EPI (Holdings) Ltd

EPI (Holdings) Ltd has a market capitalization of HKD 429.14 million, with a market price of HKD 0.231 per share. The company has 1.86 billion shares outstanding, with no dilution observed between basic and diluted shares. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents.

Profitability and return metrics are not available for EPI (Holdings) Ltd, as the valuation snapshot does not include return on invested capital (ROIC), net profit margin, or other key performance indicators typically used in the consumer lending industry. This lack of data limits the ability to compare the company's performance against industry medians.

The company's revenue concentration and geographic exposure are not disclosed in the available data. As a result, it is not possible to determine whether the company has significant exposure to any particular geographic region or business segment.

Growth trajectory is also unclear, as the outlook for the current and next fiscal years does not include numeric deltas or revenue growth projections. Without historical revenue data, it is difficult to assess the company's growth potential or trajectory.

Risk factors include the inability to assess liquidity risk, which is a critical concern for a company in the financial sector. The absence of balance-sheet inputs and no going-concern language in source documents raises concerns about the company's financial stability and operational continuity. Dilution risk is currently assessed as low, but this is based on the equality of basic and diluted shares outstanding.

Recent events and filings have not been disclosed in the available data, so it is not possible to determine whether the company has issued any recent reports, transcripts, or other disclosures that might impact its operations or financial position.

Net income surged 3,017.9% year-over-year to HKD 5.7 million, signaling a dramatic turnaround in profitability.

Operating income grew 39.4% to HKD 5.4 million, demonstrating improved core operational efficiency and cost management.

Total assets expanded 6.2% to HKD 463.9 million, indicating steady balance sheet growth and potential lending capacity.

Equity increased 6.4% to HKD 422.1 million, reflecting retained earnings and a strengthening capital base.

Dilution risk is assessed as low, suggesting minimal threat to existing shareholder value from share issuance.

Gross profit fell to HKD 53.5 million from HKD 62.7 million, suggesting margin compression or higher direct costs.

Long-term debt rose to HKD 3.7 million from HKD 2.3 million, increasing leverage slightly despite asset growth.

The five-year revenue CAGR of 31.7% masks recent deceleration, as the latest period shows negative growth.

Equity CAGR is negative at -0.2% over five years, highlighting historical volatility in shareholder value creation.

Revenue HK$83.1M, +84,2% YoY; Operating income +151,3% YoY.

• ▍Revenue HK$83.1M, +84,2% YoY
• ▍Operating income +151,3% YoY
• ▍Net income +146,0% YoY
• ▍Free cash flow +127,1% YoY
• ▍Net margin 25.9%

Revenue HK$45.1M, +84,1% YoY; Operating income −45,0% YoY.

• ▍Revenue HK$45.1M, +84,1% YoY
• ▍Operating income −45,0% YoY
• ▍Net income −59,2% YoY
• ▍Free cash flow −2,7% YoY
• ▍Net margin -103.6%

Revenue HK$24.5M; Operating income -HK$31.5M.

• ▍Revenue HK$24.5M
• ▍Operating income -HK$31.5M
• ▍Net margin -119.9%