): USD 3.95BUnknown
- Pre-tax income (annual): USD 34.19MUnknown
- Capex (annual): USD 6.63MUnknown
- Shares outstanding (annual): 15MUnknown
- EPS (basic) (annual): USD-PER-SHARES 2Unknown
- Shareholders' equity (annual): USD 465.35MUnknown
- Net income (annual): USD 28.18MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 2Unknown
- Cash & equivalents (annual): USD 87.99MUnknown
- Operating cash flow (annual): USD 47.08MUnknown
- Total assets (annual): USD 2.72BUnknown
- Pre-tax income (annual): USD 33.09MUnknown
- Capex (annual): USD 1.71MUnknown
- Shares outstanding (annual): 8.97MUnknown
- Shareholders' equity (annual): USD 260.42MUnknown
- Net income (annual): USD 26.73MUnknown
- Total liabilities (annual): USD 2.46BUnknown
- Cash & equivalents (annual): USD 96.75MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 3Unknown
- EPS (basic) (annual): USD-PER-SHARES 3Unknown
- Revenue (annual): USD 139.1MUnknown
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
2026-07-25 04:27 UTCFILINGMaterial 8-K
2026-07-24 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
2026-07-24EVENTQ2 2026 earnings (expected) estimated date
2026-07-01INSIDERCoulter Curt E transacted 202 sh — Director ~$7k
2026-07-01INSIDERKrause Steven Theodore transacted 489 sh — Director ~$17k
2026-07-01INSIDERHicks Randy D transacted 489 sh — Director ~$17k
2026-07-01INSIDEREssex Bruce John Jr transacted 202 sh — Director ~$7k
2026-07-01INSIDERMcConnell Gregory A transacted 202 sh — Director ~$7k
2026-07-01INSIDERBurrough Eric E transacted 489 sh — Director ~$17k
2026-07-01INSIDERBurns Harold J transacted 489 sh — Director ~$17k
2026-07-01INSIDERBrophy Keith D. transacted 345 sh — Director ~$12k
2026-07-01INSIDERArmock Greg L. transacted 489 sh — Director ~$17k
2026-07-01INSIDERWendling Michelle M transacted 202 sh — Director ~$7k
2026-07-01INSIDERPETTY BRIAN P transacted 489 sh — Director ~$17k
2026-07-01INSIDERPage Roxanne M transacted 202 sh — Director ~$7k
2026-07-01INSIDERMcGinnis Bradley F. transacted 489 sh — Director ~$17k
2026-04-30 00:00 UTCINSIDER21 insider transactions — 2026-04 · net buy $133k
2026-04-30 00:00 UTCINSIDER21 insider transactions — 2026-04 · net buy $133k
2026-04-30INSIDERBurke Michael J. Jr. transacted 2.4k sh — Director, President
2026-04-30INSIDERPotes Kelly transacted 450 sh — Director, Chief Executive Officer ~$14k
2026-04-30INSIDERHenion Bradley transacted 137 sh — E.V.P. - ChoiceOne Bank (Sub.) ~$4k
2026-04-30INSIDERHenion Bradley transacted 1.5k sh — E.V.P. - ChoiceOne Bank (Sub.)
2026-04-30INSIDERGreenland Adom transacted 127 sh — Secretary ~$4k
2026-04-30INSIDERGreenland Adom transacted 1.5k sh — Secretary
2026-04-30INSIDERBurke Michael J. Jr. transacted 252 sh — Director, President ~$8k
2026-04-30INSIDERPotes Kelly transacted 4.4k sh — Director, Chief Executive Officer
2026-04-01INSIDERBurrough Eric E transacted 591 sh — Director ~$17k
2026-04-01INSIDERMcGinnis Bradley F. transacted 591 sh — Director ~$17k
2026-04-01INSIDERWendling Michelle M transacted 244 sh — Director ~$7k
2026-04-01INSIDERPETTY BRIAN P transacted 591 sh — Director ~$17k
2026-03-31EARNINGSQuarterly results — Q4 2025 Revenue USD 59.1M · Net USD 13.7M
2026-03-12 00:00 UTCINSIDER4 insider transactions — 2026-03 · net buy $210k
Showing the 40 most recent of 53 entries.
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Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data
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