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INDICATIVE · SAMPLE DATA
CRSU56

Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes

BanksVerified

Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes maintains a fully diluted share count of 593,414, with no dilution observed between basic and diluted shares outstanding, indicating no material dilution risk from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents, suggesting a potential gap in financial transparency. Profitability and return metrics are not available in the valuation snapshot, precluding a direct comparison to industry_config preferred metrics such as ROIC or net interest margin. Without these, it is not possible to assess whether the company is outperforming or underperforming the cohort median in terms of capital efficiency or profitability. The company's geographic exposure is concentrated in the Rhône-Alpes region of France, as disclosed in its business description. No segment-specific revenue breakdown is available, so it is not possible to determine whether the bank is diversified across retail, corporate, or wealth management services. Growth trajectory data is not available in the outlook section, and no numeric deltas are provided for the current or next fiscal year. This suggests a lack of forward-looking guidance or revenue growth projections in the most recent filings or transcripts. Risk assessment indicates a low dilution potential, with no near-term dilution pressure observed. However, liquidity risk remains unassessed due to missing balance-sheet inputs, and no credit risk rationale is available. The absence of a credit risk rationale may indicate a lack of recent credit rating changes or covenant breaches. Recent events, including filings and transcripts, are not detailed in the provided data. This suggests that the most recent disclosures or earnings calls have not been parsed or included in the current dataset, limiting the ability to assess recent strategic or operational developments.

30-day price · CRSU+30.45 (+15.7%)
Low$194.50High$225.00Close$224.95As of13 May, 00:00 UTC
Profile
CompanyCaisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes
TickerCRSU.PA
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes operates as a regional cooperative bank, providing retail and corporate banking services, including loans, deposits, and wealth management, primarily in the Rhône-Alpes region of France.

Classification. The company is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry, with a confidence level of 0.92 based on verified market data.

Caisse Regionale De Credit Agricole Mutuel Sud Rhone Alpes maintains a fully diluted share count of 593,414, with no dilution observed between basic and diluted shares outstanding, indicating no material dilution risk from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents, suggesting a potential gap in financial transparency. Profitability and return metrics are not available in the valuation snapshot, precluding a direct comparison to industry_config preferred metrics such as ROIC or net interest margin. Without these, it is not possible to assess whether the company is outperforming or underperforming the cohort median in terms of capital efficiency or profitability. The company's geographic exposure is concentrated in the Rhône-Alpes region of France, as disclosed in its business description. No segment-specific revenue breakdown is available, so it is not possible to determine whether the bank is diversified across retail, corporate, or wealth management services. Growth trajectory data is not available in the outlook section, and no numeric deltas are provided for the current or next fiscal year. This suggests a lack of forward-looking guidance or revenue growth projections in the most recent filings or transcripts. Risk assessment indicates a low dilution potential, with no near-term dilution pressure observed. However, liquidity risk remains unassessed due to missing balance-sheet inputs, and no credit risk rationale is available. The absence of a credit risk rationale may indicate a lack of recent credit rating changes or covenant breaches. Recent events, including filings and transcripts, are not detailed in the provided data. This suggests that the most recent disclosures or earnings calls have not been parsed or included in the current dataset, limiting the ability to assess recent strategic or operational developments.
Key takeaways
  • The company has no dilution risk based on current share counts, with basic and diluted shares outstanding being equal.
  • Liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language in source documents.
  • No profitability or return metrics are available for comparison to industry benchmarks.
  • The company's operations are concentrated in the Rhône-Alpes region of France, with no segment-specific revenue breakdown provided.
  • No forward-looking growth guidance is available, and recent events or filings are not detailed in the dataset.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$220.3M$107.2M$118.3M
FY-3$224.9M$118.2M$130.4M
FY-2$148.0M$91.1M$103.2M
FY-1$152.3M$94.1M$99.0M
FY0$154.2M$107.1M$114.5M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$25.88B$2.97B
FY-3$27.97B$2.92B
FY-2$27.32B$3.12B
FY-1$27.39B$3.37B
FY0$27.90B$3.74B
PeriodOCFCapExFCFSBC
FY-4$803.2M-$8.3M$118.3M
FY-3-$1.06B-$7.1M$130.4M
FY-2-$642.0M-$6.1M$103.2M
FY-1$8.3M-$12.6M$99.0M
FY0$115.2M-$9.4M$114.5M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricCRSUActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-13 00:32 UTC#c1975434
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 17:09 UTCJob: 61095d94