First Seacoast Bancorp Inc
First Seacoast Bancorp Inc has a market price of $16.67, resulting in a market capitalization of $78.21 million. The company's price-to-book ratio is 1.23, and its price-to-tangible-book ratio is also 1.23, indicating that the market values the company slightly above its book value. The enterprise value to revenue ratio is 5.82, suggesting a moderate valuation relative to its revenue. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt. The company's profitability is weak, with a return on equity of -1.33% and a return on assets of -0.14%, both significantly below the industry median for banks. The net income for the period is -$845,000, indicating a loss, and the operating cash flow is $449,000, which is insufficient to cover the free cash flow of -$648,000. The debt-to-equity ratio is 0.02, suggesting a low level of leverage compared to industry peers. The company's revenue is concentrated in the New England region, with no disclosed segments or geographic breakdown provided in the available data. The lack of segment data limits the ability to assess geographic diversification or segment-specific performance. The company's growth trajectory is uncertain, with no specific outlook provided for the current or next fiscal year. The capital expenditure of -$120,000 indicates a reduction in investment, which may affect long-term growth potential. The company's risk assessment indicates a low dilution risk, with no significant dilution sources identified in the available data. Recent events and filings do not provide specific details on material developments for First Seacoast Bancorp Inc. The absence of recent transcripts or filings limits the ability to assess near-term strategic or operational changes.
Business. First Seacoast Bancorp Inc provides commercial and retail banking services, including deposits, loans, and wealth management, primarily in the New England region.
Classification. The company is classified under the Banks industry within the Financials economic sector, with a confidence level of 0.92 based on verified market data.
- First Seacoast Bancorp Inc is trading at a price-to-book ratio of 1.23, slightly above book value.
- The company reported a net loss of $845,000, with a negative return on equity of -1.33%.
- The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.
- The company's growth trajectory is uncertain, with no specific outlook provided for the current or next fiscal year.
- The company has a low debt-to-equity ratio of 0.02, indicating a conservative capital structure.
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- Net cash is negative after subtracting total debt.