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SIS.CN Life & Health Insurance

Grupo de Inversiones Suramericana SA

$48 500,00
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Mcap
P/E
EV / Rev
Div yield
3,41 %
Op margin
ROE
9,4 %
Net margin
Debt / equity
0,35
Beta
52w range
Volume
Day range
Prev close
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Next earnings
Ex-dividend
TR 1Y
About

Grupo de Inversiones Suramericana SA operates in the life and health insurance sector, generating revenue primarily through insurance premiums and investment income from its substantial asset base.

Business. Grupo de Inversiones Suramericana SA (SIS.CN) is a financial services company operating in the Life & Health Insurance industry. The firm generates revenue primarily through premium income associated with its insurance activities. Specific details regarding operating segments, headquarters location, and primary stock exchange listings are not available in the provided data.

Classification92 %
SectorFinancials
Business sectorInsurance
IndustryLife & Health Insurance
Generated · model-assisted
Sell-side consensus
HOLD3 analysts
1 buy2 hold0 sell
Avg 12m price target69 766,67

Analyst recommendations

3 analysts · consensus Hold
Buy1
Hold2
Sell0
12-month price target
69 766,67
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Hold
3 analysts · indicative
Ownership
not yet wired
Profitability
9,4 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning SIS.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to SIS.CN. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    Grupo de Inversiones Suramericana SA (SIS.CN) is a financial services company operating in the Life & Health Insurance industry. The firm generates revenue primarily through premium income associated with its insurance activities. Specific details regarding operating segments, headquarters location, and primary stock exchange listings are not available in the provided data.

    Classification92 %
    SectorFinancials
    Business sectorInsurance
    IndustryLife & Health Insurance
    AI synthesis
    GENERATED

    The company maintains a capital structure with a debt-to-equity ratio of 0.35, indicating a relatively conservative leverage position compared to industry norms. Its liquidity position is characterized by a free cash flow of 1.45 trillion COP and cash and equivalents of 2.69 trillion COP, though net cash is negative after subtracting total debt. The return on equity of 9.44% and return on assets of 1.98% suggest that the company is generating returns above the industry median for ROE but below for ROA.

    Profitability metrics show that the company's operating income is 2.13 trillion COP and net income is 1.84 trillion COP, which are in line with the industry's preferred metrics. However, the return on assets is below the median for the industry, indicating that the company may not be utilizing its assets as efficiently as its peers.

    The company's geographic exposure is not explicitly detailed in the provided data, but its revenue concentration is implied to be within the Latin American region, given its name and classification. There is no specific information on segments or geographic breakdowns in the input data.

    The growth trajectory for the current fiscal year is not explicitly provided, but the company's operating cash flow of 4.07 trillion COP and free cash flow of 1.45 trillion COP suggest a strong cash generation capability. The capital expenditure of -333.33 billion COP indicates a reduction in capital spending, which may be a strategic move to preserve liquidity.

    The risk assessment highlights a medium liquidity risk and a low dilution risk. The key flag of negative net cash after subtracting total debt suggests potential liquidity constraints. The dilution risk is low, and there are no immediate signs of dilution pressure in the near term.

    Recent events and filings do not provide specific details in the input data, but the company's financial performance and analyst estimates suggest a stable outlook. The mean price target of 69,766.67 COP and the median price target of 68,000.00 COP indicate a generally positive sentiment among analysts, although there are no strong buy recommendations.

    Key takeaways
    • The company has a conservative debt-to-equity ratio of 0.35, suggesting a prudent capital structure.
    • It generates a return on equity of 9.44%, which is above the industry median.
    • The company's free cash flow of 1.45 trillion COP indicates strong liquidity.
    • The return on assets of 1.98% is below the industry median, suggesting inefficiencies in asset utilization.
    • Analysts have a generally positive outlook, with a mean price target of 69,766.67 COP.

    Bull / Bear case

    Generated · model-assisted
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $48 500,00
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $19.50T
    Net cash
    -$4.04T
    Current ratio
    Debt / equity
    0.3
    ROA
    2.0%
    ROE
    9.4%
    Cash conversion
    221.0%
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution3 analysts
    Strong buy0
    Buy1
    Hold2
    Sell0
    Strong sell0
    12-month price target$69 766,67 · Median $68 000,00
    Low $56 500,00High $84 800,00
    Revenue surprise
    +2,0 %
    reported vs consensus · beat

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$56 500,00
    Mean$69 766,67
    Median$68 000,00
    High$84 800,00
    Spot$48 500,00
    +43.8 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    ROE9,4 %Above median
    D/E0,35Below median
    Cash Conv2,21Above median

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    • Return On Assets
      net_income / total_assets
    Source documents
    • Grupo de Inversiones Suramericana SA Market data — financials · 2026-05-29
    • Grupo de Inversiones Suramericana SA Market data — analyst estimates · 2026-05-29
    • Grupo de Inversiones Suramericana SA Market data — ESG · 2026-05-29

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    SIS.CNCanonical
    — · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage