OSEBX1,423.56+0.84%
EQNR284.60+4.20%
DNB198.35-1.15%
MOWI172.80+0.45%
Brent$71.24-0.32%
EUR/USD1.0824-0.14%
DXY104.18+0.08%
INDICATIVE · SAMPLE DATA
FUJI55

Fuji Finance Indonesia Tbk PT

Consumer LendingVerified

Fuji Finance Indonesia Tbk PT maintains a strong liquidity position, with cash and equivalents amounting to 82,591,746,290 IDR, representing nearly half of its total assets. The company's liquidity FPT (free cash flow to total liabilities) is robust, supported by a free cash flow of 4,563,735,320 IDR and a debt-to-equity ratio of 0.0, indicating no long-term debt obligations. The company's profitability is moderate, with a return on equity (ROE) of 2.58% and a return on assets (ROA) of 2.54%. These figures are in line with the industry's preferred metrics, which emphasize asset efficiency and capital returns. However, the operating cash flow is negative at -43,186,070,440 IDR, suggesting that operational activities are not currently generating positive cash flow. Fuji Finance Indonesia Tbk PT's revenue is concentrated within the consumer lending segment, with no disclosed geographic diversification. The company operates primarily in Indonesia, and its financial performance is closely tied to the domestic economic environment and consumer credit demand. The company's growth trajectory is stable, with no significant changes in revenue or operating income reported in the latest financial period. The outlook for the current fiscal year is neutral, with no projected changes in revenue or operating income. The company's operating income is 2,236,719,160 IDR, and net income is 4,377,207,740 IDR. Risk factors for Fuji Finance Indonesia Tbk PT are minimal, with low liquidity and dilution risk scores. The company has no immediate filing-based liquidity or dilution flags, and its capital structure is free of long-term debt. The absence of dilution potential and the low risk of equity dilution further support the company's financial stability. Recent events and filings for Fuji Finance Indonesia Tbk PT have not indicated any material changes in its business operations or financial condition. The company has not issued new shares or announced any significant capital raising activities. The latest financial data reflects a stable and conservative financial strategy.

30-day price · FUJI-66.00 (-17.1%)
Low$304.00High$450.00Close$320.00As of13 May, 00:00 UTC
Profile
CompanyFuji Finance Indonesia Tbk PT
TickerFUJI.JK
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryConsumer Lending
AI analysis

Business. Fuji Finance Indonesia Tbk PT provides consumer lending services in the banking and investment services sector, generating revenue primarily through interest income and fees from its loan portfolio.

Classification. Fuji Finance Indonesia Tbk PT is classified under the Financials economic sector, Banking & Investment Services business sector, and Consumer Lending industry, with a high confidence level of 0.92 based on verified market data.

Fuji Finance Indonesia Tbk PT maintains a strong liquidity position, with cash and equivalents amounting to 82,591,746,290 IDR, representing nearly half of its total assets. The company's liquidity FPT (free cash flow to total liabilities) is robust, supported by a free cash flow of 4,563,735,320 IDR and a debt-to-equity ratio of 0.0, indicating no long-term debt obligations. The company's profitability is moderate, with a return on equity (ROE) of 2.58% and a return on assets (ROA) of 2.54%. These figures are in line with the industry's preferred metrics, which emphasize asset efficiency and capital returns. However, the operating cash flow is negative at -43,186,070,440 IDR, suggesting that operational activities are not currently generating positive cash flow. Fuji Finance Indonesia Tbk PT's revenue is concentrated within the consumer lending segment, with no disclosed geographic diversification. The company operates primarily in Indonesia, and its financial performance is closely tied to the domestic economic environment and consumer credit demand. The company's growth trajectory is stable, with no significant changes in revenue or operating income reported in the latest financial period. The outlook for the current fiscal year is neutral, with no projected changes in revenue or operating income. The company's operating income is 2,236,719,160 IDR, and net income is 4,377,207,740 IDR. Risk factors for Fuji Finance Indonesia Tbk PT are minimal, with low liquidity and dilution risk scores. The company has no immediate filing-based liquidity or dilution flags, and its capital structure is free of long-term debt. The absence of dilution potential and the low risk of equity dilution further support the company's financial stability. Recent events and filings for Fuji Finance Indonesia Tbk PT have not indicated any material changes in its business operations or financial condition. The company has not issued new shares or announced any significant capital raising activities. The latest financial data reflects a stable and conservative financial strategy.
Key takeaways
  • Fuji Finance Indonesia Tbk PT has a strong liquidity position with no long-term debt obligations.
  • The company's profitability is moderate, with ROE and ROA in line with industry expectations.
  • Revenue is concentrated in the consumer lending segment, with no geographic diversification.
  • The company's growth trajectory is stable, with no projected changes in revenue or operating income.
  • Risk factors are minimal, with low liquidity and dilution risk scores.
  • --
  • # RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyIDR
Revenue
Gross profit
Operating income$2.24B
Net income$4.38B
R&D
SG&A
D&A
SBC
Operating cash flow-$43.19B
CapEx
Free cash flow$4.56B
Total assets$172.44B
Total liabilities$3.10B
Total equity$169.35B
Cash & equivalents$82.59B
Long-term debt$314.9M
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$11.10B$9.20B$9.95B
FY-3$4.14B$8.31B$9.06B
FY-2$5.46B$3.88B$4.62B
FY-1$9.95B$11.04B$11.78B
FY0$9.91B$8.35B$9.00B
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$153.71B$149.42B$70.89B
FY-3$162.86B$157.41B$117.22B
FY-2$164.69B$161.33B$122.08B
FY-1$176.52B$172.57B$82.98B
FY0$188.90B$180.99B$0.00
PeriodOCFCapExFCFSBC
FY-4$7.79B$0.00$9.95B
FY-3$41.41B$0.00$9.06B
FY-2$6.56B$0.00$4.62B
FY-1-$41.48B-$1.5M$11.78B
FY0$24.79B$9.00B
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7$2.24B$4.38B$4.56B
FQ-6$598.8M-$3.59B-$3.41B
FQ-5$8.25B$6.62B$6.80B
FQ-4$2.61B$3.83B$4.02B
FQ-3$2.35B$429.5M$615.3M
FQ-2$2.58B$2.08B$2.26B
FQ-1$2.39B$2.00B$2.08B
FQ0$1.37B$1.32B$1.47B
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7$172.44B$169.35B$82.59B
FQ-6$169.13B$166.02B$81.15B
FQ-5$176.52B$172.57B$82.98B
FQ-4$180.60B$176.42B$83.19B
FQ-3$180.11B$176.85B$60.10B
FQ-2$187.57B$178.92B$105.32B
FQ-1$188.90B$180.99B$104.63B
FQ0$187.01B$182.32B$95.00B
PeriodOCFCapExFCFSBC
FQ-7-$43.19B$4.56B
FQ-6-$41.00B-$3.41B
FQ-5-$41.48B-$1.5M$6.80B
FQ-4-$507.1M$0.00$4.02B
FQ-3-$22.57B$0.00$615.3M
FQ-2$21.74B$2.26B
FQ-1$24.79B$2.08B
FQ0-$1.37B$1.47B
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book$169.35B
Net cash$82.28B
Current ratio
Debt/Equity0.0
ROA2.5%
ROE2.6%
Cash conversion-9.9%
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskLow
  • No immediate filing-based liquidity or dilution flags were detected.
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricFUJIActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity0.0%121.9% medp25 14.0% · p75 332.1%bottom quartile
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-08 04:09 UTC#f2e9e732
Source: analysis-pipeline (hybrid)Generated: 2026-05-27 23:51 UTCJob: 976a20e1