Hancock Whitney Corp
HANCOCK WHITNEY CORP is classified under Financials / Banks and appears profitable on the latest normalized snapshot.
Business. Hancock Whitney Corp (HWC) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Its common stock is listed on the Nasdaq exchange under the ticker symbol HWC. Specific details regarding operating segments or geographic breakdowns are not provided in the available data.
Analyst recommendations
10 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Hancock Whitney Corp (HWC) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. Its common stock is listed on the Nasdaq exchange under the ticker symbol HWC. Specific details regarding operating segments or geographic breakdowns are not provided in the available data.
HANCOCK WHITNEY CORP (HWC) is currently classified as Commercial Banks within Banks (Financials). Classification confidence: 0.98 (rule-based classification). Capital structure on the latest snapshot: total assets 35,542,126,000 USD, total equity 4,419,592,000, short-term debt 1,360,451,000, long-term debt 0. Net cash position is approximately -1,360,451,000 USD. Self-calculated market cap is 5,574,827,970 USD (market_price × shares_outstanding_diluted). Profitability profile: revenue 0, gross profit 0, operating income 0, net income 47,422,000. Return on equity ~1.1%. Return on assets ~0.1%. Operating-cash-flow to net-income ratio is 2.41. Risk profile from automated assessment: liquidity risk medium, dilution risk low. Flags: Net cash is negative after subtracting total debt.. Recent news context: [TRIGGER] allocator_boost: allocator_boost (allocator) on HWC — watcher=allocator; producer_version=ws49-p2a-v1; plan_date=2026-07-16; rank=26; ev=7.015661; company_id=2743f1ae-1d49-4029-a05a-45169ee9ea2b; term_contributions={'event_proximity': 1.103638, 'gradability': 2.0, 'staleness': 3.912023, 'credibility_interest': 0.0}; days_since_analysis=49; pending_promises=0; reason=Allocator coverage boost rank #26 EV=7.015661 for HWC (hot+stale; days_since=49); contributing_watchers=allocator (source=allocator; url=allocator:2026-07-16:HWC). Additional context: allocator_boost: watcher=allocator; producer_version=ws49-p2a-v1; plan_date=2026-07-16; rank=26; ev=7.015661; company_id=2743f1ae-1d49-4029-a05a-45169ee9ea2b; term_contributions={'event_proximity': 1.103638, 'gradability': 2.0, 'staleness': 3.912023, 'credibility_interest': 0.0}; days_since_analysis=49; pending_promises=0; reason=Allocator coverage boost rank #26 EV=7.015661 for HWC (hot+stale; days_since=49); contributing_watchers=allocator. Management commentary signal: ther consideration, to acquire all of the shares purchased under an Accelerated Share Repurchase arrangement.. Comparable peers identified within the same class: JPMorgan Chase, Bank of America, Citigroup.
- Observed GAAP P/E is about 117.56x.
- Return on equity is about 1.1%.
- Debt to equity is about 0.31x.
- [TRIGGER] allocator_boost: allocator_boost (allocator) on HWC — watcher=allocator; producer_version=ws49-p2a-v1; plan_date=2026-07-16; rank=26; ev=7.015661; company_id=2743f1ae-1d49-4029-a05a-45169ee9ea2b; term_contributions={'event_proximity': 1.103638, 'gradability': 2.0, 'staleness': 3.912023, 'credibility_interest': 0.0}; days_since_analysis=49; pending_promises=0; reason=Allocator coverage boost rank #26 EV=7.015661 for HWC (hot+stale; days_since=49); contributing_watchers=allocator (source=allocator; url=allocator:2026-07-16:HWC)
- Likely peers from the same classification include JPMorgan Chase, Bank of America, Citigroup.
- Management signal detected: ther consideration, to acquire all of the shares purchased under an Accelerated Share Repurchase arrangement.
Bull / Bear case
Generated · model-assistedAnalysts project 14.6% upside to a mean price target of $77.67, reflecting a consensus buy recommendation.
The company maintains a low leverage band with a debt-to-equity ratio of 0.04, indicating strong financial stability.
Cash conversion of 2.41 significantly exceeds the bank cohort median of 1.13, demonstrating superior cash generation efficiency.
Dilution risk is assessed as low, suggesting minimal threat to existing shareholder equity value from share issuance.
Net income declined 14.8% year-over-year to $392.6 million in FY2025, signaling deteriorating profitability trends.
Return on equity of 1.07% falls in the bottom quartile of the bank cohort, underperforming the 6.54% median.
Total assets contracted by 1.1% year-over-year to $35.1 billion, reflecting a shrinking balance sheet size.
In focus — financials by report
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 6,49 |
| Revenue | —no estimate | —no estimate | 1,6B USD |
| Operating income | —no estimate | —no estimate | 720,2M USD |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- Enterprise Valuemarket_cap - net_cash
- Return On Equitynet_income / total_equity
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- HANCOCK WHITNEY CORP company facts · 2026-07-16
- HANCOCK WHITNEY CORP 10-Q 2026-05-07 · 2026-07-16
- HANCOCK WHITNEY CORP 10-K 2026-02-27 · 2026-07-16
- HANCOCK WHITNEY CORP 10-Q 2025-11-05 · 2026-07-16
- HANCOCK WHITNEY CORP 10-Q 2025-08-07 · 2026-07-16
- allocator_boost (allocator) on HWC · 2026-07-16
- Hancock Whitney Corp Market data — analyst estimates · 2026-07-16
- Hancock Whitney Corp Market data — ESG · 2026-07-16
- HANCOCK WHITNEY CORP HA canonical relationships · 2026-07-16
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,06 %$305M
- Investment Managers · as of 2026-03-310,06 %$121M
- Investment Managers · as of 2026-03-310,03 %$42M
- Investment Managers · as of 2026-03-310,03 %$35M
- Institutional Investor · as of 2026-03-310,02 %$466M
- Investment Managers · as of 2026-03-310,02 %$113M
- Investment Managers · as of 2026-03-310,01 %$26M
- Investment Managers · as of 2026-03-310,01 %$30M
- Institutional Investor · as of 2026-03-310,01 %$40M
- Investment Managers · as of 2024-06-300,01 %$580M
- Investment Managers · as of 2026-03-310,01 %$23M
- Investment Managers · as of 2024-12-310,01 %$40M
- Investment Managers · as of 2026-03-310,01 %$32M
- Investment Managers · as of 2026-03-310,01 %$77M
- Investment Managers · as of 2026-03-310,01 %$66M
- Investment Managers · as of 2026-03-310,01 %$270M
- Investment Managers · as of 2026-03-310,01 %$69M
- Investment Managers · as of 2025-12-310,01 %$618M
- Institutional Investor · as of 2026-03-310,01 %$49M
- Investment Managers · as of 2026-03-310,01 %$143M
- Investment Managers · as of 2026-03-310,01 %$44M
- Investment Managers · as of 2026-03-310,01 %$102M
- Investment Managers · as of 2026-03-310,00 %$15M
- Brokerage Firms · as of 2026-03-310,00 %$14M
- Institutional Investor · as of 2026-03-310,00 %$13M
- Institutional Investor · as of 2022-09-300,00 %$0M
- Funds · as of 2026-03-310,00 %$17M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Brokerage Firms · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- John Michael HairstonPresident, Chief Executive Officer, Director
Insider activity
- Director · Common StockSold 417 @ $67,16$28K · 2026-05-22
- Chief HR Officer · Common StockOther 83 @ $67,51$6K · 2026-05-01
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 53 @ $63,44$3K · 2026-03-26
- Director · Common StockOther 86 @ $63,44$5K · 2026-03-26
- Director · Common StockOther 424 @ $63,44$27K · 2026-03-26
- Director · Common StockOther 23 @ $63,44$1K · 2026-03-26
- Chief Credit Officer · Common StockOther 3 432 @ $69,94$240K · 2026-02-27
- Chief Risk Officer · Common StockOther 3 146 @ $69,94$220K · 2026-02-27
- Chief Banking Officer · Common StockOther 2 209 @ $69,94$154K · 2026-02-27
- Chief Operating Officer · Common StockOther 8 493 @ $69,94$594K · 2026-02-27
- EVP/ General Counsel · Common StockOther 1 561 @ $69,94$109K · 2026-02-27
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -13.4%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): -5.3%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): 82.9%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 7.5%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 7.4%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 8.1%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 6.95xDerived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 5.5%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 0.2%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 1.1%Derived (calculated)
- Return on assets (FY 2025-12-31): 1.4%Derived (calculated)
- Return on equity (FY 2025-12-31): 10.9%Derived (calculated)
- EPS (diluted) (annual): USD-PER-SHARES 6SEC XBRL filing
- Operating cash flow (annual): USD 541.78MSEC XBRL filing
- Total liabilities (annual): USD 31.01BSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 6SEC XBRL filing
- Total assets (annual): USD 35.47BSEC XBRL filing
- Net income (annual): USD 486.07MSEC XBRL filing
- Long-term debt (annual): USD 199.41MSEC XBRL filing
- Shareholders' equity (annual): USD 4.46BSEC XBRL filing
- Pre-tax income (annual): USD 612.39MSEC XBRL filing
- Shares outstanding (annual): 82.26MSEC XBRL filing
- Capex (annual): USD 18.72MSEC XBRL filing
- Return on equity (FY 2024-12-31): 11.2%Derived (calculated)