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Companies Financials ESNT.K
ES
ESNT.K NYSE Insurance

Esnt.K

$59,45
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Mcap
5,6B USD
P/E
EV / Rev
Div yield
2,33 %
Op margin
ROE
12,0 %
Net margin
Debt / equity
0,09
Beta
52w range
Volume
8,3k
Day range
$59,19–$60,75
Prev close
$60,41
Open
$60,44
Next earnings
2026-10-28
Ex-dividend
TR 1Y
About

ESNT.K operates in the insurance industry, specializing in property and casualty insurance, generating revenue primarily through premium income and investment returns.

Business. ESNT.K is a property and casualty insurance company that generates revenue primarily through premium income. The firm operates within the broader financials sector, specifically focusing on insurance activities. Detailed information regarding its operating segments, headquarters location, and primary stock exchange listings is not available in the provided data. Consequently, the company is described at the industry level without specific geographic or segmental breakdowns.

Classification99 %
SectorFinancials
Industry groupInsurance
Generated · model-assisted
Sell-side consensus
HOLD7 analysts
2 buy5 hold0 sell
Avg 12m price target64,80

Analyst recommendations

7 analysts · consensus Hold
Buy2
Hold5
Sell0
12-month price target
64,80
Consensus of sell-side coverage.
Upcoming events
  • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Hold
7 analysts · indicative
Ownership
Dimensional Fund Advisors, L.P.
largest disclosed fund holder
Profitability
12,0 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning ESNT.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,7 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,4 %−2,7 %−0,9 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Consumer Staples−0,7 %+2,3 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to ESNT.K. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Company
    • EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR
    • Congressional trades
    • CongressLisa McClain — Essent Group Ltd. Common Shares2025-06-17 · Republican · MI · Sale · $1,001 - $15,000
    • CongressLisa McClain — Essent Group Ltd. Common Shares2025-06-11 · Republican · MI · Purchase · $1,001 - $15,000

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    ESNT.K is a property and casualty insurance company that generates revenue primarily through premium income. The firm operates within the broader financials sector, specifically focusing on insurance activities. Detailed information regarding its operating segments, headquarters location, and primary stock exchange listings is not available in the provided data. Consequently, the company is described at the industry level without specific geographic or segmental breakdowns.

    Classification99 %
    SectorFinancials
    Industry groupInsurance
    AI synthesis
    GENERATED

    ESNT.K maintains a strong liquidity position, with a price-to-book ratio of 1.0 and a debt-to-equity ratio of 0.09, indicating a conservative capital structure. The company's free cash flow of $565.77 million and operating cash flow of $856.05 million support its liquidity, although net cash is negative after subtracting total debt.

    Profitability metrics show that ESNT.K is performing well relative to industry standards, with a return on equity of 11.99% and a return on assets of 9.27%. These figures suggest that the company is effectively utilizing its equity and assets to generate returns, which is a positive sign for investors.

    Geographically, ESNT.K's revenue is not disclosed by segment or region in the provided data, but the company's operations are likely concentrated in the United States, given its listing and the nature of the insurance industry. This concentration may expose the company to regional economic fluctuations.

    The company's growth trajectory appears stable, with a price-to-earnings ratio of 8.37 and an EV/EBITDA ratio of 7.34, suggesting that it is undervalued relative to its earnings and cash flow. Analysts have a mixed outlook, with a mean recommendation of 2.57, indicating a cautious approach, and a mean price target of $64.80, which is slightly above the current market price of $61.41.

    Risk factors for ESNT.K include medium liquidity risk and the potential for dilution, although the latter is currently assessed as low. The company's net cash position is negative after accounting for total debt, which could impact its ability to fund operations or investments without external financing.

    Recent events and filings do not provide specific details in the input data, but the company's financial health and operational performance are reflected in its strong operating income of $854.56 million and net income of $689.97 million. These figures indicate a solid financial foundation and operational efficiency.

    Key takeaways
    • ESNT.K has a conservative capital structure with a low debt-to-equity ratio of 0.09.
    • The company's return on equity of 11.99% and return on assets of 9.27% indicate strong profitability.
    • The price-to-earnings ratio of 8.37 and EV/EBITDA ratio of 7.34 suggest the stock is undervalued.
    • Analysts have a mixed outlook, with a mean recommendation of 2.57 and a mean price target of $64.80.
    • The company's liquidity is medium, and its net cash position is negative after subtracting total debt.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $59,45
    Market cap
    $5.77B
    Enterprise value
    $6.27B
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    7.3x
    P / B
    1.0x
    P / Tangible book
    1.0x
    Tangible book
    $5.76B
    Net cash
    -$495.3M
    Current ratio
    Debt / equity
    0.1
    ROA
    9.3%
    ROE
    12.0%
    Cash conversion
    124.0%
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Mortgage Insurance
    low · business_description · 2026-07-03
    Mortgage Reinsurance
    low · business_description · 2026-07-03
    Title Insurance
    low · business_description · 2026-07-03

    Market share

    INDUSTRYSEGMENTCOMPANYFinancialsIndustryInsurance420,4B node revenuePGR 20,9%ALL 16,1%TRV 11,6%AIG 6,4%RGA 5,6%ACGL 4,7%MKL 3,7%WRB 3,5%Other 27,5%
    Source: company disclosures · own-taxonomy revenue-covered set · attribution: collision-suspect (indicative)ESNT 0,3% · rank #29 of 45

    Business relationships

    Business relationships29 disclosed relationships · 2 types · extracted from filings & disclosures
    Customers1
    ANON:CUST:ESNT.K:P19ANON:CUST:ESNT.K:P19Customer88%Source ↗
    Subsidiaries28
    EX21:025e7ed25beeEX21:025e7ed25beeSubsidiarie97%
    EX21:1143410939e4EX21:1143410939e4Subsidiarie97%
    EX21:31f24ab4ab93EX21:31f24ab4ab93Subsidiarie97%
    EX21:3d7ef064ceb5EX21:3d7ef064ceb5Subsidiarie97%
    EX21:43e5ef607a6dEX21:43e5ef607a6dSubsidiarie97%
    EX21:46877cd89556EX21:46877cd89556Subsidiarie97%
    EX21:4a174029de7fEX21:4a174029de7fSubsidiarie97%
    EX21:4c527e7a141bEX21:4c527e7a141bSubsidiarie97%
    EX21:4eef3fd69a38EX21:4eef3fd69a38Subsidiarie97%
    EX21:502f1d618187EX21:502f1d618187Subsidiarie97%
    EX21:5303cf710ca7EX21:5303cf710ca7Subsidiarie97%
    EX21:710d3a58d31eEX21:710d3a58d31eSubsidiarie97%
    EX21:98209fa19574EX21:98209fa19574Subsidiarie97%
    EX21:9de958f97ef7EX21:9de958f97ef7Subsidiarie97%
    EX21:9e245722de6cEX21:9e245722de6cSubsidiarie97%
    EX21:a4fd3fb9b8daEX21:a4fd3fb9b8daSubsidiarie97%
    EX21:afccb5543411EX21:afccb5543411Subsidiarie97%
    EX21:b215c71ad44aEX21:b215c71ad44aSubsidiarie97%
    EX21:be98c6532c0dEX21:be98c6532c0dSubsidiarie97%
    EX21:c3148be815cfEX21:c3148be815cfSubsidiarie97%
    EX21:d30e4f264aceEX21:d30e4f264aceSubsidiarie97%
    EX21:d3c2ced56ebaEX21:d3c2ced56ebaSubsidiarie97%
    EX21:d451e0444053EX21:d451e0444053Subsidiarie97%
    EX21:d623d84e5d27EX21:d623d84e5d27Subsidiarie97%
    EX21:ed5740a6eb97EX21:ed5740a6eb97Subsidiarie97%
    EX21:ed81097a7913EX21:ed81097a7913Subsidiarie97%
    EX21:ef78110ad91bEX21:ef78110ad91bSubsidiarie97%
    EX21:f364fb088302EX21:f364fb088302Subsidiarie97%

    Supply chain

    Vendors → ESNT ↔ Partners → Customers · click any node to drill
    VENDORSPARTNERSCUSTOMERSESNTESNTEsnt.K29 entitiesANON:CUST:ESNT.K:P19
    1 mention in 10-K0 from corporate websites0 from news dispatches
    Updated 2026-07-04

    Peer comparison

    Peer comparison8 peers · vs ESNT · multiples and returns
    PG
    PGR
    Progressive Corp
    $210,46
    123,5B USD
    P/E
    12,1x
    +3,7 vs self
    Div yield
    6,0 %
    +3,6 vs self
    ROE
    35,3 %
    +23,3 vs self
    AL
    ALL
    Allstate Corp
    $262,68
    68,3B USD
    P/E
    6,3x
    -2,1 vs self
    Div yield
    1,6 %
    -0,7 vs self
    ROE
    33,6 %
    +21,6 vs self
    TR
    TRV
    Travelers Cos Inc
    $373,82
    80,7B USD
    P/E
    10,5x
    +2,1 vs self
    Div yield
    vs self
    ROE
    19,0 %
    +7,0 vs self
    AI
    AIG
    American International Group
    $78,79
    42,7B USD
    P/E
    vs self
    Div yield
    2,2 %
    -0,2 vs self
    ROE
    vs self
    RG
    RGA
    Reinsurance Group Of America
    $236,37
    15,6B USD
    P/E
    11,8x
    +3,4 vs self
    Div yield
    1,6 %
    -0,8 vs self
    ROE
    8,9 %
    -3,1 vs self
    AC
    ACGL
    Arch Capital Group Ltd.
    $101,12
    35,7B USD
    P/E
    26,0x
    +17,6 vs self
    Div yield
    4,9 %
    +2,6 vs self
    ROE
    6,1 %
    -5,9 vs self
    MK
    MKL
    Markel Group Inc
    $1 879,09
    23,8B USD
    P/E
    10,6x
    +2,3 vs self
    Div yield
    vs self
    ROE
    11,3 %
    -0,7 vs self
    WR
    WRB
    Wr Berkley Corp
    $72,09
    28,5B USD
    P/E
    15,5x
    +7,1 vs self
    Div yield
    2,6 %
    +0,3 vs self
    ROE
    18,3 %
    +6,3 vs self

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    7,10
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    7
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-06 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate7,10
    Revenueno estimateno estimate1,2B USD
    Operating incomeno estimateno estimate1,0B USD
    Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution7 analysts
    Strong buy1
    Buy1
    Hold5
    Sell0
    Strong sell0
    12-month price target$64,80 · Median $68,75
    Low $39,93High $75,00
    Operating income · consensus1,0B USD
    EPS surprise
    −2,8 %
    reported vs consensus · miss
    Revenue surprise
    +0,9 %
    reported vs consensus · beat

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$39,93
    Mean$64,80
    Median$68,75
    High$75,00
    Spot$59,45
    +9.0 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    ROE12,0 %Above median
    D/E0,09Above median
    Cash Conv1,24Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    Derivative transactions

    Net acquired 1 863 sh18 exercises · 21 grants14 insiders
    • SPIEGEL WILLIAMDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • Benson David CDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • Benson David CDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • Karna AnuDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • Karna AnuDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • Connor Martin P.Director · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-07
    • SPIEGEL WILLIAMDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • Galda April JoyceDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • Galda April JoyceDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • Heise Angela LDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • Heise Angela LDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • Dutt AdityaDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • Dutt AdityaDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • KASMAR ROY JAMESDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • KASMAR ROY JAMESDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • PAULS DOUGLAS JDirector · Dividend equivalent units → Common shares, par value $0.015Disposed 56exercise · 2026-05-07
    • PAULS DOUGLAS JDirector · Restricted share units → Common shares, par value $0.015Disposed 2 569exercise · 2026-05-07
    • KASMAR ROY JAMESDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • Heise Angela LDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • Galda April JoyceDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • PAULS DOUGLAS JDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • Dutt AdityaDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • SPIEGEL WILLIAMDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • Benson David CDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06
    • Karna AnuDirector · Restricted share units → Common shares, par value $0.015Acquired 2 443grant · 2026-05-06

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Return On Equity
      net_income / total_equity
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    Source documents
    • ESNT.K Market data — financials · 2026-05-27
    • Essent Group Ltd Market data — analyst estimates · 2026-05-27

    Ownership & reference

    Top holders

    • Dimensional Fund Advisors, L.P.Investment Managers · as of 2026-03-310,07 %$313M
    • American Century Investment Management, Inc.Investment Managers · as of 2026-03-310,06 %$123M
    • Victory Capital Management Inc.Investment Managers · as of 2026-03-310,04 %$68M
    • AQR Capital Management, LLCInvestment Managers · as of 2026-03-310,04 %$91M
    • Principal Global Investors (Equity)Investment Managers · as of 2026-03-310,03 %$53M
    • BlackRock Institutional Trust Company, N.A.Investment Managers · as of 2024-06-300,02 %$722M
    • FMR LLCInstitutional Investor · as of 2026-03-310,02 %$298M
    • AMERIPRISE FINANCIAL INCInstitutional Investor · as of 2026-03-310,01 %$55M
    • Charles Schwab Investment Management, Inc.Investment Managers · as of 2026-03-310,01 %$83M
    • Vanguard Capital Management, LLCInvestment Managers · as of 2025-12-310,01 %$779M
    • Nuveen LLCInvestment Managers · as of 2024-12-310,01 %$39M
    • Capital Research Global InvestorsInvestment Managers · as of 2026-03-310,01 %$46M
    • Geode Capital Management, L.L.C.Investment Managers · as of 2026-03-310,01 %$162M
    • Invesco QQQ TrustFunds · as of 2026-03-310,01 %$62M
    • Northern Trust Investments, Inc.Investment Managers · as of 2026-03-310,01 %$71M
    • Wellington Management Company, LLPInvestment Managers · as of 2026-03-310,01 %$43M
    • EATON VANCE MANAGEMENTInstitutional Investor · as of 2022-09-300,01 %$0M
    • State Street Investment Management (US)Investment Managers · as of 2026-03-310,01 %$222M
    • Bank of New York Mellon CorpInstitutional Investor · as of 2026-03-310,01 %$39M
    • First Trust Advisors L.P.Investment Managers · as of 2026-03-310,01 %$9M
    • Goldman Sachs Asset Management, L.P.Investment Managers · as of 2026-03-310,01 %$47M
    • Morgan Stanley Smith Barney LLCInvestment Managers · as of 2026-03-310,00 %$74M
    • AllianceBernstein L.P.Investment Managers · as of 2026-03-310,00 %$13M
    • UBS Financial Services, Inc.Investment Managers · as of 2026-03-310,00 %$17M
    • Franklin Advisers, Inc.Investment Managers · as of 2026-03-310,00 %$8M
    • JANUS HENDERSON GROUP PLCInstitutional Investor · as of 2026-03-310,00 %$3M
    • Raymond James & Associates, Inc.Brokerage Firms · as of 2026-03-310,00 %$2M
    • T. Rowe Price Associates, Inc.Investment Managers · as of 2026-03-310,00 %$0M
    • Wells Fargo AdvisorsBrokerage Firms · as of 2026-03-310,00 %$2M
    • LPL Financial LLCInvestment Managers · as of 2026-03-310,00 %$1M
    • PNC Investments LLCInvestment Managers · as of 2026-03-310,00 %$0M
    • JONES FINANCIAL COMPANIES LLLPInstitutional Investor · as of 2026-03-310,00 %$0M

    Insider activity

    Net selling0 buys · 4 sellsnet -$1,7M11 insiders · last 365d
    • SPIEGEL WILLIAMDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • Karna AnuDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • Karna AnuDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • Benson David CDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • Benson David CDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • SPIEGEL WILLIAMDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • PAULS DOUGLAS JDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • PAULS DOUGLAS JDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • KASMAR ROY JAMESDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • KASMAR ROY JAMESDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • Dutt AdityaDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • Dutt AdityaDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • Heise Angela LDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • Heise Angela LDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • Galda April JoyceDirector · Common shares, par value $0.015Other 2 569 · 2026-05-07
    • Galda April JoyceDirector · Common shares, par value $0.015Other 56 · 2026-05-07
    • CASALE MARKDirector, Chairman, CEO and President · Common shares, par value $0.015Sold 13 064 @ $65,05$850K · 2026-04-28
    • Gibbons Mary LourdesSVP and Chief Legal Officer · Common shares, par value $0.015Sold 4 250 @ $65,01$276K · 2026-04-28
    • Gibbons Mary LourdesSVP and Chief Legal Officer · Common shares, par value $0.015Sold 7 628 @ $63,01$481K · 2026-04-20
    • Gibbons Mary LourdesSVP and Chief Legal Officer · Common shares, par value $0.015Sold 872 @ $63,00$55K · 2026-04-17
    • WEINSTOCK DAVID BSVP and CFO · Common shares, par value $0.015Other 527 · 2026-04-01
    • WEINSTOCK DAVID BSVP and CFO · Common shares, par value $0.015Other 3 765 @ $58,25$219K · 2026-04-01
    • WEINSTOCK DAVID BSVP and CFO · Common shares, par value $0.015Other 8 333 · 2026-04-01

    Short positioning

    2.6Mshares short-2.9% vs prior
    4.01days to cover
    60.9%short of daily vol
    52fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    ESNT.KCanonical
    NYSE · USD

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    ESNTANON:CUSEX21:025EX21:114EX21:31fEX21:3d7EX21:43eEX21:468EX21:4a1EX21:4c5EX21:4eeInsurance
    This companySectorCustomersSubsidiaries

    Evidence & claims

    From filings & derived data
    • Capex (YoY) (2025-12-31 vs 2024-12-31): 8.8%Derived (calculated)
    • Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 2.7%Derived (calculated)
    • Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 11.7%Derived (calculated)
    • Net income (YoY) (2025-12-31 vs 2024-12-31): -5.4%Derived (calculated)
    • Total assets (YoY) (2025-12-31 vs 2024-12-31): 4.6%Derived (calculated)
    • Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -0.6%Derived (calculated)
    • Return on assets (FY 2025-12-31): 9.3%Derived (calculated)
    • Net margin (FY 2025-12-31): 54.7%Derived (calculated)
    • EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 0.7%Derived (calculated)
    • EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 0.7%Derived (calculated)
    • Revenue (YoY) (2025-12-31 vs 2024-12-31): 1.5%Derived (calculated)
    • Debt-to-equity (FY 2025-12-31): 0.29xDerived (calculated)
    • Return on equity (FY 2025-12-31): 12.0%Derived (calculated)
    • EPS (diluted) (annual): USD-PER-SHARES 7SEC XBRL filing
    • Operating cash flow (annual): USD 856.05MSEC XBRL filing
    • Total liabilities (annual): USD 1.68BSEC XBRL filing
    • Total assets (annual): USD 7.44BSEC XBRL filing
    • EPS (basic) (annual): USD-PER-SHARES 7SEC XBRL filing
    • Shares outstanding (annual): 95.46MSEC XBRL filing
    • Pre-tax income (annual): USD 821.86MSEC XBRL filing
    • Revenue (annual): USD 1.26BSEC XBRL filing
    • Net income (annual): USD 689.97MSEC XBRL filing
    • Shareholders' equity (annual): USD 5.76BSEC XBRL filing
    • Capex (annual): USD 7.36MSEC XBRL filing
    Showing 24 of 60 surfaced claims.
    Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.

    The Thread

    Everything we know, in order
    2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-05-08FILING10-Q filing →
    2026-05-08FILING8-K filing →
    2026-05-07 00:00 UTCINSIDER41 insider transactions — 2026-05 25 derivative
    2026-05-07INSIDERKASMAR ROY JAMES transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERKarna Anu transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERKarna Anu transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERBenson David C transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERBenson David C transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERSPIEGEL WILLIAM transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERSPIEGEL WILLIAM transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERPAULS DOUGLAS J transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERPAULS DOUGLAS J transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERKASMAR ROY JAMES transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERDutt Aditya transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERDutt Aditya transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERHeise Angela L transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERHeise Angela L transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERGalda April Joyce transacted 2.6k sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERGalda April Joyce transacted 56 sh Common shares, par value $0.015 — Director
    2026-05-07INSIDERKarna Anu disposed of 56 sh Dividend equivalent units — Director
    2026-05-07INSIDERConnor Martin P. acquired 2.4k sh Restricted share units — Director
    2026-05-07INSIDERBenson David C disposed of 56 sh Dividend equivalent units — Director
    2026-05-07INSIDERBenson David C disposed of 2.6k sh Restricted share units — Director
    2026-05-07INSIDERSPIEGEL WILLIAM disposed of 2.6k sh Restricted share units — Director
    2026-05-07INSIDERKarna Anu disposed of 2.6k sh Restricted share units — Director
    2026-05-07INSIDERKASMAR ROY JAMES disposed of 56 sh Dividend equivalent units — Director
    2026-05-07INSIDERPAULS DOUGLAS J disposed of 56 sh Dividend equivalent units — Director
    2026-05-07INSIDERGalda April Joyce disposed of 2.6k sh Restricted share units — Director
    2026-05-07INSIDERKASMAR ROY JAMES disposed of 2.6k sh Restricted share units — Director
    2026-05-07INSIDERHeise Angela L disposed of 56 sh Dividend equivalent units — Director
    2026-05-07INSIDERDutt Aditya disposed of 2.6k sh Restricted share units — Director
    Showing the 40 most recent of 66 entries.
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage