Hansard Global PLC
HSD.L operates in the life and health insurance sector, providing insurance products and services to customers, generating revenue primarily through premium income and investment returns.
Business. HSD.L is a life and health insurance company listed on the London Stock Exchange. The firm operates within the Financials sector, specifically focusing on the Life & Health Insurance industry. It generates revenue primarily through a premium-income model. Specific details regarding operating segments, headquarters location, and geographic mix are not available in the provided data.
Analyst recommendations
1 analysts · consensus BuyAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
HSD.L is a life and health insurance company listed on the London Stock Exchange. The firm operates within the Financials sector, specifically focusing on the Life & Health Insurance industry. It generates revenue primarily through a premium-income model. Specific details regarding operating segments, headquarters location, and geographic mix are not available in the provided data.
The company's capital structure is characterized by a high price-to-book ratio of 450.19 and a price-to-tangible-book ratio of 450.19, indicating a significant premium over its book value. The liquidity position is supported by cash and equivalents of 51.5 million GBP, which is a substantial portion of total assets of 1.35 billion GBP. However, the free cash flow is negative at -3.2 million GBP, suggesting that the company is not generating sufficient cash from operations to cover capital expenditures.
Profitability metrics show a return on equity (ROE) of 10.91%, which is relatively high, but the return on assets (ROA) is low at 0.13%, indicating that the company is not efficiently utilizing its assets to generate profits. The debt-to-equity ratio of 0.16 suggests a conservative capital structure with minimal leverage.
Geographically and segment-wise, the company's exposure is not explicitly detailed in the provided data. However, the revenue concentration and segment-specific performance are not disclosed, making it difficult to assess the diversification of its revenue streams.
The growth trajectory is modest, with the company's revenue at 46.6 million GBP and net income at 1.8 million GBP. Analysts have a positive outlook, with a mean price target of 65.00 GBP, indicating a potential upside from the current market price of 54.00 GBP.
Risk factors include a low liquidity risk and a low dilution risk, with no immediate filing-based liquidity or dilution flags detected. The company's capital structure is not expected to face significant dilution in the near term, and the risk assessment indicates a low probability of dilution.
Recent events and filings do not show any significant changes or developments that would impact the company's financial position or market perception. The company's financial health appears stable, with no major red flags in the recent filings or transcripts.
- HSD.L has a high price-to-book ratio, indicating a premium valuation over its book value.
- The company's ROE is relatively high, but ROA is low, suggesting inefficiency in asset utilization.
- Analysts have a positive outlook, with a mean price target higher than the current market price.
- The company's liquidity and dilution risks are low, with no immediate flags detected.
- The company's growth trajectory is modest, with a stable financial position.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 0,03 |
| Revenue | —no estimate | —no estimate | 93,1M GBP |
| Operating income | —no estimate | —no estimate | —no estimate |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- No immediate filing-based liquidity or dilution flags were detected.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
- HSD.L Market data — financials · 2026-05-28
- Hansard Global PLC Market data — analyst estimates · 2026-05-28
Ownership & reference
Leadership
- Thomas MorfettChief Executive Officer, Executive Director