HW
HWC.O
—
NASDAQ
Banks
Hwc.O
Last 30 days
1D5D1M3M6MYTD1Y5YMax
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Mcap
6,4B USD
P/E
—
EV / Rev
—
Div yield
2,98 %
Op margin
—
ROE
10,9 %
Net margin
43,8 %
Debt / equity
0,18
Beta
—
52w range
—
Volume
—
Day range
—
Prev close
$77,05
Open
—
Next earnings
2026-10-28
Ex-dividend
—
TR 1Y
—
About
HWC.O operates as a bank, providing financial services and generating revenue primarily through interest income and fee-based services.
Business. HWC.O is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company is listed under the ticker HWC.O. Specific details regarding its operating segments, headquarters location, and primary exchange are not provided in the available data.
Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
Generated · model-assisted
Sell-side consensus
BUY10 analysts
7 buy3 hold0 sell
Avg 12m price target80,60
Analyst recommendations
10 analysts · consensus BuyBuy7
Hold3
Sell0
12-month price target
80,60
Consensus of sell-side coverage.
At a glance
Score
—
not yet scored
Valuation
—
valuation pending
Analysts→
Buy
10 analysts · indicative
Ownership→
Dimensional Fund Advisors, L.P.
largest disclosed fund holder
Profitability→
10,9 %
return on equity
Quality
—
not yet scored
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
— missing data
News & coverage
0Sector rotation
Sector1D1Mvs mkt
Materials+2,3 %+6,6 %+1,7 %
Communication Services+2,2 %−5,5 %+1,6 %
Energy+0,6 %+3,3 %+0,0 %
Health Care+0,6 %−0,8 %+0,0 %
Information Technology+0,6 %+6,7 %+0,0 %
Consumer Discretionary+0,4 %+7,6 %−0,2 %
Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
Consumer Staples−0,4 %+2,5 %−1,0 %
Real Estate−0,7 %+10,9 %−1,3 %
Industrials−1,9 %−3,1 %−2,5 %
Utilities−1,9 %+28,2 %−2,5 %
Developing storylines
No tracked sagas currently linked to HWC.O. Browse all sagas →
Analysis
AI analysis
Generated · analysis pipeline · tier hybrid · as of 2026-08-04
↑ At a glance
Opportunity
— missing data
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Company
- EarningsQ3 2026 earnings (expected)2026-10-28 · estimated
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
— missing data
Signals & dispatch
peak dispatch · —
Composite-score breakdown
Synthesis
Business
HWC.O is a bank operating within the Banking & Investment Services industry, primarily generating revenue through interest income. The company is listed under the ticker HWC.O. Specific details regarding its operating segments, headquarters location, and primary exchange are not provided in the available data.
Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryBanks
AI synthesis
GENERATEDHWC.O maintains a liquidity position with a price-to-book ratio of 1.25 and a debt-to-equity ratio of 0.18, indicating a relatively conservative capital structure. The company's free cash flow of $350.82 million supports operational flexibility, while its total liabilities of $31.01 billion suggest a moderate leverage profile. The return on equity of 10.9% is a key indicator of its profitability relative to equity investment.
The company's profitability is reflected in a net income of $486.07 million and a return on assets of 1.37%. These figures suggest that HWC.O is generating returns above the industry median for banks, particularly in terms of ROE, which is a preferred metric for evaluating banking performance.
HWC.O's revenue is concentrated in a single business segment, as disclosed in its financial statements, with no geographic diversification provided in the available data. This lack of segment and geographic detail limits the ability to assess exposure to regional or product-specific risks.
The company's growth trajectory is supported by a revenue of $1.11 billion and a positive outlook for the current fiscal year. Analysts have assigned a mean price target of $77.67, suggesting a potential upside from the current market price of $68.64. The mean recommendation of 1.89 indicates a generally positive sentiment among analysts.
HWC.O faces a medium liquidity risk, as noted in its risk assessment, with a key flag indicating negative net cash after subtracting total debt. The dilution risk is assessed as low, with no immediate pressure from share issuance or other dilutive events. The company's capital structure and liquidity position are supported by a strong free cash flow and a relatively low debt-to-equity ratio.
Recent events and filings have not been disclosed in the available data, limiting the ability to assess any material changes in the company's operations or strategic direction. The absence of recent transcripts or filings suggests a stable operational environment, but also a lack of new information to inform near-term expectations.
Key takeaways
- HWC.O maintains a conservative capital structure with a debt-to-equity ratio of 0.18 and a price-to-book ratio of 1.25.
- The company's return on equity of 10.9% is a strong indicator of profitability relative to equity investment.
- Analysts have assigned a mean price target of $77.67, suggesting a potential upside from the current market price of $68.64.
- HWC.O faces a medium liquidity risk, with a key flag indicating negative net cash after subtracting total debt.
- The company's revenue is concentrated in a single business segment, with no geographic diversification provided in the available data.
Bull / Bear case
Generated · model-assisted— missing data
In focus — financials by report
Valuation
Market price
$79,08
Market cap
$5.60B
Enterprise valueⓘ
$6.41B
P/Eⓘ
—
Non-GAAP P/Eⓘ
—
EV / Revenueⓘ
—
EV / Op incomeⓘ
—
EV / OCFⓘ
11.8x
P / Bⓘ
1.2x
P / Tangible bookⓘ
1.2x
Tangible book
$4.46B
Net cashⓘ
-$816.7M
Current ratioⓘ
—
Debt / equityⓘ
0.2
ROAⓘ
1.4%
ROEⓘ
10.9%
Cash conversionⓘ
111.0%
CapEx / revenueⓘ
-1.7%
SBC / revenueⓘ
—
Dilution ratioⓘ
0.0%
Revenue by segment
Brokerage Services—
low · business_description · 2026-07-03
Treasury & Markets—
low · business_description · 2026-07-03
Trust & Fiduciary Services—
low · business_description · 2026-07-03
Business relationships
Business relationships6 disclosed relationships · 1 type · extracted from filings & disclosures
Subsidiaries6
EX21:133fdf536d0dEX21:133fdf536d0dSubsidiarie97%
EX21:2b6b3aa30ac4EX21:2b6b3aa30ac4Subsidiarie97%
EX21:428117b7b652EX21:428117b7b652Subsidiarie97%
EX21:c33cc6da8550EX21:c33cc6da8550Subsidiarie97%
EX21:c5153367e7faEX21:c5153367e7faSubsidiarie97%
EX21:f3b27c84c9e4EX21:f3b27c84c9e4Subsidiarie97%
Supply chain
— missing data
Peer comparison
— missing data
Market position
Stress test
— missing data
Predictor forecast
Next quarternear-term
Earnings · next quarterconf 47 %
EPS
Consensus EPS
6,49
Predicted surprise
-0,04
Beat probability
47 %
Analysts
10
Other metrics
Revenue
—
no estimate
Segment revenue
—
no estimate
Margin
—
no estimate
Segment margin
—
no estimate
revision ratio 0,05 · as of 2026-07-16 · Earnings Surprise V1
Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.
Full fiscal year~1 year ahead
Full fiscal year · our forecast vs guidance vs consensus
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 6,49 |
| Revenue | —no estimate | —no estimate | 1,6B USD |
| Operating income | —no estimate | —no estimate | 720,2M USD |
Full-year consensus mean (period as reported by source) · consensus in USD. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.
Probabilistic model output — not investment advice. · generated 2026-08-04
Options
— missing data
Short squeeze
— missing data
Earnings-call key lines
— missing data
Consensus distribution
sell-side coverageRecommendation distribution10 analysts
Strong buy3
Buy4
Hold3
Sell0
Strong sell0
12-month price target$80,60 · Median $81,00
Low $74,00High $86,00
Operating income · consensus720,2M USD
EPS surprise
−11,2 %
reported vs consensus · miss
Revenue surprise
−6,4 %
reported vs consensus · miss
Estimate revisions
consensus EPS · 26-week trend— missing data
Sell-side observations
Low$74,00
Mean$80,60
Median$81,00
High$86,00
Spot$79,08
+1.9 %implied to mean12-month sell-side price targets · ▲ spot
Themes
— missing data
ESG
— missing data
Risk factors
Dilution riskLow
Liquidity riskMedium
Filing-based flags
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Net Margin43,8 %Above median
ROE10,9 %Above median
Capex / Rev-1,7 %Above median
D/E0,18Above median
Cash Conv1,11Below median
Corporate actions / M&A
— missing data
FX exposure
— missing data
Comparable transactions
— missing data
Derivatives & instruments
— missing data
Actions
Ask Handelsavisen
— missing data
Data sources
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
How metrics are computed
- Ev To Operating Cash Flowenterprise_value / operating_cash_flow
- Return On Equitynet_income / total_equity
- Price To Earningsmarket_price / (net_income / shares_outstanding_diluted)
- Price To Bookmarket_price / (adjusted_book_value / shares_outstanding_diluted)
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Market Priceinput from market-data provider (delayed close or quote-shim mid)
Source documents
- HWC.O Market data — financials · 2026-05-28
- Hancock Whitney Corp Market data — analyst estimates · 2026-05-28
Ownership & reference
Top holders
- Investment Managers · as of 2026-03-310,06 %$305M
- Investment Managers · as of 2026-03-310,06 %$121M
- Investment Managers · as of 2026-03-310,03 %$42M
- Investment Managers · as of 2026-03-310,03 %$35M
- Institutional Investor · as of 2026-03-310,02 %$466M
- Investment Managers · as of 2026-03-310,02 %$113M
- Investment Managers · as of 2026-03-310,01 %$26M
- Investment Managers · as of 2026-03-310,01 %$30M
- Institutional Investor · as of 2026-03-310,01 %$40M
- Investment Managers · as of 2024-06-300,01 %$580M
- Investment Managers · as of 2026-03-310,01 %$23M
- Investment Managers · as of 2024-12-310,01 %$40M
- Investment Managers · as of 2026-03-310,01 %$32M
- Investment Managers · as of 2026-03-310,01 %$77M
- Investment Managers · as of 2026-03-310,01 %$66M
- Investment Managers · as of 2026-03-310,01 %$270M
- Investment Managers · as of 2026-03-310,01 %$69M
- Investment Managers · as of 2025-12-310,01 %$618M
- Institutional Investor · as of 2026-03-310,01 %$49M
- Investment Managers · as of 2026-03-310,01 %$143M
- Investment Managers · as of 2026-03-310,01 %$44M
- Investment Managers · as of 2026-03-310,01 %$102M
- Investment Managers · as of 2026-03-310,00 %$15M
- Brokerage Firms · as of 2026-03-310,00 %$14M
- Institutional Investor · as of 2026-03-310,00 %$13M
- Institutional Investor · as of 2022-09-300,00 %$0M
- Funds · as of 2026-03-310,00 %$17M
- Investment Managers · as of 2026-03-310,00 %$10M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$2M
- Brokerage Firms · as of 2026-03-310,00 %$4M
- Investment Managers · as of 2026-03-310,00 %$1M
- Investment Managers · as of 2026-03-310,00 %$0M
- Institutional Investor · as of 2026-03-310,00 %$0M
Leadership
- John Michael HairstonPresident, Chief Executive Officer, Director
Insider activity
Net selling0 buys · 1 sellsnet -$28K20 insiders · last 365d
- Director · Common StockSold 417 @ $67,16$28K · 2026-05-22
- Chief HR Officer · Common StockOther 83 @ $67,51$6K · 2026-05-01
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 1 187 @ $67,41$80K · 2026-04-29
- Director · Common StockOther 53 @ $63,44$3K · 2026-03-26
- Director · Common StockOther 86 @ $63,44$5K · 2026-03-26
- Director · Common StockOther 424 @ $63,44$27K · 2026-03-26
- Director · Common StockOther 23 @ $63,44$1K · 2026-03-26
- Chief Credit Officer · Common StockOther 3 432 @ $69,94$240K · 2026-02-27
- Chief Risk Officer · Common StockOther 3 146 @ $69,94$220K · 2026-02-27
- Chief Banking Officer · Common StockOther 2 209 @ $69,94$154K · 2026-02-27
- Chief Operating Officer · Common StockOther 8 493 @ $69,94$594K · 2026-02-27
- EVP/ General Counsel · Common StockOther 1 561 @ $69,94$109K · 2026-02-27
Short positioning
6.0Mshares short-9.8% vs prior
6.69days to cover
74.5%short of daily vol
40fails-to-deliver
as of 2026-07-15 · short-interest report (free)
Geographic breakdown
— missing data
Listings · one canonical issuer
all listings resolve to the canonical
HWC.OCanonical
NASDAQ · USD
Intel & risk
peak dispatch · —
OSINT findings
Dilution riskLow
Liquidity riskMedium
Net cash is negative after subtracting total debt.
Relationship graph
This companyPeerSectorSubsidiaries
Evidence & claims
From filings & derived data- Operating cash flow (YoY) (2025-12-31 vs 2024-12-31): -13.4%Derived (calculated)
- Long-term debt (YoY) (2025-12-31 vs 2024-12-31): -5.3%Derived (calculated)
- Capex (YoY) (2025-12-31 vs 2024-12-31): 82.9%Derived (calculated)
- EPS (basic) (YoY) (2025-12-31 vs 2024-12-31): 7.5%Derived (calculated)
- EPS (diluted) (YoY) (2025-12-31 vs 2024-12-31): 7.4%Derived (calculated)
- Shareholders' equity (YoY) (2025-12-31 vs 2024-12-31): 8.1%Derived (calculated)
- Debt-to-equity (FY 2025-12-31): 6.95xDerived (calculated)
- Net income (YoY) (2025-12-31 vs 2024-12-31): 5.5%Derived (calculated)
- Total liabilities (YoY) (2025-12-31 vs 2024-12-31): 0.2%Derived (calculated)
- Total assets (YoY) (2025-12-31 vs 2024-12-31): 1.1%Derived (calculated)
- Return on assets (FY 2025-12-31): 1.4%Derived (calculated)
- Return on equity (FY 2025-12-31): 10.9%Derived (calculated)
- EPS (diluted) (annual): USD-PER-SHARES 6SEC XBRL filing
- Operating cash flow (annual): USD 541.78MSEC XBRL filing
- Total liabilities (annual): USD 31.01BSEC XBRL filing
- EPS (basic) (annual): USD-PER-SHARES 6SEC XBRL filing
- Total assets (annual): USD 35.47BSEC XBRL filing
- Net income (annual): USD 486.07MSEC XBRL filing
- Long-term debt (annual): USD 199.41MSEC XBRL filing
- Shareholders' equity (annual): USD 4.46BSEC XBRL filing
- Pre-tax income (annual): USD 612.39MSEC XBRL filing
- Shares outstanding (annual): 82.26MSEC XBRL filing
- Capex (annual): USD 18.72MSEC XBRL filing
- Return on equity (FY 2024-12-31): 11.2%Derived (calculated)
Showing 24 of 37 surfaced claims.
Atomic claims from regulatory filings and derived calculations. Provenance shown as source kind only.
The Thread
Everything we know, in order2026-10-28EVENTUpcomingQ3 2026 earnings (expected) estimated date
2026-07-21 00:00 UTCTRANSCRIPTEarnings call — Q3 2026
2026-07-21EVENTQ2 2026 earnings (expected) estimated date
2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-06-20 12:34 UTCANALYSTAnalyst coverage initiated
2026-05-22 00:00 UTCINSIDER2 insider transactions — 2026-05
2026-05-22INSIDERPICKERING CHRISTINE L sold 417 sh — Director ~$28k
2026-05-01INSIDERDavis Stacy Jo transacted 83 sh — Chief HR Officer ~$6k
2026-04-29 00:00 UTCINSIDER14 insider transactions — 2026-04 · net buy $1.1M
2026-04-29INSIDERLevens Jerry L transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERTeofilo Joan Cahill transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERLANE HARRY MERRITT III transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERWilliams Albert J transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERWilkins Carleton Richard transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERPICKERING CHRISTINE L transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERPerez Sonia transacted 1.2k sh — Director ~$80k
2026-04-29INSIDEROlinde Thomas H transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERLittle Sonya C transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERLiollio Dean transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERKent Suzette K transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERHanna Randall W transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERFeagin Moses H transacted 1.2k sh — Director ~$80k
2026-04-29INSIDERBERTUCCI FRANK E transacted 1.2k sh — Director ~$80k
2026-03-26 00:00 UTCINSIDER4 insider transactions — 2026-03
2026-03-26INSIDERWilkins Carleton Richard transacted 53 sh — Director ~$3k
2026-03-26INSIDERLittle Sonya C transacted 86 sh — Director ~$5k
2026-03-26INSIDERLiollio Dean transacted 424 sh — Director ~$27k
2026-03-26INSIDERPerez Sonia transacted 23 sh — Director ~$1k
Showing the 40 most recent of 52 entries.
The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.
Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04
Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data
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