First Financial Holding Co Ltd

First Financial Holding Co Ltd maintains a debt-to-equity ratio of 0.5, indicating a relatively conservative capital structure. The company's liquidity position is assessed as medium, with free cash flow of 14.13 billion TWD and operating cash flow of 63.24 billion TWD, but net cash is negative after subtracting total debt. Return on equity (ROE) stands at 9.21%, which is strong relative to the industry median, while return on assets (ROA) is 0.53%, suggesting room for improvement in asset utilization. Profitability metrics show a net income of 26.93 billion TWD on revenue of 34.68 billion TWD, translating to a net margin of 77.97%. This is significantly higher than the industry median for banks, which typically range between 15% and 25%. The company's ROE of 9.21% is also well above the median for the sector, which is generally between 8% and 10%. Geographic and segment exposure is not explicitly detailed in the available data, but the company's revenue concentration is likely regional, given its listing on the Taiwan Stock Exchange. No major international operations are disclosed in the financial snapshot. The company's growth trajectory is not explicitly outlined in the data, but its current revenue of 34.68 billion TWD and net income of 26.93 billion TWD suggest a stable performance. Capital expenditure is negative at -1.88 billion TWD, indicating asset disposals or a reduction in capital spending. Risk factors include a medium liquidity risk and a low dilution risk. The company has not issued additional shares in the recent period, and no dilutive events are currently flagged. The risk assessment also notes a negative net cash position after subtracting total debt, which could impact short-term liquidity. Recent events include analyst estimates with a mean price target of 30.90 TWD and a median of 30.90 TWD. Analysts have issued three "hold" recommendations, with no strong buy or buy ratings. No recent filings or transcripts are available in the provided data to indicate material changes in the company's operations or strategy.