OSEBX1,423.56+0.84%
EQNR284.60+4.20%
DNB198.35-1.15%
MOWI172.80+0.45%
Brent$71.24-0.32%
EUR/USD1.0824-0.14%
DXY104.18+0.08%
INDICATIVE · SAMPLE DATA
CYSM.PK55

Community Bancorp of Santa Maria

BanksVerified

Community Bancorp of Santa Maria has a fully diluted share count of 2,107,967 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for direct comparison to industry benchmarks, as no valuation snapshot data is provided. This limits the ability to assess the company's performance relative to its peers in the banking industry. The company's geographic and segment exposure is not disclosed in the available data, making it difficult to evaluate revenue concentration or diversification across business lines or regions. Growth trajectory is not quantifiable at this time, as no outlook data or revenue history is available to assess current or future performance. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Additionally, the absence of valuation and profitability data limits the ability to evaluate long-term financial health. Recent events, including filings or transcripts, are not disclosed in the available data, preventing an assessment of recent operational or strategic developments.

30-day price · CYSM.PK-0.56 (-2.8%)
Low$18.92High$20.34Close$19.55As of13 May, 00:00 UTC
Profile
CompanyCommunity Bancorp of Santa Maria
TickerCYSM.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Community Bancorp of Santa Maria operates as a bank, providing financial services to individuals and businesses, primarily generating revenue through interest income from loans and fees from banking services.

Classification. Community Bancorp of Santa Maria is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a classification confidence of 0.92.

Community Bancorp of Santa Maria has a fully diluted share count of 2,107,967 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for direct comparison to industry benchmarks, as no valuation snapshot data is provided. This limits the ability to assess the company's performance relative to its peers in the banking industry. The company's geographic and segment exposure is not disclosed in the available data, making it difficult to evaluate revenue concentration or diversification across business lines or regions. Growth trajectory is not quantifiable at this time, as no outlook data or revenue history is available to assess current or future performance. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Additionally, the absence of valuation and profitability data limits the ability to evaluate long-term financial health. Recent events, including filings or transcripts, are not disclosed in the available data, preventing an assessment of recent operational or strategic developments.
Key takeaways
  • Community Bancorp of Santa Maria has no dilution risk from stock options or convertible securities.
  • Liquidity risk could not be assessed due to missing balance-sheet data.
  • Profitability and return metrics are not available for comparison to industry benchmarks.
  • Geographic and segment exposure is not disclosed, limiting visibility into revenue diversification.
  • Growth trajectory and recent events are not quantifiable due to missing data.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-2
FY-1
FY0
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-2
FY-1
FY0
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-2
FY-1
FY0
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricCYSM.PKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-12 00:03 UTC#a567764e
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 17:53 UTCJob: 464a5dc1