Fsrl.Pk
FSRL.PK operates in the banking industry, providing financial services and generating revenue primarily through interest income and fee-based services.
Business. FSRL.PK operates in the banking industry, providing financial services and generating revenue primarily through interest income and fee-based services.
Analyst recommendations
2 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
FSRL.PK operates in the banking industry, providing financial services and generating revenue primarily through interest income and fee-based services.
FSRL.PK maintains a liquidity position that is in line with industry norms, with a debt-to-equity ratio of 0.21, indicating a relatively conservative capital structure. The company's liquidity is assessed as medium, with a notable flag that net cash is negative after subtracting total debt, suggesting potential short-term liquidity constraints.
In terms of profitability, FSRL.PK reports a return on equity of 11.72%, which is a strong indicator of efficient use of shareholders' equity. However, the return on assets of 1.00% is relatively low, suggesting that the company may not be utilizing its assets as effectively as industry peers.
The company's revenue is not segmented by geographic regions or business lines in the provided data, making it difficult to assess the geographic or segment concentration of its revenue. However, the absence of detailed segment data implies that the company may not have a highly diversified revenue base.
FSRL.PK's growth trajectory is not explicitly detailed in the provided data, but the company's current financial performance suggests a stable, if not particularly dynamic, growth profile. Analysts have provided a mean price target of 16.50 USD, with a median of 16.50 USD, indicating a generally neutral outlook.
The company's risk profile is characterized by a medium liquidity risk and a low dilution risk. The key risk flag of negative net cash after subtracting total debt highlights a potential liquidity issue, but the low dilution risk suggests that the company is not currently under pressure to issue additional shares.
Recent events and filings are not detailed in the provided data, so no specific recent developments can be cited. However, the company's financial snapshot and valuation metrics provide a current view of its financial health and market position.
- FSRL.PK has a strong return on equity but a weak return on assets, indicating efficient equity use but less effective asset utilization.
- The company's liquidity is assessed as medium, with a key risk flag of negative net cash after subtracting total debt.
- Analysts have provided a generally neutral outlook, with a mean price target of 16.50 USD.
- The company's capital structure is relatively conservative, with a debt-to-equity ratio of 0.21.
- There is no detailed segment or geographic revenue data available, suggesting a potentially undiversified revenue base.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 1,47 |
| Revenue | —no estimate | —no estimate | 39,4M USD |
| Operating income | —no estimate | —no estimate | 15,5M USD |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Return On Assetsnet_income / total_assets
- FSRL.PK Market data — financials · 2026-05-27
- First Reliance Bancshares Inc Market data — analyst estimates · 2026-05-27
Ownership & reference
Leadership
- F. R. SaundersPresident, Chief Executive Officer, Director