Foeroya Banki P/F
Foeroya Banki P/F has a market price of 229 DKK per share and a market capitalization of 2.19 billion DKK, with a price-to-earnings ratio of 7.6 and a price-to-book ratio of 1.09, indicating a valuation in line with tangible book value. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, and a debt-to-equity ratio of 0.53, suggesting moderate leverage. The company's return on equity is 14.31%, which is strong compared to the industry median of 10.5%, and its return on assets is 1.93%, slightly above the industry median of 1.7%. These metrics suggest that Foeroya Banki P/F is generating solid returns relative to its equity and asset base. Foeroya Banki P/F's revenue is concentrated in the Faroe Islands and Greenland, with Personal Banking and Corporate Banking as the primary revenue drivers. The non-life insurance segment, through P/F TRYGD, also contributes to the company's revenue, though the exact proportions are not disclosed. The company's revenue growth is expected to remain stable, with no significant changes in the outlook for the current and next fiscal years. Historical revenue data shows a consistent performance, with the last actual revenue reported at 608.19 million DKK. The company's risk profile is characterized by medium liquidity risk and low dilution potential. The risk assessment indicates that the company has a negative net cash position, which could affect its ability to meet short-term obligations. However, the dilution risk is low, and no significant adjustments have been applied to the valuation metrics. Recent events include the latest financial filing, which disclosed the company's revenue and net income for the most recent period. No significant regulatory or operational events have been reported in the latest filings or transcripts.
Business. Foeroya Banki P/F is a Faroe Island-based banking and insurance group that generates revenue through Personal Banking, Corporate Banking, and non-life insurance services provided by P/F TRYGD, primarily targeting customers in the Faroe Islands and Greenland.
Classification. Foeroya Banki P/F is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.
- Foeroya Banki P/F is a well-capitalized bank with a strong return on equity of 14.31%.
- The company's valuation is in line with tangible book value, with a price-to-book ratio of 1.09.
- Revenue is concentrated in the Faroe Islands and Greenland, with Personal and Corporate Banking as the main drivers.
- The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.
- The company has a low dilution risk and no significant adjustments have been applied to the valuation metrics.
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- Net cash is negative after subtracting total debt.