First Community Bankshares Inc
First Community Bankshares Inc operates as a bank holding company within the Financials sector, generating revenue through traditional banking activities.
Business. First Community Bankshares Inc (FCBC.O) is a bank headquartered in the United States that operates within the Financials sector. The company generates revenue primarily through interest income, consistent with standard banking industry models. It is listed on the NASDAQ stock exchange. Specific details regarding operating segments or geographic breakdowns are not available.
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
First Community Bankshares Inc (FCBC.O) is a bank headquartered in the United States that operates within the Financials sector. The company generates revenue primarily through interest income, consistent with standard banking industry models. It is listed on the NASDAQ stock exchange. Specific details regarding operating segments or geographic breakdowns are not available.
First Community Bankshares maintains a capital structure characterized by total assets of $3.26 billion and total equity of $500.5 million. The balance sheet shows total liabilities of $2.76 billion, resulting in a debt-to-equity ratio of 0.0 as computed in the valuation snapshot. Operating cash flow stands at $62.7 million, while capital expenditure is minimal at $2.7 million, indicating low reinvestment requirements typical of financial intermediaries. The company trades at a price-to-book ratio of 1.76 and a price-to-earnings ratio of 18.1, reflecting a market capitalization of $883.2 million.
Profitability metrics indicate a return on equity of 9.75% and a return on assets of 1.5%. Net income for the latest period is reported at $48.8 million. Without specific cohort median data provided in the input, direct comparative analysis against industry peers is omitted, but the positive returns suggest operational stability. The basic and diluted shares outstanding are identical at 18.3 million, indicating no current dilution from options or convertible securities.
Segment and geographic revenue breakdowns are not provided in the available data. Consequently, specific insights into revenue concentration by business line or region cannot be articulated. The analysis relies solely on consolidated financial figures.
Growth trajectory analysis is constrained by the absence of historical period data. No five-year annual or eight-quarter quarterly revenue or net income trends are available to assess momentum or cyclicality. The current snapshot provides a static view of performance without temporal context.
Risk assessment identifies dilution risk as low, supported by the parity between basic and diluted share counts. Liquidity risk is marked as unknown due to insufficient balance-sheet inputs for detailed assessment, though the company maintains positive operating cash flow. Key flags note that liquidity risk could not be fully assessed due to missing specific balance-sheet inputs in the source documents.
Recent news observations indicate system-level reconciler events related to coverage closure and analysis job queuing for the ticker FCBC.O, rather than fundamental corporate actions. No significant filings, IR observations, or transcript events are present in the input data to suggest recent strategic shifts or management commentary.
- The company reports a debt-to-equity ratio of 0.0, suggesting a conservative leverage profile or specific accounting treatment of liabilities.
- Return on equity of 9.75% and return on assets of 1.5% demonstrate positive profitability on the latest normalized period.
- Dilution risk is assessed as low, with no difference between basic and diluted shares outstanding.
- Liquidity risk assessment is limited by missing specific balance-sheet inputs, though operating cash flow is positive.
- Historical growth data and segment breakdowns are absent, limiting trend and concentration analysis.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- President · STOCK OPTION → COMMON STOCKDisposed 865 @ $24,65exercise · 2026-07-28
- President · STOCK OPTION → COMMON STOCKDisposed 3 500 @ $33,00exercise · 2026-07-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 928exercise · 2026-05-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 928exercise · 2026-05-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 928exercise · 2026-05-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 928exercise · 2026-05-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 928exercise · 2026-05-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 928exercise · 2026-05-28
- Director · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 842grant · 2026-05-27
- Director · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 842grant · 2026-05-27
- Director · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 842grant · 2026-05-27
- Director · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 842grant · 2026-05-27
- Director · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 842grant · 2026-05-27
- Director · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 842grant · 2026-05-27
- Chief Financial Officer · RESTRICTED STOCK UNIT → COMMON STOCKAcquired 2 153grant · 2026-05-27
- Chief Risk Officer · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 1 756grant · 2026-05-27
- SVP-Chief Admin Officer · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 2 153grant · 2026-05-27
- President · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 4 917grant · 2026-05-27
- Chief Executive Officer · RESTRICTED STOCK UNITS → COMMON STOCK0Acquired 3 690grant · 2026-05-27
- SVP & General Counsel · RESTRICTED STOCK UNITS → COMMON STOCKAcquired 2 153grant · 2026-05-27
- Chief Risk Officer · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 2 151exercise · 2026-05-26
- Chief Financial Officer · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 3 132exercise · 2026-05-26
- Chief Financial Officer · PHANTOM STOCK → COMMON STOCKAcquired 2 033grant · 2026-05-26
- President · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 7 394exercise · 2026-05-26
- SVP & General Counsel · RESTRICTED STOCK UNITS → COMMON STOCKDisposed 2 876exercise · 2026-05-26
Actions
Ask Handelsavisen
- Reference data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Return On Equitynet_income / total_equity
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Capmarket_price * shares_outstanding_diluted
- FIRST COMMUNITY BANKSHARES INC /VA/ Market data — financials · 2026-07-28
- reconciler_enqueue (reconciler) on FCBC.O · 2026-07-28
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,01 %$38M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2026-03-310,00 %$3M
- Investment Managers · as of 2024-06-300,00 %$56M
- Investment Managers · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2026-03-310,00 %$6M
- Institutional Investor · as of 2022-09-300,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2024-12-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$17M
- Investment Managers · as of 2025-12-310,00 %$37M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$1M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$1M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Brokerage Firms · as of 2026-03-310,00 %$1M
- Funds · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- William P. StaffordChairman of the Board, Chief Executive Officer
Insider activity
- President · COMMON STOCKSold 3 500 @ $47,67$167K · 2026-07-30
- President · COMMON STOCKOther 865 @ $24,65$21K · 2026-07-28
- President · COMMON STOCKOther 3 500 @ $33,00$116K · 2026-07-28
- Director · COMMON STOCKOther 928 · 2026-05-28
- Director · COMMON STOCKOther 928 · 2026-05-28
- Director · COMMON STOCKOther 928 @ $42,50$39K · 2026-05-28
- Director · COMMON STOCKOther 928 · 2026-05-28
- Director · COMMON STOCKOther 928 · 2026-05-28
- Director · COMMON STOCKOther 928 · 2026-05-28
- Director · COMMON STOCKOther 928 · 2026-05-28
- SVP-Chief Admin Officer · COMMON STOCKOther 3 132 · 2026-05-26
- SVP & General Counsel · COMMON STOCKOther 1 535 @ $42,38$65K · 2026-05-26
- Chief Financial Officer · COMMON STOCKOther 3 132 · 2026-05-26
- Chief Financial Officer · COMMON STOCKOther 3 132 @ $42,38$133K · 2026-05-26
- Chief Risk Officer · COMMON STOCKOther 2 151 · 2026-05-26
- Chief Risk Officer · COMMON STOCKOther 1 342 @ $42,38$57K · 2026-05-26
- SVP-Chief Admin Officer · COMMON STOCKOther 1 515 @ $42,38$64K · 2026-05-26
- Chief Executive Officer · COMMON STOCKOther 5 546 · 2026-05-26
- Chief Executive Officer · COMMON STOCKOther 1 850 @ $42,38$78K · 2026-05-26
- President · COMMON STOCKOther 7 394 · 2026-05-26
- President · COMMON STOCKOther 3 354 @ $42,38$142K · 2026-05-26
- SVP & General Counsel · COMMON STOCKOther 2 876 · 2026-05-26
- Chief Risk Officer · COMMON STOCKBought 501 @ $34,93$17K · 2026-01-30
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Operating cash flow (annual): USD 62.74MUnknown
- Net income (annual): USD 12.03MUnknown
- EPS (basic) (annual): USD-PER-SHARES 1Unknown
- Shareholders' equity (annual): USD 500.55MUnknown
- Pre-tax income (annual): USD 63.12MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 1Unknown
- Total assets (annual): USD 3.26BUnknown
- Total liabilities (annual): USD 2.76BUnknown
- Shares outstanding (annual): 18.33MUnknown
- Shares outstanding (annual): 18.32MUnknown
- Net income (annual): USD 11.82MUnknown
- Long-term debt (annual): USD 0Unknown
- Total liabilities (annual): USD 2.73BUnknown
- Operating cash flow (annual): USD 57.74MUnknown
- Shareholders' equity (annual): USD 526.39MUnknown
- Pre-tax income (annual): USD 65.69MUnknown