Caixa Seguridade Participacoes SA

The company maintains a strong capital structure with a debt-to-equity ratio of 0.0, indicating no long-term debt obligations. Its liquidity position is characterized by a current ratio of 1.71, suggesting the ability to meet short-term liabilities with current assets. The company's liquidity risk is assessed as low, with no immediate filing-based liquidity flags detected.

In terms of profitability, the company reports a return on equity (ROE) of 6.37% and a return on assets (ROA) of 5.76%. These figures are in line with the industry's preferred metrics, indicating a solid performance relative to its peers. The operating income of 979.6 million BRL and net income of 855.7 million BRL further support the company's profitability.

The company's revenue is primarily concentrated in the insurance and asset management segments, with no disclosed geographic breakdown. This concentration may expose the company to sector-specific risks, particularly in the insurance industry, which is sensitive to economic cycles and regulatory changes.

The company's growth trajectory is supported by a positive outlook, with revenue expected to increase in the current fiscal year. The operating cash flow of 413.05 million BRL indicates the company's ability to generate cash from its operations, supporting future growth initiatives. Analysts have provided a mean price target of 19.19 BRL and a median price target of 20.00 BRL, reflecting a generally positive sentiment.

The company's risk profile is characterized by low liquidity and dilution risks, with no immediate filing-based flags detected. The absence of long-term debt and the presence of a strong equity base further mitigate financial risk. The company's dilution potential is also assessed as low, with no significant dilution sources identified in recent filings.

Recent events, including analyst estimates and price targets, indicate a generally positive outlook for the company. The mean recommendation of 2.27 suggests a slight bias toward buy ratings, with six buy and one strong-buy recommendation. These signals reflect investor confidence in the company's future performance and strategic direction.

Revenue grew at a 23.7% CAGR from 2022 to 2026, demonstrating strong top-line expansion for the insurer.

Net income expanded at a 22.7% CAGR over four years, indicating robust profitability growth.

Eleven analysts recommend buying the stock, with a mean price target implying 2.1% upside.

Cash conversion ratio of 0.48 is below the 0.97 cohort median, suggesting weaker cash generation efficiency.

Analyst consensus implies only 2.1% upside from the current market price of 18.79 BRL.

Revenue BRL 1.44B, −6,6% YoY; Operating income −10,8% YoY.

• ▍Revenue BRL 1.44B, −6,6% YoY
• ▍Operating income −10,8% YoY
• ▍Net income −8,1% YoY
• ▍Net margin 74.7%

Revenue BRL 1.51B, +13,1% YoY; Operating income +3,4% YoY.

• ▍Revenue BRL 1.51B, +13,1% YoY
• ▍Operating income +3,4% YoY
• ▍Net income +4,8% YoY
• ▍Net margin 75.5%

Revenue BRL 1.37B, +42,7% YoY; Operating income +45,9% YoY.

• ▍Revenue BRL 1.37B, +42,7% YoY
• ▍Operating income +45,9% YoY
• ▍Net income +57,3% YoY
• ▍Net margin 75.1%

Revenue BRL 1.42B, +20,4% YoY; Operating income +17,7% YoY.

• ▍Revenue BRL 1.42B, +20,4% YoY
• ▍Operating income +17,7% YoY
• ▍Net income +22,8% YoY
• ▍Net margin 73.8%

Revenue BRL 1.54B; Operating income BRL 1.29B.

• ▍Revenue BRL 1.54B
• ▍Operating income BRL 1.29B
• ▍Net margin 75.9%

Revenue BRL 1.34B; Operating income BRL 1.19B.

• ▍Revenue BRL 1.34B
• ▍Operating income BRL 1.19B
• ▍Net margin 81.5%

Revenue BRL 959.5M; Operating income BRL 762.4M.

• ▍Revenue BRL 959.5M
• ▍Operating income BRL 762.4M
• ▍Net margin 68.1%

Revenue BRL 1.18B; Operating income BRL 979.6M.

• ▍Revenue BRL 1.18B
• ▍Operating income BRL 979.6M
• ▍Net margin 72.4%

Revenue BRL 5.74B, +14,4% YoY; Operating income +10,1% YoY.

• ▍Revenue BRL 5.74B, +14,4% YoY
• ▍Operating income +10,1% YoY
• ▍Net income +14,0% YoY
• ▍Net margin 74.8%

Revenue BRL 5.01B, +7,5% YoY; Operating income +6,9% YoY.

• ▍Revenue BRL 5.01B, +7,5% YoY
• ▍Operating income +6,9% YoY
• ▍Net income +5,1% YoY
• ▍Net margin 75.1%

Revenue BRL 4.66B, +28,6% YoY; Operating income +19,0% YoY.

• ▍Revenue BRL 4.66B, +28,6% YoY
• ▍Operating income +19,0% YoY
• ▍Net income +21,3% YoY
• ▍Net margin 76.8%

Revenue BRL 3.63B, +47,9% YoY; Operating income +52,0% YoY.

• ▍Revenue BRL 3.63B, +47,9% YoY
• ▍Operating income +52,0% YoY
• ▍Net income +55,7% YoY
• ▍Net margin 81.4%