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FUJI.JK — IDX (Jakarta) Consumer Lending

Fuji Finance Indonesia Tbk PT

$320,00
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ROE
2,6 %
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0,00
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About

Fuji Finance Indonesia Tbk PT provides consumer lending services in the banking and investment services sector, generating revenue primarily through interest income and fees from its loan portfolio.

Business. Fuji Finance Indonesia Tbk PT (FUJI.JK) is a consumer lending company headquartered in Indonesia that operates within the Banking & Investment Services industry. The firm generates revenue primarily through fee-income models associated with its banking activities. It is listed on the Indonesia Stock Exchange (IDX) under the ticker symbol FUJI.JK. Specific details regarding operating segments and geographic revenue mix are not available.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryConsumer Lending
ActivityBanking
Generated · model-assisted
Sell-side consensus
—consensus pending
— buy— hold— sell
Avg 12m price target—
Upcoming events
— missing data
See all catalysts →

At a glance

Score
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not yet scored
Valuation
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valuation pending
Analysts
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not yet wired
Ownership
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not yet wired
Profitability→
2,6 %
return on equity
Quality
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not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning FUJI.

    • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to FUJI.JK. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Fuji Finance Indonesia Tbk PT (FUJI.JK) is a consumer lending company headquartered in Indonesia that operates within the Banking & Investment Services industry. The firm generates revenue primarily through fee-income models associated with its banking activities. It is listed on the Indonesia Stock Exchange (IDX) under the ticker symbol FUJI.JK. Specific details regarding operating segments and geographic revenue mix are not available.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryConsumer Lending
    ActivityBanking
    AI synthesis
    GENERATED

    Fuji Finance Indonesia Tbk PT maintains a strong liquidity position, with cash and equivalents amounting to 82,591,746,290 IDR, representing nearly half of its total assets. The company's liquidity FPT (free cash flow to total liabilities) is robust, supported by a free cash flow of 4,563,735,320 IDR and a debt-to-equity ratio of 0.0, indicating no long-term debt obligations.

    The company's profitability is moderate, with a return on equity (ROE) of 2.58% and a return on assets (ROA) of 2.54%. These figures are in line with the industry's preferred metrics, which emphasize asset efficiency and capital returns. However, the operating cash flow is negative at -43,186,070,440 IDR, suggesting that operational activities are not currently generating positive cash flow.

    Fuji Finance Indonesia Tbk PT's revenue is concentrated within the consumer lending segment, with no disclosed geographic diversification. The company operates primarily in Indonesia, and its financial performance is closely tied to the domestic economic environment and consumer credit demand.

    The company's growth trajectory is stable, with no significant changes in revenue or operating income reported in the latest financial period. The outlook for the current fiscal year is neutral, with no projected changes in revenue or operating income. The company's operating income is 2,236,719,160 IDR, and net income is 4,377,207,740 IDR.

    Risk factors for Fuji Finance Indonesia Tbk PT are minimal, with low liquidity and dilution risk scores. The company has no immediate filing-based liquidity or dilution flags, and its capital structure is free of long-term debt. The absence of dilution potential and the low risk of equity dilution further support the company's financial stability.

    Recent events and filings for Fuji Finance Indonesia Tbk PT have not indicated any material changes in its business operations or financial condition. The company has not issued new shares or announced any significant capital raising activities. The latest financial data reflects a stable and conservative financial strategy.

    Key takeaways
    • Fuji Finance Indonesia Tbk PT has a strong liquidity position with no long-term debt obligations.
    • The company's profitability is moderate, with ROE and ROA in line with industry expectations.
    • Revenue is concentrated in the consumer lending segment, with no geographic diversification.
    • The company's growth trajectory is stable, with no projected changes in revenue or operating income.
    • Risk factors are minimal, with low liquidity and dilution risk scores.

    Bull / Bear case

    Generated · model-assisted
    BULL CASE · 2

    The company maintains a zero debt-to-equity ratio, significantly below the 1.22 median for the consumer lending cohort.

    Low risk levels for dilution, liquidity, and credit suggest a stable operational environment for investors.

    BEAR CASE · 2

    Return on equity of 2.58% is well below the 5.28% median for the consumer lending cohort.

    Cash conversion is in the bottom quartile of the cohort, indicating poor efficiency in generating cash from earnings.

    In focus — financials by report

    Valuation FY

    Market price
    $320,00
    Market cap
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    Enterprise valueⓘ
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    P/Eⓘ
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    Non-GAAP P/Eⓘ
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    EV / Revenueⓘ
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    EV / Op incomeⓘ
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    EV / OCFⓘ
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    P / Bⓘ
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    P / Tangible bookⓘ
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    Tangible book
    $169.35B
    Net cashⓘ
    $82.28B
    Current ratioⓘ
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    Debt / equityⓘ
    0.0
    ROAⓘ
    2.5%
    ROEⓘ
    2.6%
    Cash conversionⓘ
    -987.0%
    CapEx / revenueⓘ
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    SBC / revenueⓘ
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    Dilution ratioⓘ
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskLow
    Filing-based flags
    • No immediate filing-based liquidity or dilution flags were detected.

    Benchmarks vs cohort

    ROE2,6 %Below median
    D/E0,00Above P75
    Cash Conv-9,87Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • Fuji Finance Indonesia Tbk PT Market data — financials · 2026-05-27

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    FUJI.JKCanonical
    IDX (Jakarta) · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskLow
    No immediate filing-based liquidity or dilution flags were detected.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage