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INDICATIVE · SAMPLE DATA
FSRJ.J59

FirstRand Ltd

BanksVerified

FirstRand Ltd's capital structure is characterized by a stable share count, with 5,601,523,534 basic and diluted shares outstanding, indicating no immediate dilution pressure. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's valuation snapshot is currently unavailable, limiting the ability to assess its relative value in the market. Profitability metrics are not available in the current dataset, which prevents a direct comparison with industry_config preferred metrics or cohort medians. This lack of data also hinders the ability to evaluate the company's return on invested capital (ROIC) or other key profitability indicators. FirstRand Ltd's revenue is primarily concentrated in South Africa, with no disclosed breakdown of geographic exposure or segment performance. This lack of transparency makes it difficult to assess the company's diversification and exposure to regional economic fluctuations. The company's growth trajectory is not quantified in the current dataset, as no numeric deltas or revenue history are available. Analysts have provided a mean price target of 101.62 ZAR and a median price target of 103.00 ZAR, with a mean recommendation of 2.00 (indicating a "buy" rating). However, these estimates do not provide a clear outlook for the current or next fiscal year. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently rated as low, and no adjustments have been applied to the valuation metrics. No specific dilution sources are identified in the available data. Recent events, including filings and transcripts, are not detailed in the current dataset, limiting the ability to assess the company's recent strategic or operational developments.

30-day price · FSRJ.J+162.00 (+1.9%)
Low$8396.00High$9350.00Close$8776.00As of17 May, 00:00 UTC
Profile
CompanyFirstRand Ltd
TickerFSRJ.J
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. FirstRand Ltd is a South African financial services group that provides banking, investment, and insurance services to retail and corporate clients.

Classification. FirstRand Ltd is classified under the Financials sector, specifically in the Banks industry, with a confidence level of 0.92 based on verified market data.

FirstRand Ltd's capital structure is characterized by a stable share count, with 5,601,523,534 basic and diluted shares outstanding, indicating no immediate dilution pressure. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's valuation snapshot is currently unavailable, limiting the ability to assess its relative value in the market. Profitability metrics are not available in the current dataset, which prevents a direct comparison with industry_config preferred metrics or cohort medians. This lack of data also hinders the ability to evaluate the company's return on invested capital (ROIC) or other key profitability indicators. FirstRand Ltd's revenue is primarily concentrated in South Africa, with no disclosed breakdown of geographic exposure or segment performance. This lack of transparency makes it difficult to assess the company's diversification and exposure to regional economic fluctuations. The company's growth trajectory is not quantified in the current dataset, as no numeric deltas or revenue history are available. Analysts have provided a mean price target of 101.62 ZAR and a median price target of 103.00 ZAR, with a mean recommendation of 2.00 (indicating a "buy" rating). However, these estimates do not provide a clear outlook for the current or next fiscal year. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently rated as low, and no adjustments have been applied to the valuation metrics. No specific dilution sources are identified in the available data. Recent events, including filings and transcripts, are not detailed in the current dataset, limiting the ability to assess the company's recent strategic or operational developments.
Key takeaways
  • FirstRand Ltd has a stable share count with no immediate dilution pressure.
  • Analysts have assigned a "buy" rating to the stock, with a mean price target of 101.62 ZAR.
  • The company's liquidity risk could not be assessed due to missing balance-sheet data.
  • No profitability metrics are available for comparison with industry benchmarks.
  • The company's geographic and segment revenue exposure is not disclosed, limiting diversification assessment.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyZAR
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$63.29B$27.52B$30.38B
FY-3$66.38B$33.60B$36.20B
FY-2$76.44B$37.45B$38.65B
FY-1$83.45B$39.71B$39.92B
FY0$88.43B$43.54B$44.58B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$1.87T$163.26B
FY-3$2.00T$176.43B
FY-2$2.30T$194.15B
FY-1$2.37T$212.94B
FY0$2.59T$237.78B
PeriodOCFCapExFCFSBC
FY-4$9.05B-$3.16B$30.38B
FY-3$9.75B-$3.27B$36.20B
FY-2$47.66B-$4.73B$38.65B
FY-1$18.68B-$6.36B$39.92B
FY0$6.36B-$5.31B$44.58B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricFSRJ.JActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
IR observations
Mean price target101.62 ZAR
Median price target103.00 ZAR
High price target106.00 ZAR
Low price target94.58 ZAR
Mean recommendation2.00 (1=strong buy, 5=strong sell)
Strong-buy count2.00
Buy count6.00
Hold count2.00
Sell count0.00
Strong-sell count0.00
Mean EPS estimate7.41 ZAR
Last actual EPS7.48 ZAR
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-01 07:22 UTC#1d19200a
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 23:43 UTCJob: 00cc1712