Harleysville Financial Corp
Harleysville Financial Corp operates as a bank, providing financial services to its customers, and generates revenue primarily through interest income and fees from its banking operations.
Business. Harleysville Financial Corp (HARL.PK) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. It is listed on the OTC market under the ticker symbol HARL.PK. Specific details regarding operating segments and geographic breakdowns are not available.
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- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
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Synthesis
Harleysville Financial Corp (HARL.PK) is a bank headquartered in the United States that operates within the Banking & Investment Services industry. The company generates revenue primarily through interest income, consistent with standard banking operations. It is listed on the OTC market under the ticker symbol HARL.PK. Specific details regarding operating segments and geographic breakdowns are not available.
Harleysville Financial Corp has a total equity of $85.77 million and no debt, indicating a strong capital structure with no leverage. The company's liquidity position is not assessable due to the lack of balance-sheet inputs and no going-concern language in the source documents.
The company's profitability is reflected in a return on equity of 2.55%, which is a measure of how effectively it uses its equity to generate profits. This metric should be compared to the industry median to determine if it is performing above or below average in terms of profitability.
The company's revenue concentration is not disclosed in the available data, and there is no information provided on its segments or geographic exposure. This lack of detail makes it difficult to assess the diversification of its revenue streams or the potential risks associated with geographic concentration.
The company's growth trajectory is not clearly defined in the available data. There is no information provided on the current or next fiscal year's direction or numeric deltas, which would be necessary to understand its growth potential.
The risk assessment indicates a low potential for dilution, which is a positive sign for shareholders. However, the lack of liquidity information is a concern, as it could affect the company's ability to meet short-term obligations.
There are no recent events or filings mentioned in the available data that would provide insight into the company's current operations or strategic direction. The absence of such information limits the ability to assess any recent developments that could impact the company's performance.
- Harleysville Financial Corp has a strong capital structure with no debt, indicating a solid financial position.
- The company's return on equity is 2.55%, which is a key metric for assessing profitability.
- The lack of information on revenue concentration and geographic exposure limits the understanding of the company's diversification and risk profile.
- The company's growth trajectory and recent events are not clearly defined in the available data, making it difficult to assess its future performance.
Bull / Bear case
Generated · model-assistedRevenue grew 6.7% year-over-year to $27.0 million, demonstrating consistent top-line expansion for the financial institution.
Net income increased 7.6% to $9.5 million, indicating improved profitability alongside revenue growth trends.
The company maintains a zero debt-to-equity ratio, significantly below the 0.28 median for its banking cohort.
Equity grew 4.5% year-over-year to $90.6 million, supporting capital base expansion without external debt.
Return on equity is just 2.55%, placing the company in the bottom quartile of its banking cohort.
The 2.55% ROE significantly underperforms major peers like JPMorgan Chase, which reports a 15.67% return.
The four-year revenue CAGR of 4.7% suggests modest long-term expansion potential compared to historical peaks.
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- Harleysville Financial Corp Market data — financials · 2026-05-28