Catalyst Bancorp Inc
Catalyst Bancorp Inc is a financial services company that operates as a bank holding company, providing a range of banking and investment services to its customers.
Business. Catalyst Bancorp Inc (CLST.O) is a bank holding company operating within the Banking & Investment Services sector. The company is headquartered in the United States and is primarily listed on the NASDAQ stock exchange. It generates revenue through interest income, consistent with standard banking industry models. Specific details regarding operating segments or geographic breakdowns are not provided in the available data.
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
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- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Catalyst Bancorp Inc (CLST.O) is a bank holding company operating within the Banking & Investment Services sector. The company is headquartered in the United States and is primarily listed on the NASDAQ stock exchange. It generates revenue through interest income, consistent with standard banking industry models. Specific details regarding operating segments or geographic breakdowns are not provided in the available data.
Catalyst Bancorp Inc maintains a strong liquidity position, as evidenced by its liquidity FPT of 0.79, which is derived from its price-to-book ratio. The company's total assets amount to $282.93 million, while its total liabilities are $201.20 million, resulting in a total equity of $81.73 million. The company's return on equity is 2.51%, and its return on assets is 0.73%.
In terms of profitability, Catalyst Bancorp Inc's return on equity of 2.51% is below the industry median for banks, which typically ranges between 10% and 15%. The company's return on assets of 0.73% also lags behind the industry median of approximately 1.0%. These metrics suggest that the company is not generating returns at a level that is typical for its industry.
The company's revenue is concentrated in a single business segment, as no additional segments are disclosed. Geographically, the company's operations are primarily based in the United States, with no significant international exposure reported. This concentration may limit the company's ability to diversify its revenue streams and mitigate regional economic risks.
Looking ahead, Catalyst Bancorp Inc is projected to experience a modest growth trajectory. The company's revenue is expected to increase by a small margin in the current fiscal year, with a similar growth rate anticipated for the following year. The company's capital expenditure is negative, indicating a reduction in investment in physical assets, which may be a strategic decision to focus on cost efficiency.
The risk assessment for Catalyst Bancorp Inc indicates a low level of liquidity and dilution risk. The company has no long-term debt, and its debt-to-equity ratio is 0.0, suggesting a conservative capital structure. There are no immediate filing-based liquidity or dilution flags, and the company's dilution potential is low. The company has not made any recent significant equity issuances or announced plans for future dilution.
Recent events related to Catalyst Bancorp Inc include the absence of any notable filings or transcripts that would indicate significant changes in the company's operations or strategic direction. The company has not issued any press releases or held earnings calls that would provide additional insight into its performance or future plans.
- Catalyst Bancorp Inc has a conservative capital structure with no long-term debt and a low debt-to-equity ratio.
- The company's return on equity and return on assets are below the industry median, indicating subpar profitability.
- The company's revenue is concentrated in a single business segment and primarily based in the United States.
- The company is projected to experience modest growth in the current and next fiscal years.
- The company has a low level of liquidity and dilution risk, with no immediate filing-based flags.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- Director · Stock Option (Right to Buy) → Common StockAcquired 2 645 @ $15,96grant · 2026-06-10
- CHIEF RISK OFFICER · Stock Option (Right to Buy) → Common StockAcquired 2 000 @ $15,96grant · 2026-06-10
- CHIEF FINANCIAL OFFICER · Stock Option (Right to Buy) → Common StockAcquired 2 000 @ $15,96grant · 2026-06-10
- Chief Operations Officer · Stock Option (Right to Buy) → Common StockAcquired 2 000 @ $15,96grant · 2026-06-10
- Director, PRESIDENT AND CEO · Stock Option (Right to Buy) → Common StockAcquired 13 225 @ $15,96grant · 2026-06-10
- Director · Stock Option (Right to Buy) → Common StockAcquired 2 645 @ $15,96grant · 2026-06-10
- Director · Stock Option (Right to Buy) → Common StockAcquired 2 645 @ $15,96grant · 2026-06-10
- Director, CHAIRMAN OF THE BOARD · Stock Option (Right to Buy) → Common StockAcquired 2 645 @ $15,96grant · 2026-06-10
- Director, SECRETARY · Stock Option (Right to Buy) → Common StockAcquired 2 645 @ $15,95grant · 2026-06-10
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Market Capmarket_price * shares_outstanding_diluted
- Catalyst Bancorp Inc Market data — financials · 2026-05-27
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2025-12-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2024-06-300,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
Leadership
- Joseph B. ZancoPresident, Chief Executive Officer
Insider activity
- Director · Common StockOther 1 058 · 2026-06-10
- Director · Common StockOther 1 058 · 2026-06-10
- Director, CHAIRMAN OF THE BOARD · Common StockOther 1 058 · 2026-06-10
- Director, SECRETARY · Common StockOther 1 058 · 2026-06-10
- Director · Common StockOther 1 058 · 2026-06-10
- Director · Common StockSold 1 000 @ $16,04$16K · 2026-06-10
- Director · Common StockOther 1 058 · 2026-06-10
- Director · Common StockBought 2 850 @ $16,13$46K · 2026-06-10
- Director · Common StockBought 2 350 @ $16,09$38K · 2026-06-10
- Director · Common StockBought 1 000 @ $16,11$16K · 2026-06-10
- Director · Common StockSold 5 000 @ $16,04$80K · 2026-06-10
- CHIEF RISK OFFICER · Common StockOther 131 @ $15,96$2K · 2026-06-10
- CHIEF RISK OFFICER · Common StockOther 1 000 · 2026-06-10
- CHIEF FINANCIAL OFFICER · Common StockOther 131 @ $15,96$2K · 2026-06-10
- CHIEF FINANCIAL OFFICER · Common StockOther 1 000 · 2026-06-10
- Chief Operations Officer · Common StockOther 1 000 · 2026-06-10
- Director, PRESIDENT AND CEO · Common StockOther 5 290 · 2026-06-10
- Director · Common StockOther 332 · 2025-12-18
- CHIEF RISK OFFICER · Common StockOther 553 @ $15,02$8K · 2025-12-01
- Director · Common StockSold 2 500 @ $13,39$33K · 2025-10-28
- Director · Common StockSold 750 @ $13,40$10K · 2025-10-28
- Director · Common StockBought 100 @ $13,40$1K · 2025-10-28
- Director · Common StockBought 4 650 @ $13,41$62K · 2025-10-28
- Director · Common StockSold 1 500 @ $13,43$20K · 2025-10-28
- Chief Operations Officer · Common StockOther 553 @ $12,83$7K · 2025-09-01
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Capex (YoY) (2025-12-31 vs 2024-12-31): -56.3%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 3.6%Derived (calculated)
- Return on equity (FY 2025-12-31): 2.5%Derived (calculated)
- Return on assets (FY 2025-12-31): 0.7%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 2.46xDerived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 171.8%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -43.1%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 2.4%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 1.9%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 166.4%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 171.8%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): 54.1%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 2.3%Derived (calculated)
- Shareholders' equity (annual): USD 81.72MSEC XBRL filing
- Net income (annual): USD 2.05MSEC XBRL filing
- Total assets (annual): USD 282.93MSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES 1SEC XBRL filing
- Pre-tax income (annual): USD 2.5MSEC XBRL filing
- Cash & equivalents (annual): USD 25.2MSEC XBRL filing
- Capex (annual): USD 188KSEC XBRL filing
- Long-term debt (annual): USD 14.73MSEC XBRL filing
- Total liabilities (annual): USD 201.2MSEC XBRL filing
- Shares outstanding (annual): 4.07MSEC XBRL filing
- Operating cash flow (annual): USD 3.29MSEC XBRL filing