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INDICATIVE · SAMPLE DATA
FSBH.PK55

First Southern Bank (Alabama)

BanksVerified

First Southern Bank has a fully diluted share count of 3,008,071 shares, matching its basic share count, indicating no dilution from stock options or other convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for First Southern Bank, as no industry_config preferred metrics or cohort medians are provided in the data. This limits the ability to benchmark the company's performance against its peers. Segment and geographic exposure data are not disclosed in the available information, making it difficult to assess revenue concentration or geographic diversification. Growth trajectory data is not available, as no numeric deltas or revenue history are provided in the outlook section. This limits the ability to assess the company's future performance. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data and no going-concern language in source documents. Dilution risk is currently low, as the diluted share count equals the basic share count. Recent events and filings are not disclosed in the available data, limiting the ability to assess recent developments or strategic shifts.

30-day price · FSBH.PK+0.10 (+0.6%)
Low$16.00High$16.10Close$16.10As of13 May, 00:00 UTC
Profile
CompanyFirst Southern Bank (Alabama)
TickerFSBH.PK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. First Southern Bank (Alabama) operates as a bank, providing financial services to customers in the United States.

Classification. First Southern Bank is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

First Southern Bank has a fully diluted share count of 3,008,071 shares, matching its basic share count, indicating no dilution from stock options or other convertible instruments. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. Profitability and return metrics are not available for First Southern Bank, as no industry_config preferred metrics or cohort medians are provided in the data. This limits the ability to benchmark the company's performance against its peers. Segment and geographic exposure data are not disclosed in the available information, making it difficult to assess revenue concentration or geographic diversification. Growth trajectory data is not available, as no numeric deltas or revenue history are provided in the outlook section. This limits the ability to assess the company's future performance. Risk factors include the inability to assess liquidity risk due to missing balance-sheet data and no going-concern language in source documents. Dilution risk is currently low, as the diluted share count equals the basic share count. Recent events and filings are not disclosed in the available data, limiting the ability to assess recent developments or strategic shifts.
Key takeaways
  • First Southern Bank has no dilution from stock options or other convertible instruments, as the diluted share count equals the basic share count.
  • Liquidity risk could not be assessed due to missing balance-sheet data and no going-concern language in source documents.
  • Profitability and return metrics are not available, limiting the ability to benchmark the company against its peers.
  • Growth trajectory and revenue history data are not provided, making it difficult to assess the company's future performance.
  • --
  • ## RATIONALES
  • ```json
  • {
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-1
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-1
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-1
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-1
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-3
FQ-2
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-3
FQ-2
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-3
FQ-2
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-3
FQ-2
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricFSBH.PKActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-12 01:42 UTC#679340b9
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 23:40 UTCJob: 7fd81736