Health In Tech, Inc.
Health In Tech, Inc. operates as a multiline insurance and broker platform, generating revenue through reference-based pricing, group insurance captives, and community health plans delivered via its wholly-owned subsidiaries Stone Mountain Risk, LLC, International Captive Exchange, LLC, and HI Card LLC.
Business. Health In Tech, Inc. (HIT) is a multiline insurance and brokerage firm operating within the insurance industry. The company is headquartered in the United States and is primarily listed on the Nasdaq stock exchange. As segment and geographic breakdowns are not specified, the firm is described at the industry level as a provider of insurance and brokerage services.
Analyst recommendations
1 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Health In Tech, Inc. (HIT) has recorded its first notable institutional holder activity, marking a significant baseline event for the company. As of March 31, 2026, investor ID 471 added a position of 183,325 shares, valued at approximately $0.27 million. This acquisition represents a weight of roughly 0.0017% of the company’s total equity, signaling initial institutional interest in the ticker. This development is particularly material because it constitutes the first analysis for this ticker, meaning there is no prior basis for computing delta changes in holder behavior. The addition of this holder provides the first concrete data point regarding institutional ownership structure, establishing a reference point for future monitoring of capital flows into Health In Tech, Inc. The significance of this entry is underscored by the company’s current profile, which includes zero analyst coverage and no index memberships. With only six top holders identified to date, the addition of investor ID 471 contributes to a still-emerging shareholder base. The lack of analyst presence suggests that price discovery and valuation metrics remain driven primarily by direct investor activity rather than consensus estimates. For market observers, this holder change serves as the primary signal of external validation for Health In Tech, Inc. at this stage. While the absolute value of the position is modest, the act of entry by a tracked investor indicates a level of due diligence and potential confidence in the company’s trajectory. Future changes in this holder’s position or the addition of new institutional players will be critical indicators of growing market interest. [doc:hit-companyfacts] [doc:hit-10-k-2026-03-25]
Signals & dispatch
Composite-score breakdown
Synthesis
Health In Tech, Inc. (HIT) is a multiline insurance and brokerage firm operating within the insurance industry. The company is headquartered in the United States and is primarily listed on the Nasdaq stock exchange. As segment and geographic breakdowns are not specified, the firm is described at the industry level as a provider of insurance and brokerage services.
Health In Tech maintains a conservative capital structure with zero debt-to-equity and a current ratio of 3.13, supported by $10.3 million in cash and equivalents against $7.4 million in total liabilities. The company holds $21.6 million in total equity, providing a strong liquidity buffer despite negative operating cash flow of $3.3 million in Q1 2026. The absence of debt eliminates interest coverage risk, while the high current ratio indicates ample short-term asset coverage for liabilities.
Profitability remains negative with a net loss of $1.6 million in Q1 2026, resulting in a negative return on equity of -0.0592 and return on assets of -0.0441. The company trades at a price-to-book multiple of 2.48 and an EV-to-revenue multiple of 1.3, reflecting market skepticism toward current earnings generation. Gross profit of $4.5 million on $8.8 million in revenue indicates a gross margin of approximately 51%, suggesting underlying operational efficiency before operating expenses and stock-based compensation drag on net income.
Health In Tech, Inc. (HIT) has recorded its first notable institutional holder activity, marking a significant baseline event for the company. As of March 31, 2026, investor ID 471 added a position of 183,325 shares, valued at approximately $0.27 million. This acquisition represents a weight of roughly 0.0017% of the company’s total equity, signaling initial institutional interest in the ticker. This development is particularly material because it constitutes the first analysis for this ticker, meaning there is no prior basis for computing delta changes in holder behavior. The addition of this holder provides the first concrete data point regarding institutional ownership structure, establishing a reference point for future monitoring of capital flows into Health In Tech, Inc. The significance of this entry is underscored by the company’s current profile, which includes zero analyst coverage and no index memberships. With only six top holders identified to date, the addition of investor ID 471 contributes to a still-emerging shareholder base. The lack of analyst presence suggests that price discovery and valuation metrics remain driven primarily by direct investor activity rather than consensus estimates. For market observers, this holder change serves as the primary signal of external validation for Health In Tech, Inc. at this stage. While the absolute value of the position is modest, the act of entry by a tracked investor indicates a level of due diligence and potential confidence in the company’s trajectory. Future changes in this holder’s position or the addition of new institutional players will be critical indicators of growing market interest. [doc:hit-companyfacts] [doc:hit-10-k-2026-03-25]
- Zero debt and $10.3 million in cash provide strong liquidity despite negative operating cash flow.
- Net loss of $1.6 million in Q1 2026 results in negative ROE and ROA, pressuring profitability metrics.
- PIPE financing of 5.6 million shares in Q1 2026 increases dilution risk and raises capital for operations.
- Stock price below $1.00 on July 6, 2026, triggers Nasdaq continued-listing compliance risk.
- Revenue of $8.8 million in Q1 2026 with 51% gross margin suggests operational efficiency before operating expenses.
- Regulatory and cybersecurity risks are highlighted in forward-looking statements, requiring ongoing compliance monitoring.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Revenue $8.8M; Net margin -18.1%.
- ▍Revenue $8.8M
- ▍Net margin -18.1%
Revenue $25.8M; Net margin 6.1%.
- ▍Revenue $25.8M
- ▍Net margin 6.1%
Revenue $17.3M; Net margin 6.5%.
- ▍Revenue $17.3M
- ▍Net margin 6.5%
Revenue $33.3M; Net margin 3.8%.
- ▍Revenue $33.3M
- ▍Net margin 3.8%
Revenue $19.5M.
- ▍Revenue $19.5M
Revenue $19.5M; Net margin 3.4%.
- ▍Revenue $19.5M
- ▍Net margin 3.4%
Revenue $19.2M.
- ▍Revenue $19.2M
Valuation FY
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | -0,01 |
| Revenue | —no estimate | —no estimate | 46,5M USD |
| Operating income | —no estimate | —no estimate | 101,000 USD |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Source documents mention dilution or offering risk.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Regulatory filings
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Reference data
- Return On Equitynet_income / total_equity
- Price To Tangible Bookmarket_price / (tangible_book_value / shares_outstanding_diluted)
- Enterprise Valuemarket_cap - net_cash
- Ev To Revenueenterprise_value / revenue
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Market Capmarket_price * shares_outstanding_diluted
- Health In Tech, Inc. company facts · 2026-07-07
- Health In Tech, Inc. 10-Q 2026-05-14 · 2026-07-07
- Health In Tech, Inc. 10-K 2026-03-25 · 2026-07-07
- Health In Tech, Inc. 10-Q 2025-11-12 · 2026-07-07
- Health In Tech, Inc. 10-Q 2025-08-08 · 2026-07-07
- ha_price_listing fired on HIT · 2026-07-07
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2025-12-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
- Investment Managers · as of 2026-03-310,00 %$0M
Insider activity
- Director, Chief Financial Officer, 10% owner · Class A Common StockOther 28 725 @ $1,04$30K · 2026-07-15
- Chief Growth Officer · Class A Common StockOther 4 084 @ $1,04$4K · 2026-07-15
- Director, Chief Executive Officer, 10% owner · Class A Common StockOther 47 217 @ $1,04$49K · 2026-07-15
- Director · Class A Common StockOther 18 867 @ $1,06$20K · 2026-07-08
- Director · Class A Common StockOther 18 867 @ $1,06$20K · 2026-07-08
- Director · Class A Common StockOther 18 867 @ $1,06$20K · 2026-07-08
- Director, Chief Financial Officer, 10% owner · Class A Common StockOther 28 451 @ $1,05$30K · 2026-06-15
- Chief Growth Officer · Class A Common StockOther 4 045 @ $1,05$4K · 2026-06-15
- Director, Chief Executive Officer, 10% owner · Class A Common StockOther 46 768 @ $1,05$49K · 2026-06-15
- Chief Strategy Officer · Class A Common StockOther 50 000 · 2026-05-20
- Director, Chief Executive Officer, 10% owner · Class A Common StockOther 39 924 @ $1,23$49K · 2026-05-14
- Director, Chief Financial Officer, 10% owner · Class A Common StockOther 23 324 @ $1,23$29K · 2026-05-14
- Chief Growth Officer · Class A Common StockOther 4 205 @ $1,23$5K · 2026-05-14
- Director, Chief Executive Officer, 10% owner · Class A Common StockOther 35 140 @ $1,50$53K · 2026-04-15
- Chief Growth Officer · Class A Common StockOther 3 448 @ $1,50$5K · 2026-04-15
- Director, Chief Financial Officer, 10% owner · Class A Common StockOther 21 480 @ $1,50$32K · 2026-04-15
- General Counsel · Class A Common StockOther 5 000 · 2026-04-10
- Director · Class A Common StockOther 13 598 @ $1,36$18K · 2026-04-08
- Director · Class A Common StockOther 13 598 @ $1,36$18K · 2026-04-08
- Director · Class A Common StockOther 13 598 @ $1,36$18K · 2026-04-08
- Director, Chief Executive Officer, 10% owner · Class A Common StockOther 1 000 000 · 2026-01-06
- Chief Growth Officer · Class A Common StockOther 200 000 · 2026-01-06
- Director, Chief Financial Officer, 10% owner · Class A Common StockOther 1 000 000 · 2026-01-06
- CISO · Class A Common StockOther 8 000 · 2025-11-05
- Director · Class A Common StockOther 5 730 @ $3,49$20K · 2025-10-08
Short positioning
Geographic breakdown
Intel & risk
Evidence & claims
From filings & derived data- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): 44.0%Derived (calculated)
- Net margin (FY 2025-12-31): 3.8%Derived (calculated)
- Gross margin (FY 2025-12-31): 62.8%Derived (calculated)
- Return on equity (FY 2025-12-31): 7.5%Derived (calculated)
- Return on assets (FY 2025-12-31): 5.5%Derived (calculated)
- Current ratio (FY 2025-12-31): 3.13xDerived (calculated)
- Debt-to-equity (FY 2025-12-31): 0.35xDerived (calculated)
- Cash & equivalents (YoY) (2025-12-31 vs 2024-12-31): -2.3%Derived (calculated)
- Cost of revenue (YoY) (2025-12-31 vs 2024-12-31): 205.8%Derived (calculated)
- Gross profit (YoY) (2025-12-31 vs 2024-12-31): 35.6%Derived (calculated)
- R&D expense (YoY) (2025-12-31 vs 2024-12-31): -44.2%Derived (calculated)
- Revenue (YoY) (2025-12-31 vs 2024-12-31): 71.0%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 29.9%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 46.4%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 130.0%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 100.0%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 100.0%Derived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 90.7%Derived (calculated)
- Revenue (annual): USD 33.33MSEC XBRL filing
- Cost of revenue (annual): USD 12.39MSEC XBRL filing
- Total operating expenses (annual): USD 19.41MSEC XBRL filing
- Pre-tax income (annual): USD 1.67MSEC XBRL filing
- Gross profit (annual): USD 20.94MSEC XBRL filing
- Total assets (annual): USD 23.09MSEC XBRL filing