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INDICATIVE · SAMPLE DATA
CMHF.PK52

Community Heritage Financial Inc

BanksVerified

Community Heritage Financial Inc has a fully diluted share count of 2,919,797 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for direct comparison to industry benchmarks, as the valuation snapshot does not include key performance indicators such as ROIC, net interest margin, or return on equity. This limits the ability to assess the company's financial performance relative to its peers in the banking industry. The company's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to evaluate the risk associated with its business segments or regional dependencies. Without segment-level revenue data, it is unclear whether the company is diversified or exposed to specific regional or product risks. Growth trajectory data is also limited, as the outlook for the current and next fiscal year is not provided. Historical revenue data is absent, preventing an analysis of the company's growth rate or its ability to scale operations. Risk factors include the inability to assess liquidity risk, which is a critical concern for a bank. The absence of balance-sheet inputs and lack of going-concern language in source documents suggest potential data gaps or operational uncertainties. Additionally, the low dilution risk is based on the current share structure, but no forward-looking guidance is available to assess potential future dilution from new equity offerings or convertible instruments. Recent events, including filings or transcripts, are not disclosed in the available data, limiting the ability to assess management commentary, strategic direction, or regulatory developments that may impact the company's operations.

30-day price · CMHF.PK+4.00 (+12.9%)
Low$30.99High$35.00Close$35.00As of10 May, 00:00 UTC
Profile
CompanyCommunity Heritage Financial Inc
TickerCMHF.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. (unavailable from LLM output)

Classification. (unavailable from LLM output)

Community Heritage Financial Inc has a fully diluted share count of 2,919,797 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for direct comparison to industry benchmarks, as the valuation snapshot does not include key performance indicators such as ROIC, net interest margin, or return on equity. This limits the ability to assess the company's financial performance relative to its peers in the banking industry. The company's revenue concentration and geographic exposure are not disclosed in the available data, making it difficult to evaluate the risk associated with its business segments or regional dependencies. Without segment-level revenue data, it is unclear whether the company is diversified or exposed to specific regional or product risks. Growth trajectory data is also limited, as the outlook for the current and next fiscal year is not provided. Historical revenue data is absent, preventing an analysis of the company's growth rate or its ability to scale operations. Risk factors include the inability to assess liquidity risk, which is a critical concern for a bank. The absence of balance-sheet inputs and lack of going-concern language in source documents suggest potential data gaps or operational uncertainties. Additionally, the low dilution risk is based on the current share structure, but no forward-looking guidance is available to assess potential future dilution from new equity offerings or convertible instruments. Recent events, including filings or transcripts, are not disclosed in the available data, limiting the ability to assess management commentary, strategic direction, or regulatory developments that may impact the company's operations.
Key takeaways
  • The company has no dilution risk as of the latest data, with basic and diluted shares outstanding being equal.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs and lack of going-concern language in source documents.
  • Profitability and return metrics are not available for comparison to industry benchmarks.
  • Revenue concentration and geographic exposure are not disclosed, limiting visibility into business diversification.
  • Growth trajectory and historical revenue data are not available, making it difficult to assess the company's scalability.
  • --
  • **RATIONALES**:
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-2
FY-1
FY0
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-2
FY-1
FY0
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-2
FY-1
FY0
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricCMHF.PKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-10 09:57 UTC#aed8e90a
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 16:06 UTCJob: 27b03df5