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INDICATIVE · SAMPLE DATA
EPY50

Earlypay Ltd

Corporate Financial ServicesVerified

Earlypay operates with a fully diluted share count of 246,434,093 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available in the valuation snapshot, and no industry_config preferred metrics are provided for comparison. This suggests a lack of detailed financial performance data to benchmark against industry peers. Segment and geographic exposure data are not disclosed in the available financials, making it difficult to assess revenue concentration or geographic diversification. Growth trajectory is not quantified in the outlook, and no numeric deltas are provided for the current or next fiscal year. This indicates a lack of forward-looking guidance or revenue history to assess growth potential. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. No dilution risk is currently flagged, but the absence of balance-sheet data limits the ability to evaluate capital structure resilience. Recent events, including filings and transcripts, are not detailed in the available data, leaving the company's strategic direction and operational developments unclear.

30-day price · EPY(missing data)
No daily-bar history available from current data sources. Alternate source pending.
Profile
CompanyEarlypay Ltd
TickerEPY.AX
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryCorporate Financial Services
AI analysis

Business. (unavailable from LLM output)

Classification. (unavailable from LLM output)

Earlypay operates with a fully diluted share count of 246,434,093 shares, with no difference between basic and diluted shares outstanding, indicating no dilution risk from stock options or convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available in the valuation snapshot, and no industry_config preferred metrics are provided for comparison. This suggests a lack of detailed financial performance data to benchmark against industry peers. Segment and geographic exposure data are not disclosed in the available financials, making it difficult to assess revenue concentration or geographic diversification. Growth trajectory is not quantified in the outlook, and no numeric deltas are provided for the current or next fiscal year. This indicates a lack of forward-looking guidance or revenue history to assess growth potential. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. No dilution risk is currently flagged, but the absence of balance-sheet data limits the ability to evaluate capital structure resilience. Recent events, including filings and transcripts, are not detailed in the available data, leaving the company's strategic direction and operational developments unclear.
Key takeaways
  • Earlypay has no dilution risk as basic and diluted shares are equal.
  • Liquidity risk cannot be assessed due to missing balance-sheet data.
  • No profitability or return metrics are available for comparison with industry benchmarks.
  • Growth trajectory and revenue history are not disclosed, limiting visibility into future performance.
  • Segment and geographic exposure data are not provided, making it difficult to assess diversification.
  • --
  • **RATIONALES**:
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyAUD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$42.6M$18.8M$7.2M$2.9M
FY-3$53.8M$25.0M$13.2M$8.2M
FY-2$60.6M$8.2M-$8.4M-$12.8M
FY-1$54.6M$22.8M$2.2M$3.7M
FY0$50.9M$21.1M$2.9M$5.0M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$376.4M$58.5M$44.8M
FY-3$384.5M$85.1M$52.7M
FY-2$359.8M$72.8M
FY-1$314.0M$71.7M
FY0$314.6M$74.1M
PeriodOCFCapExFCFSBC
FY-4$4.8M-$418.0k$2.9M
FY-3$12.7M-$731.0k$8.2M
FY-2$9.2M-$913.0k-$12.8M
FY-1$9.3M-$1.1M$3.7M
FY0$9.1M-$329.0k$5.0M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricEPYActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-08 06:53 UTC#1731979e
Market quoteclose AUD 0.15 · shares 0.25B diluted
no public URL
2026-05-03 16:20 UTC#cfa5f93d
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 21:27 UTCJob: 241c8b6f