FA
FAF.O
—
NYSE
Unclassified
First American Financial Corp
Last 30 days
1D5D1M3M6MYTD1Y5YMax
Live price chart loads from the market-data widget.
Mcap
7,1B USD
P/E
—
EV / Rev
—
Div yield
3,11 %
Op margin
—
ROE
11,3 %
Net margin
8,3 %
Debt / equity
—
Beta
—
52w range
—
Volume
19,3k
Day range
$66,77–$69,44
Prev close
$69,44
Open
$69,44
Next earnings
2026-07-28
Ex-dividend
—
TR 1Y
—
About
First American Financial Corp provides title insurance and real estate transaction services, generating revenue through underwriting premiums and service fees in the residential and commercial real estate markets.
Business. First American Financial Corp provides title insurance and real estate transaction services, generating revenue through underwriting premiums and service fees in the residential and commercial real estate markets.
Classification20 %
SectorUnclassified
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
At a glance
Score→
100
composite score
Valuation
—
valuation pending
Analysts
—
not yet wired
Ownership→
Dimensional Fund Advisors, L.P.
largest disclosed fund holder
Profitability→
11,3 %
return on equity
Quality→
53
quality score (0-100)
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,2 %+1,6 %+2,4 %
Energy+1,2 %+5,3 %+1,4 %
Real Estate+0,7 %+4,1 %+0,8 %
Health Care+0,6 %−0,5 %+0,8 %
Consumer Discretionary+0,3 %+8,7 %+0,5 %
Information Technology−0,3 %+6,5 %−0,1 %
Financials · THIS SECTOR−0,3 %−4,5 %−0,1 %
Consumer Staples−1,0 %+3,0 %−0,8 %
Utilities−1,5 %−21,2 %−1,3 %
Industrials−1,7 %−2,3 %−1,6 %
Communication Services———
Developing storylines
No tracked sagas currently linked to FAF.O. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-07-07
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ2 2026 earnings (expected)2026-07-28 · estimated
- Macro
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-07-08 · AU
- Rate decisionBank of Canada rate decision (press conf.)2026-07-15 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-07-16 · EU
- Rate decisionBank of Japan rate decision (press conf.)2026-07-16 · JP
- Rate decisionFederal Reserve rate decision (press conf.)2026-07-29 · US
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Score breakdown100
Valuation+43
Profitability+27
Sentiment+30
Synthesis
Business
First American Financial Corp provides title insurance and real estate transaction services, generating revenue through underwriting premiums and service fees in the residential and commercial real estate markets.
Classification20 %
SectorUnclassified
AI synthesis
GENERATEDFirst American Financial Corp maintains a conservative capital structure with zero reported debt, resulting in a debt-to-equity ratio of 0.0. The company holds $1.39 billion in cash and equivalents against total liabilities of $10.70 billion, supported by operating cash flow of $950.8 million. Liquidity risk is assessed as low, with no immediate filing-based flags detected. The firm’s equity base stands at $5.50 billion, providing a stable foundation for its operations without leverage pressure.
Profitability metrics indicate a return on equity of 11.31% and a return on assets of 3.83%. The company trades at a price-to-earnings ratio of 11.5 and a price-to-book ratio of 1.29, suggesting modest valuation multiples relative to its earnings and book value. Net income of $621.8 million on revenue of $7.45 billion yields a net margin of approximately 8.34%. These returns are generated without the drag of interest expenses, given the absence of debt.
Key takeaways
- First American Financial Corp operates with zero debt, resulting in a debt-to-equity ratio of 0.0 and low liquidity risk.
- The company generates $7.45 billion in revenue with a net income of $621.8 million, yielding a return on equity of 11.31%.
- Valuation multiples are modest, with a P/E of 11.5 and P/B of 1.29, trading below the mean analyst price target of $74.32.
- Dilution risk is low, with basic and diluted shares outstanding both at 102 million, indicating no immediate equity issuance pressure.
- Analyst sentiment is cautiously positive, with a mean recommendation of 2.00, though price target dispersion is wide.
Bull / Bear case
Generated · model-assisted— missing data
In focus — financials by report
Valuation
Market price
$70,09
Market cap
$7.15B
Enterprise valueⓘ
$5.77B
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
6.1x
P / Bⓘ
1.3x
P / Tangible bookⓘ
1.3x
Tangible book
$5.52B
Net cashⓘ
$1.39B
Current ratioⓘ
—
Debt / equityⓘ
—
ROAⓘ
3.8%
ROEⓘ
11.3%
Cash conversionⓘ
153.0%
CapEx / revenueⓘ
2.5%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Business relationships
Business relationships24 disclosed relationships · 1 type · extracted from filings & disclosures
Subsidiaries24
EX21:00fbc76ab885EX21:00fbc76ab885Subsidiarie97%
EX21:04cc052ad14bEX21:04cc052ad14bSubsidiarie97%
EX21:164080c6c096EX21:164080c6c096Subsidiarie97%
EX21:262c76690875EX21:262c76690875Subsidiarie97%
EX21:2eca113f241bEX21:2eca113f241bSubsidiarie97%
EX21:31cef58b2a3dEX21:31cef58b2a3dSubsidiarie97%Source ↗
EX21:37f24771973dEX21:37f24771973dSubsidiarie97%
EX21:3e3ab9d19ad7EX21:3e3ab9d19ad7Subsidiarie97%
EX21:4dbbb95cc30eEX21:4dbbb95cc30eSubsidiarie97%
EX21:50afc2698c02EX21:50afc2698c02Subsidiarie97%
EX21:5fd985a7c337EX21:5fd985a7c337Subsidiarie97%
EX21:797855fa7327EX21:797855fa7327Subsidiarie97%
EX21:7a5f9fb45fddEX21:7a5f9fb45fddSubsidiarie97%
EX21:7e1406bf577aEX21:7e1406bf577aSubsidiarie97%
EX21:7fe5543bf69dEX21:7fe5543bf69dSubsidiarie97%
EX21:8e0e72b5abd9EX21:8e0e72b5abd9Subsidiarie97%
EX21:91c23f95a2f0EX21:91c23f95a2f0Subsidiarie97%
EX21:9ced20976484EX21:9ced20976484Subsidiarie97%
EX21:9e9e5e1fcb1eEX21:9e9e5e1fcb1eSubsidiarie97%
EX21:a547f801546bEX21:a547f801546bSubsidiarie97%
EX21:afebde318802EX21:afebde318802Subsidiarie97%
EX21:b46e156a9a2cEX21:b46e156a9a2cSubsidiarie97%
EX21:c6b60310329dEX21:c6b60310329dSubsidiarie97%
EX21:d50bf842f0aeEX21:d50bf842f0aeSubsidiarie97%
Supply chain
— missing data
Peer comparison
Peer comparison8 peers · vs FAF · multiples and returns
PG
PGR—
Progressive Corp
$231,67
136,2B USDP/E
12,1x
+0,6 vs self
Div yield
6,0 %
+2,9 vs self
ROE
37,3 %
+26,0 vs self
AL
ALL—
Allstate Corp
$248,37
64,6B USDP/E
5,9x
-5,6 vs self
Div yield
1,6 %
-1,5 vs self
ROE
33,6 %
+22,3 vs self
TR
TRV—
Travelers Cos Inc
—
—P/E
—
— vs self
Div yield
—
— vs self
ROE
—
— vs self
AI
AIG—
American International Group
$80,75
43,8B USDP/E
—
— vs self
Div yield
2,2 %
-0,9 vs self
ROE
—
— vs self
RG
RGA—
Reinsurance Group Of America
—
—P/E
—
— vs self
Div yield
—
— vs self
ROE
—
— vs self
AC
ACGL—
Arch Capital Group Ltd.
$101,81
35,9B USDP/E
26,0x
+14,5 vs self
Div yield
—
— vs self
ROE
6,1 %
-5,2 vs self
MK
MKL—
Markel Group Inc
—
—P/E
—
— vs self
Div yield
—
— vs self
ROE
—
— vs self
WR
WRB—
Wr Berkley Corp
—
—P/E
—
— vs self
Div yield
—
— vs self
ROE
—
— vs self
Market position
Stress test
— missing data
Predictor forecast
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 6,84 |
| Revenue | —no estimate | —no estimate | 8,0B USD |
| Operating income | —no estimate | —no estimate | 1,1B USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Corporate eventM&A horizon
M&A probabilityconf 3 %
Probability
3 %
Base rate
3 %
Band
—
180-day horizon · target 2027-01-03 · 1,0× base rate
No acquirer candidates identified by the signal model.
Probabilistic model output — not investment advice. · generated 2026-07-07
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution6 analysts
Strong buy1
Buy4
Hold1
Sell0
Strong sell0
12-month price target$74,32 · Median $84,50
Low $14,91High $95,00
Operating income · consensus1,1B USD
EPS surprise
−11,6 %
reported vs consensus · miss
Revenue surprise
−6,9 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$14,91
Mean$74,32
Median$84,50
High$95,00
Spot$70,09
+6.0 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskLow
Filing-based flags
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Net Margin8,3 %Above median
ROE11,3 %Above median
Capex / Rev2,5 %Above P75
D/E0,00Above P75
Cash Conv1,53Above median
Corporate actions / M&A
M&A probabilityconf —
Probability
3 %
Base rate
3 %
Band
Low
180-day horizon · target 2027-01-03 · 1,0× base rate
No acquirer candidates identified by the signal model.
Corporate actionsNo corporate-action source connected yet — splits, dividends and buyback events are not tracked for this company. Honest-dim (no data fabricated).
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
— missing data
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Capex To Revenuecapital_expenditure / revenue
- Return On Assetsnet_income / total_assets
- Return On Equitynet_income / total_equity
- Enterprise Valuemarket_cap - net_cash
- Market Capmarket_price * shares_outstanding_diluted
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Source documents
- FIRST AMERICAN FINANCIAL CORPORATION Market data — financials · 2026-06-24
- First American Financial Corp Market data — analyst estimates · 2026-06-24
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,06 %$280M
- Investment Managers · as of 2026-03-310,06 %$79M
- Investment Managers · as of 2026-03-310,04 %$77M
- Investment Managers · as of 2026-03-310,03 %$64M
- Institutional Investor · as of 2026-03-310,03 %$552M
- Investment Managers · as of 2026-03-310,03 %$40M
- Investment Managers · as of 2026-03-310,02 %$118M
- Investment Managers · as of 2026-03-310,02 %$113M
- Investment Managers · as of 2026-03-310,02 %$33M
- Investment Managers · as of 2024-06-300,01 %$497M
- Investment Managers · as of 2026-03-310,01 %$70M
- Institutional Investor · as of 2026-03-310,01 %$54M
- Investment Managers · as of 2025-12-310,01 %$626M
- Investment Managers · as of 2026-03-310,01 %$58M
- Investment Managers · as of 2026-03-310,01 %$22M
- Investment Managers · as of 2026-03-310,01 %$14M
- Investment Managers · as of 2026-03-310,01 %$112M
- Investment Managers · as of 2026-03-310,01 %$197M
- Investment Managers · as of 2026-03-310,01 %$102M
- Investment Managers · as of 2024-12-310,01 %$18M
- Funds · as of 2026-03-310,00 %$31M
- Institutional Investor · as of 2022-09-300,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$20M
- Investment Managers · as of 2026-03-310,00 %$21M
- Investment Managers · as of 2026-03-310,00 %$8M
- Brokerage Firms · as of 2026-03-310,00 %$8M
- Institutional Investor · as of 2026-03-310,00 %$8M
- Institutional Investor · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Insider activity
Net selling0 buys · 2 sellsnet -$868K14 insiders · last 365d
- EVP, Chief Financial Officer · Common StockOther 619 @ $68,63$42K · 2026-06-22
- SVP, Chief Legal Officer · Common StockOther 160 @ $68,63$11K · 2026-06-22
- Director · Common StockOther 14 570 · 2026-06-22
- Director, Chief Executive Officer · Common StockOther 2 372 @ $68,63$163K · 2026-06-22
- SVP, Chief Legal Officer · Common StockSold 5 823 @ $68,63$400K · 2026-05-05
- Director · Common StockOther 13 311 · 2026-04-29
- Director · Common StockSold 6 630 @ $70,59$468K · 2026-04-24
- VP & Chief Accounting Officer · Common StockOther 381 @ $66,34$25K · 2026-02-24
- EVP, Chief Financial Officer · Common StockOther 670 @ $66,34$44K · 2026-02-24
- Chief Executive Officer · Common StockOther 5 323 @ $66,34$353K · 2026-02-24
- SVP, Chief Legal Officer · Common StockOther 1 753 @ $66,34$116K · 2026-02-24
- SVP, Chief Legal Officer · Common StockOther 1 563 @ $67,36$105K · 2026-02-23
- EVP, Chief Financial Officer · Common StockOther 835 @ $67,36$56K · 2026-02-23
- Chief Executive Officer · Common StockOther 7 030 @ $67,36$474K · 2026-02-23
- VP & Chief Accounting Officer · Common StockOther 509 @ $67,36$34K · 2026-02-23
- Director · Common StockOther 2 418 · 2026-02-19
- Director · Common StockOther 2 418 · 2026-02-19
- VP & Chief Accounting Officer · Common StockOther 3 351 · 2026-02-19
- SVP, Chief Legal Officer · Common StockOther 12 076 · 2026-02-19
- Chief Executive Officer · Common StockOther 65 084 · 2026-02-19
- EVP, Chief Financial Officer · Common StockOther 16 210 · 2026-02-19
- Director · Common StockOther 2 418 · 2026-02-19
- Director · Common StockOther 2 418 · 2026-02-19
- Director · Common StockOther 2 418 · 2026-02-19
- Director · Common StockOther 2 418 · 2026-02-19
Short positioning
5.7Mshares short+15.3% vs prior
5.28days to cover
66.1%short of daily vol
34fails-to-deliver
as of 2026-06-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
FAFCanonical
NYSE · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskLow
No immediate filing-based liquidity or dilution flags were detected.
Relationship graph
This companySectorSubsidiaries
Evidence & claims
From filings & derived data- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 7.2%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 8.9%Derived (calculated)
- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 5.9%Derived (calculated)
- Net margin (FY 2025-12-31): 8.3%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 374.3%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 376.2%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 377.8%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 1.95xDerived (calculated)
- Return on assets (FY 2025-12-31): 3.8%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 12.0%Derived (calculated)
- Return on equity (FY 2025-12-31): 11.3%Derived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -19.3%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 21.6%Derived (calculated)
- Revenue (annual): USD 7.45BSEC XBRL filing
- Net income (annual): USD 621.8MSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 6SEC XBRL filing
- Cash & equivalents (annual): USD 1.39BSEC XBRL filing
- Total assets (annual): USD 16.23BSEC XBRL filing
- Interest expense (annual): USD 157MSEC XBRL filing
- Pre-tax income (annual): USD 826.2MSEC XBRL filing
- Operating cash flow (annual): USD 950.8MSEC XBRL filing
- Total liabilities (annual): USD 10.7BSEC XBRL filing
- Shares outstanding (annual): 102MSEC XBRL filing
- EPS (diluted) (annual): USD-PER-SHARES 6SEC XBRL filing
Showing 24 of 60 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-07-28EVENTUpcomingQ2 2026 earnings (expected) estimated date
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: ma_probability (180d)
2026-06-26 03:13 UTCHOLDER1 institutional position change flagged (1 major)
2026-06-25 03:10 UTCHOLDER1 institutional position change flagged (1 major)
2026-06-22 00:00 UTCINSIDER4 insider transactions — 2026-06 · net sell $216k
2026-06-22INSIDERWajner Matthew F. transacted 619 sh — EVP, Chief Financial Officer ~$42k
2026-06-22INSIDERCornehl Lisa W transacted 160 sh — SVP, Chief Legal Officer ~$11k
2026-06-22INSIDERGILMORE DENNIS J transacted 14.6k sh — Director
2026-06-22INSIDERSeaton Mark Edward transacted 2.4k sh — Director, Chief Executive Officer ~$163k
2026-05-05 00:00 UTCINSIDER1 insider transaction — 2026-05 · net sell $400k
2026-05-05INSIDERCornehl Lisa W sold 5.8k sh — SVP, Chief Legal Officer ~$400k
2026-04-29 00:00 UTCINSIDER2 insider transactions — 2026-04 · net sell $468k
2026-04-29INSIDERGILMORE DENNIS J transacted 13.3k sh — Director
2026-04-24INSIDERMcCarthy Margaret M sold 6.6k sh — Director ~$468k
2026-02-24 00:00 UTCINSIDER22 insider transactions — 2026-02 · net sell $1.2M
2026-02-24INSIDERAdams Steven A transacted 381 sh — VP & Chief Accounting Officer ~$25k
2026-02-24INSIDERWajner Matthew F. transacted 670 sh — EVP, Chief Financial Officer ~$44k
2026-02-24INSIDERSeaton Mark Edward transacted 5.3k sh — Chief Executive Officer ~$353k
2026-02-24INSIDERCornehl Lisa W transacted 1.8k sh — SVP, Chief Legal Officer ~$116k
2026-02-23INSIDERCornehl Lisa W transacted 1.6k sh — SVP, Chief Legal Officer ~$105k
2026-02-23INSIDERWajner Matthew F. transacted 835 sh — EVP, Chief Financial Officer ~$56k
2026-02-23INSIDERSeaton Mark Edward transacted 7.0k sh — Chief Executive Officer ~$474k
2026-02-23INSIDERAdams Steven A transacted 509 sh — VP & Chief Accounting Officer ~$34k
2026-02-19INSIDERSpence Marsha A transacted 2.4k sh — Director
2026-02-19INSIDERKENNEDY PARKER S transacted 2.4k sh — Director
2026-02-19INSIDERAdams Steven A transacted 3.4k sh — VP & Chief Accounting Officer
2026-02-19INSIDERCornehl Lisa W transacted 12.1k sh — SVP, Chief Legal Officer
2026-02-19INSIDERSeaton Mark Edward transacted 65.1k sh — Chief Executive Officer
2026-02-19INSIDERWajner Matthew F. transacted 16.2k sh — EVP, Chief Financial Officer
2026-02-19INSIDERWahl Deborah transacted 2.4k sh — Director
2026-02-19INSIDEROMAN MARK C transacted 2.4k sh — Director
2026-02-19INSIDERDAILEY JEFFREY J transacted 2.4k sh — Director
2026-02-19INSIDERGILYARD REGINALD HAROLD transacted 2.4k sh — Director
Showing the 40 most recent of 45 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-07-07
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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