Glacier Bancorp, Inc.

Glacier Bancorp maintains a capital structure defined by total assets of $31.7 billion and total equity of $4.2 billion, resulting in a debt-to-equity ratio of 0.0. The balance sheet shows total liabilities of $27.5 billion, indicating a standard banking leverage profile where deposits and borrowings fund asset growth. Liquidity risk is flagged as unknown in the assessment, with no specific balance-sheet inputs or going-concern language provided to quantify short-term solvency. The company generates operating cash flow of $87.9 million and free cash flow of $74.4 million, supporting capital expenditures of $13.5 million.

Profitability metrics show a return on equity of 5.63% and a return on assets of 0.75% for the latest period. The company reports net income of $82.1 million against revenue of $26.6 million, a discrepancy likely attributable to non-operating gains or specific banking accounting treatments where net income exceeds reported revenue line items. The valuation snapshot indicates a price-to-earnings ratio of 26.11 and a price-to-book ratio of 2.25, reflecting market expectations for stable earnings growth.

Revenue concentration is not explicitly detailed in segment percentages, but filing observations reference multiple portfolio segments including residential, commercial real estate, commercial, home equity, and consumer loans. Geographic exposure is implied through references to state tax jurisdictions including Montana, Idaho, Utah, and Colorado, suggesting a regional footprint in the western United States. The bank division is identified as a key reporting unit, with acquisitions such as Bank of Idaho and Guaranty Bancshares Inc. contributing to the consolidated entity.

Growth trajectory analysis is limited by the absence of a historical periods table in the input data. However, the financial snapshot provides a single-period view of Q1 2026 performance, with revenue at $26.6 million and net income at $82.1 million. The share count remains relatively stable, with 130.1 million basic shares and 130.2 million diluted shares outstanding.

Risk assessment highlights medium dilution risk, with source documents mentioning dilution or offering risk. Key flags include the susceptibility of material estimates to significant change, particularly regarding the allowance for credit losses, debt security valuation, and goodwill impairment. Management asserts that pending litigation will not materially affect the company’s financial position or liquidity.

Recent events include analyst coverage with a mean price target of $56.58 and a mean recommendation of 2.00 (Buy). News observations indicate an allocator boost event, suggesting increased institutional interest or coverage activity. Filing observations detail extensive regulatory compliance and accounting standard adherence, including references to FASB, FDIC, and FRB regulations.

Glacier Bancorp, Inc. (GBCI) experienced a significant shift in its shareholder composition, marked by a major modification in holdings by investor ID 587. Data detected on June 24, 2026, indicates that this investor increased their position from 170 shares to 10,273 shares as of March 31, 2026. This adjustment raised the investor’s stake value from approximately $0.008 million to $0.459 million, representing a weight increase from roughly 0.000004% to 0.00026% of the total holdings. This change is notable given the context of GBCI’s broader ownership structure, which includes 34 top holders. While the absolute percentage weight remains small, the magnitude of the share increase—over 60 times the previous position—signals a distinct change in sentiment or strategy for this specific entity. The reversal of this data point was also noted in a separate detection on June 21, 2026, highlighting the dynamic nature of the reporting for this investor. As this is the first analysis for the ticker, there is no prior basis for computing delta changes against historical trends. Consequently, this holder activity stands out as a primary signal of interest in the absence of other material changes or cross-source signals. The company currently has one officer and is followed by six analysts, providing a baseline for monitoring future institutional movements. The significance of this holder change lies in its potential to influence short-term trading dynamics or signal early institutional interest, particularly given the lack of index membership for GBCI. With no other major material changes reported, this specific modification in investor ID 587’s portfolio serves as the key data point for assessing recent shifts in the company’s shareholder base.

Analysts project 17.9% upside to a mean price target of $56.50, signaling strong institutional confidence in future performance.

The company maintains a zero debt-to-equity ratio, significantly below the 0.30 median for its banking cohort peers.

Net margin of 2.36% ranks as best-in-class, vastly outperforming the 0.32% median across 851 banking peers.

Cash conversion of 1.57 exceeds the 1.14 cohort median, indicating superior ability to turn earnings into cash.

The stock trades at a 2.25 price-to-tangible-book multiple, reflecting a premium valuation relative to tangible assets.

Return on equity of 5.63% trails the 6.44% cohort median, underperforming peers in capital efficiency metrics.

Revenue $26.6M; Net margin 308.4%.

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• ▍Net margin 308.4%

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• ▍Revenue $46.9M
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Revenue $94.0M; Net margin 202.3%.

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Revenue $94.0M; Net margin 202.3%.

• ▍Revenue $94.0M
• ▍Net margin 202.3%