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Goosehead Insurance Inc operates as a multiline insurance and broker within the Financials sector, generating revenue through insurance premiums and brokerage services.
Business. Goosehead Insurance Inc operates as a multiline insurance and broker within the Financials sector, generating revenue through insurance premiums and brokerage services.
At a glance
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The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
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- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Goosehead Insurance Inc operates as a multiline insurance and broker within the Financials sector, generating revenue through insurance premiums and brokerage services.
Goosehead Insurance Inc maintains a capital structure characterized by negative total equity of -95.5 million USD and long-term debt of 289.5 million USD, resulting in a debt-to-equity ratio of -3.03. The balance sheet shows total assets of 414.9 million USD against total liabilities of 577.7 million USD. Liquidity is assessed as medium, with cash and equivalents standing at 34.4 million USD, which is insufficient to cover total debt, leading to a negative net cash position. Operating cash flow is positive at 91.8 million USD, providing a buffer against the high leverage.
Profitability metrics indicate a return on assets of 6.71%, while return on equity is negative at -29.14% due to the negative equity base. The company generated revenue of 365.3 million USD and operating income of 74.4 million USD, yielding a net income of 27.8 million USD. Without cohort median data for direct comparison, the positive operating income and net income suggest underlying operational profitability despite the distorted equity returns.
Segment and geographic revenue mix data is not available in the provided input. The company is described as a multiline insurance and broker, implying diversified exposure across insurance lines, but specific concentration risks cannot be quantified from the current data.
Historical period data for revenue and net income trends is absent. The latest normalized period shows revenue of 365.3 million USD and net income of 27.8 million USD. Without historical context, the growth trajectory cannot be assessed.
Risk assessment highlights medium liquidity risk and low dilution risk. A key flag notes that net cash is negative after subtracting total debt, emphasizing the reliance on operating cash flows and debt servicing capabilities. The negative equity position amplifies financial risk, making the company sensitive to interest rate changes and credit market conditions.
Recent news observations indicate system reconciler events related to coverage closure and analysis job queuing for Goosehead Insurance Inc, with no specific business-operational news events disclosed. These technical triggers do not provide insight into fundamental business developments.
- Negative total equity of -95.5 million USD drives a negative ROE of -29.14% and a debt-to-equity ratio of -3.03.
- Positive operating cash flow of 91.8 million USD supports operations despite a negative net cash position.
- Revenue of 365.3 million USD and net income of 27.8 million USD indicate operational profitability.
- Liquidity risk is rated medium due to cash reserves of 34.4 million USD being lower than long-term debt of 289.5 million USD.
- Dilution risk is low, with basic and diluted shares outstanding both at 38.1 million.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Derivative transactions
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 2 519conversion · 2026-07-30
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 125 000conversion · 2026-07-29
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 5 000conversion · 2026-07-28
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 5 000conversion · 2026-07-28
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 9 588conversion · 2026-05-27
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 45 588conversion · 2026-05-26
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 82 689conversion · 2026-05-22
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 70 751conversion · 2026-05-21
- Director · Director Stock Options (right to buy) → Class A Common StockAcquired 13 979 @ $42,46grant · 2026-05-05
- Director · Director Stock Options (right to buy) → Class A Common StockAcquired 13 979 @ $42,46grant · 2026-05-05
- Director · Director Stock Options (right to buy) → Class A Common StockAcquired 13 979 @ $42,46grant · 2026-05-05
- Director · Director Stock Options (right to buy) → Class A Common StockAcquired 13 979 @ $42,46grant · 2026-05-05
- Director, 10% owner, Member of 10% owner group · Director Stock Options (right to buy) → Class A Common StockAcquired 13 979 @ $42,46grant · 2026-05-05
- Director · Director Stock Options (right to buy) → Class A Common StockAcquired 13 979 @ $42,46grant · 2026-05-05
- 10% owner, Member of 10% owner group · Director Stock Options (right to buy) → Class A Common StockAcquired 6 989 @ $42,46grant · 2026-05-05
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 5 090conversion · 2026-05-01
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 5 307conversion · 2026-04-29
- 10% owner, Member of 10% owner group · LLC Units in Goosehead Financial, LLC → Class A Common StockDisposed 179conversion · 2026-04-28
- President & COO, 10% owner, Member of 10% owner group · Employee Stock Options (right to buy) → Class A Common StockAcquired 50 000 @ $49,12grant · 2026-04-20
- Chief Financial Officer · Employee Stock Options (right to buy) → Class A Common StockAcquired 40 000 @ $49,12grant · 2026-04-20
- General Counsel · Employee Stock Options (right to buy) → Class A Common StockAcquired 30 000 @ $46,68grant · 2026-04-03
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Cash Conversion Ratiooperating_cash_flow / net_income
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Capex To Revenuecapital_expenditure / revenue
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Return On Equitynet_income / total_equity
- GOOSEHEAD INSURANCE, INC. Market data — financials · 2026-07-29
- reconciler_enqueue (reconciler) on GSHD.O · 2026-07-29
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,04 %$0M
- Investment Managers · as of 2026-03-310,01 %$84M
- Institutional Investor · as of 2026-03-310,01 %$17M
- Investment Managers · as of 2026-03-310,01 %$9M
- Investment Managers · as of 2024-06-300,00 %$211M
- Investment Managers · as of 2026-03-310,00 %$18M
- Investment Managers · as of 2025-12-310,00 %$189M
- Investment Managers · as of 2026-03-310,00 %$19M
- Investment Managers · as of 2024-12-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$26M
- Investment Managers · as of 2026-03-310,00 %$46M
- Brokerage Firms · as of 2026-03-310,00 %$8M
- Investment Managers · as of 2026-03-310,00 %$9M
- Investment Managers · as of 2026-03-310,00 %$10M
- Institutional Investor · as of 2026-03-310,00 %$3M
- Institutional Investor · as of 2026-03-310,00 %$6M
- Investment Managers · as of 2026-03-310,00 %$14M
- Investment Managers · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$2M
- Brokerage Firms · as of 2026-03-310,00 %$2M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Investment Managers · as of 2026-03-310,00 %$1M
- Funds · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- Mark Evan JonesExecutive Chairman of the Board
Insider activity
- Director · Class A Common StockBought 1 600 @ $63,14$101K · 2026-07-31
- 10% owner, Member of 10% owner group · Class A Common StockOther 2 519 · 2026-07-30
- 10% owner, Member of 10% owner group · Class A Common StockSold 2 144 @ $66,45$142K · 2026-07-30
- 10% owner, Member of 10% owner group · Class B Common StockOther 2 519 · 2026-07-30
- 10% owner, Member of 10% owner group · Class A Common StockSold 375 @ $65,22$24K · 2026-07-30
- 10% owner, Member of 10% owner group · Class A Common StockSold 56 414 @ $70,29$4,0M · 2026-07-29
- 10% owner, Member of 10% owner group · Class B Common StockOther 125 000 · 2026-07-29
- 10% owner, Member of 10% owner group · Class A Common StockOther 125 000 · 2026-07-29
- 10% owner, Member of 10% owner group · Class A Common StockSold 21 404 @ $68,43$1,5M · 2026-07-29
- 10% owner, Member of 10% owner group · Class A Common StockSold 47 182 @ $69,60$3,3M · 2026-07-29
- 10% owner, Member of 10% owner group · Class A Common StockSold 5 000 @ $65,03$325K · 2026-07-28
- 10% owner, Member of 10% owner group · Class A Common StockOther 5 000 · 2026-07-28
- 10% owner, Member of 10% owner group · Class B Common StockOther 5 000 · 2026-07-28
- 10% owner, Member of 10% owner group · Class B Common StockOther 5 000 · 2026-07-28
- 10% owner, Member of 10% owner group · Class A Common StockSold 5 000 @ $65,20$326K · 2026-07-28
- 10% owner, Member of 10% owner group · Class A Common StockOther 5 000 · 2026-07-28
- 10% owner · Class A Common StockBought 2 753 @ $59,51$164K · 2026-07-27
- 10% owner · Class A Common StockBought 33 207 @ $61,87$2,1M · 2026-07-27
- 10% owner · Class A Common StockBought 4 117 @ $62,00$255K · 2026-07-27
- 10% owner · Class A Common StockBought 31 000 @ $57,75$1,8M · 2026-07-24
- 10% owner · Class A Common StockBought 25 000 @ $58,75$1,5M · 2026-07-24
- 10% owner · Class A Common StockBought 36 000 @ $58,50$2,1M · 2026-07-24
- 10% owner · Class A Common StockBought 21 646 @ $58,46$1,3M · 2026-07-24
- 10% owner, Member of 10% owner group · Class A Common StockBought 2 800 @ $35,56$100K · 2026-05-29
- Chief Financial Officer · Class A Common StockBought 5 000 @ $34,73$174K · 2026-05-28
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Long-term debt (annual): USD 289.46MUnknown
- Current assets (annual): USD 93.24MUnknown
- Capex (annual): USD 5.67MUnknown
- Total assets (annual): USD 414.86MUnknown
- Total liabilities (annual): USD 577.65MUnknown
- EPS (basic) (annual): USD-PER-SHARES 1Unknown
- Revenue (annual): USD 365.3MUnknown
- Pre-tax income (annual): USD 50.85MUnknown
- Current liabilities (annual): USD 58.31MUnknown
- Shareholders' equity (annual): USD -95.5MUnknown
- Operating income (annual): USD 74.45MUnknown
- EPS (diluted) (annual): USD-PER-SHARES 1Unknown
- Total operating expenses (annual): USD 290.86MUnknown
- Operating cash flow (annual): USD 91.76MUnknown
- Net income (annual): USD 27.83MUnknown
- Cash & equivalents (annual): USD 34.39MUnknown
- Operating cash flow (annual): USD 71.54MUnknown
- Shareholders' equity (annual): USD 43.89MUnknown
- Net income (annual): USD 30.43MUnknown
- Current assets (annual): USD 108.56MUnknown
- Pre-tax income (annual): USD 46.7MUnknown
- Long-term debt (annual): USD 82.25MUnknown
- Total assets (annual): USD 397.65MUnknown
- Current liabilities (annual): USD 46.46MUnknown