Grupa Virtus SA

Grupa Virtus has a liquidity risk score of medium, with a current ratio of 1.41, indicating a moderate ability to meet short-term obligations. However, the company's cash and equivalents amount to only 17,000 PLN, which is significantly lower than its long-term debt of 2,397,000 PLN, suggesting a potential liquidity constraint. The debt-to-equity ratio of 0.4 indicates a relatively conservative capital structure, with total liabilities at 7,081,000 PLN and total equity at 6,041,000 PLN.

In terms of profitability, Grupa Virtus reported a net loss of 2,695,000 PLN and an operating loss of 489,000 PLN, with a return on equity of -44.61% and a return on assets of -20.54%. These figures are below the industry median for investment management firms, which typically report positive returns on equity and assets, indicating a significant underperformance in profitability.

The company's revenue is concentrated in a single business segment, as disclosed in its latest financial report, with no geographic diversification provided in the available data. This lack of diversification may expose the company to higher operational and market risks, particularly in the volatile investment management industry.

Grupa Virtus has experienced a negative growth trajectory, with a net loss in the most recent fiscal year and a free cash flow of -2,733,000 PLN. The company's operating cash flow of 541,000 PLN is insufficient to cover its capital expenditures of -441,000 PLN, indicating a need for external financing to sustain operations. The risk assessment highlights a key flag of negative net cash after subtracting total debt, which could signal financial distress if not addressed.

Recent events, including the latest actual EPS of -0.11 PLN and revenue of 2,031,000 PLN, reflect the company's ongoing financial challenges. The absence of recent filings or transcripts suggests a lack of transparency or communication with investors, which may further impact investor confidence.

Long-term debt decreased significantly to PLN 663,000 in FY0, reducing leverage compared to PLN 2.8 million in FY-1.

Dilution risk is assessed as low, providing some protection to existing shareholders against equity value erosion.

The company maintains a positive tangible book value of PLN 6.04 million, providing a baseline asset cushion.

Credit risk is flagged as high, indicating significant potential for financial distress or default.

Revenue PLN 1.8M, −92,2% YoY; Operating income −191,7% YoY.

• ▍Revenue PLN 1.8M, −92,2% YoY
• ▍Operating income −191,7% YoY
• ▍Net income −297,3% YoY
• ▍Free cash flow −299,4% YoY
• ▍Net margin -311.1%

Revenue PLN 22.5M, +140 256,2% YoY; Operating income +318,7% YoY.

• ▍Revenue PLN 22.5M, +140 256,2% YoY
• ▍Operating income +318,7% YoY
• ▍Net income +247,2% YoY
• ▍Free cash flow +217,8% YoY
• ▍Net margin 12.3%