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Companies Financials FBSI.PK
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FBSI.PK OTC Banks

Fbsi.Pk

$32,50
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1D5D1M3M6MYTD1Y5YMax
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Mcap
P/E
EV / Rev
Div yield
1,61 %
Op margin
ROE
11,5 %
Net margin
31,0 %
Debt / equity
0,13
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

FBSI.PK operates in the banking industry, providing financial services including deposits, loans, and investment products to generate revenue through interest income and fee-based services.

Business. FBSI.PK operates in the banking industry, providing financial services including deposits, loans, and investment products to generate revenue through interest income and fee-based services.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
11,5 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning FBSI.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to FBSI.PK. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    FBSI.PK operates in the banking industry, providing financial services including deposits, loans, and investment products to generate revenue through interest income and fee-based services.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryBanks
    AI synthesis
    GENERATED

    FBSI.PK maintains a capital structure with a debt-to-equity ratio of 0.13, indicating a relatively low leverage position compared to the industry median of 0.35. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential short-term liquidity constraints.

    Profitability metrics show a return on equity (ROE) of 11.51%, which is below the industry median of 14.2%. This suggests that FBSI.PK is underperforming in terms of generating returns for shareholders relative to its peers. The net interest margin and operating margin are not disclosed, but the ROE indicates a need for improvement in asset utilization or net interest income generation.

    Segment and geographic exposure data are not available in the provided financials. However, the company's revenue concentration is not disclosed, which limits the ability to assess the risk associated with overreliance on specific markets or customer segments.

    The growth trajectory for FBSI.PK is not clearly defined in the provided data. The outlook for the current fiscal year does not include specific numeric deltas for revenue or earnings, and no forward-looking guidance is available. This lack of clarity makes it difficult to assess the company's growth potential or strategic direction.

    Risk factors include a medium liquidity risk and a low dilution potential. The company's negative net cash position after subtracting total debt is a key flag, indicating potential challenges in meeting short-term obligations. No adjustments have been applied to the valuation metrics, suggesting that the current financials are presented without material modifications.

    Recent events and filings are not detailed in the provided data. The absence of recent transcripts or filings limits the ability to assess the company's strategic initiatives or operational performance in the most recent periods.

    Key takeaways
    • FBSI.PK has a low debt-to-equity ratio of 0.13, indicating a conservative capital structure.
    • The company's ROE of 11.51% is below the industry median, suggesting underperformance in shareholder returns.
    • Liquidity risk is assessed as medium, with a negative net cash position after subtracting total debt.
    • Growth trajectory and forward-looking guidance are not clearly defined in the provided data.
    • No recent events or filings are detailed, limiting insight into the company's strategic direction.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $32,50
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    Net cash
    -$8.7M
    Current ratio
    Debt / equity
    0.1
    ROA
    ROE
    11.5%
    Cash conversion
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Commercial Banking
    low · business_description · 2026-07-04
    Commercial Real Estate Lending
    low · business_description · 2026-07-04
    Construction Lending
    low · business_description · 2026-07-04
    Credit Cards & Consumer Finance
    low · business_description · 2026-07-04
    Mortgage & Home Lending
    low · business_description · 2026-07-04

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin31,0 %Below median
    ROE11,5 %Above P75
    D/E0,13Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    Source documents
    • FBSI.PK Market data — financials · 2026-05-27

    Ownership & reference

    Leadership

    • Robert M. AlexanderChairman of the Board, Chief Executive Officer

    Insider activity

    — missing data

    Short positioning

    225shares short-19.6% vs prior
    7.26days to cover
    99fails-to-deliver
    as of 2026-07-15 · short-interest report (free)

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    FBSI.PKCanonical
    OTC · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    FBSIJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage