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Companies Financials HALKB.IS
HA
HALKB.IS Borsa Istanbul Banks

Halkb.Is

$42,10
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TRY
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Mcap
302,5B TRY
P/E
EV / Rev
Div yield
0,00 %
Op margin
ROE
12,4 %
Net margin
28,1 %
Debt / equity
1,10
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

HALKB.IS operates as a bank in the Financials sector, generating revenue primarily through interest income from loans and fees from financial services.

Business. HALKB.IS operates as a bank in the Financials sector, generating revenue primarily through interest income from loans and fees from financial services.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
HOLD6 analysts
0 buy3 hold3 sell
Avg 12m price target39,28

Analyst recommendations

6 analysts · consensus Hold
Buy0
Hold3
Sell3
12-month price target
39,28
Consensus of sell-side coverage.
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
Hold
6 analysts · indicative
Ownership
not yet wired
Profitability
12,4 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning HALKB.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to HALKB.IS. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Peers
    • DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
    • EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    HALKB.IS operates as a bank in the Financials sector, generating revenue primarily through interest income from loans and fees from financial services.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryBanks
    AI synthesis
    GENERATED

    HALKB.IS has a market price of 42.1 TRY, with a market capitalization of 302,479,153,800 TRY. The company's price-to-earnings ratio is 11.15, and its price-to-book ratio is 1.39, indicating a moderate valuation relative to its book value. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential liquidity constraints.

    In terms of profitability, HALKB.IS has a return on equity of 12.42% and a return on assets of 0.60%. These figures suggest that the company is generating a relatively high return on equity but a low return on assets compared to industry standards. The company's debt-to-equity ratio is 1.1, indicating a moderate level of leverage.

    HALKB.IS's revenue is concentrated in the banking sector, with no disclosed geographic diversification. The company's exposure to a single industry may increase its vulnerability to sector-specific risks. The company's growth trajectory is not explicitly detailed, but its current financial performance suggests a stable but not rapidly growing business.

    The company faces a medium liquidity risk, with a negative net cash position after subtracting total debt. The dilution risk is assessed as low, indicating that the company is not expected to issue additional shares in the near term. Recent events, such as analyst estimates, suggest a mixed outlook, with a mean price target of 39.28 TRY and a median price target of 40.75 TRY.

    Key takeaways
    • HALKB.IS has a moderate valuation with a price-to-earnings ratio of 11.15 and a price-to-book ratio of 1.39.
    • The company's return on equity is 12.42%, indicating strong profitability relative to its equity base.
    • HALKB.IS has a debt-to-equity ratio of 1.1, suggesting a moderate level of leverage.
    • The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.
    • Analysts have a mixed outlook, with a mean price target of 39.28 TRY and a median price target of 40.75 TRY.
    • **margin_outlook_rationale**: The company's profitability is driven by its return on equity, which is relatively high at 12.42%.
    • **rd_outlook_rationale**: No specific information is provided regarding the company's research and development activities.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $42,10
    Market cap
    $302.48B
    Enterprise value
    $542.91B
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    2.5x
    P / B
    1.4x
    P / Tangible book
    1.4x
    Tangible book
    $218.37B
    Net cash
    -$240.43B
    Current ratio
    Debt / equity
    1.1
    ROA
    0.6%
    ROE
    12.4%
    Cash conversion
    813.0%
    CapEx / revenue
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Next quarternear-term
    Earnings · next quarterconf 45 %
    EPS
    Consensus EPS
    6,25
    Predicted surprise
    +0,00
    Beat probability
    45 %
    Analysts
    6
    Other metrics
    Revenue
    no estimate
    Segment revenue
    no estimate
    Margin
    no estimate
    Segment margin
    no estimate
    as of 2026-05-06 · Earnings Surprise V1
    Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
    Full fiscal year~1 year ahead
    Full fiscal year · our forecast vs guidance vs consensus
    MetricOur forecastGuidanceConsensus
    EPSno estimateno estimate6,25
    Revenueno estimateno estimate257,4B TRY
    Operating incomeno estimateno estimate68,3B TRY
    Full-year consensus mean (period as reported by source) · consensus in TRY. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
    Probabilistic model output — not investment advice. · generated 2026-08-04

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Consensus distribution

    sell-side coverage
    Recommendation distribution6 analysts
    Strong buy0
    Buy0
    Hold3
    Sell3
    Strong sell0
    12-month price target$39,28 · Median $40,75
    Low $22,20High $53,90
    Operating income · consensus68,3B TRY
    EPS surprise
    −39,6 %
    reported vs consensus · miss
    Revenue surprise
    −42,6 %
    reported vs consensus · miss

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    Low$22,20
    Mean$39,28
    Median$40,75
    High$53,90
    Spot$42,10
    −6.7 %implied to mean12-month sell-side price targets · ▲ spot

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Net Margin28,1 %Below median
    ROE12,4 %Above P75
    D/E1,10Below median
    Cash Conv8,13Best in class

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Ev To Operating Cash Flow
      enterprise_value / operating_cash_flow
    • Return On Equity
      net_income / total_equity
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    Source documents
    • HALKB.IS Market data — financials · 2026-05-28
    • Turkiye Halk Bankasi AS Market data — analyst estimates · 2026-05-28

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    HALKB.ISCanonical
    Borsa Istanbul · TRY

    Intel & risk

    PredictorBeat prob45 %Surprise+0,00Full forecast →
    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.
    Relationship graph
    HALKBJPMBACCBanks
    This companyPeerSector

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
    The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage