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INDICATIVE · SAMPLE DATA
ICFG$14.5055

ICFG Ltd

Consumer LendingVerified

ICFG Ltd has a market capitalization of $2.96 billion, with a market price of $14.5 per share, based on the latest available data. The company has 203,957,116 basic and diluted shares outstanding, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. Profitability and return metrics for ICFG Ltd are not available in the current dataset, making it difficult to compare its performance against industry benchmarks or preferred metrics for the Consumer Lending industry. Without access to key financial ratios such as ROIC or EBITDA margins, it is not possible to evaluate the company's efficiency or profitability in relation to its peers. The company's revenue concentration and geographic exposure are not disclosed in the available data, limiting the ability to assess the risk associated with its business segments or regional dependencies. This lack of transparency could affect the company's resilience to regional economic downturns or regulatory changes. Growth trajectory for ICFG Ltd is also unclear, as no numeric deltas or revenue history are provided in the dataset. Without forward-looking guidance or historical performance data, it is difficult to determine the company's potential for future expansion or contraction. Risk factors for ICFG Ltd include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Additionally, the absence of detailed risk disclosures in the source documents limits the understanding of potential operational or strategic risks. Recent events, such as filings or transcripts, are not included in the dataset, which prevents an analysis of the company's recent strategic moves or financial disclosures. This lack of recent information could hinder the ability to make informed investment decisions.

30-day price · ICFG+0.20 (+1.4%)
Low$14.30High$14.50Close$14.50As of9 Jun, 00:00 UTC
Profile
CompanyICFG Ltd
TickerICFG.L
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryConsumer Lending
AI analysis

Business. ICFG Ltd operates in the consumer lending industry, providing financial services to individuals and small businesses, primarily through banking and investment services.

Classification. ICFG Ltd is classified under the Financials economic sector, Banking & Investment Services business sector, and Consumer Lending industry, with a confidence level of 0.92.

ICFG Ltd has a market capitalization of $2.96 billion, with a market price of $14.5 per share, based on the latest available data. The company has 203,957,116 basic and diluted shares outstanding, indicating no immediate dilution pressure from share issuance. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in the source documents. Profitability and return metrics for ICFG Ltd are not available in the current dataset, making it difficult to compare its performance against industry benchmarks or preferred metrics for the Consumer Lending industry. Without access to key financial ratios such as ROIC or EBITDA margins, it is not possible to evaluate the company's efficiency or profitability in relation to its peers. The company's revenue concentration and geographic exposure are not disclosed in the available data, limiting the ability to assess the risk associated with its business segments or regional dependencies. This lack of transparency could affect the company's resilience to regional economic downturns or regulatory changes. Growth trajectory for ICFG Ltd is also unclear, as no numeric deltas or revenue history are provided in the dataset. Without forward-looking guidance or historical performance data, it is difficult to determine the company's potential for future expansion or contraction. Risk factors for ICFG Ltd include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Additionally, the absence of detailed risk disclosures in the source documents limits the understanding of potential operational or strategic risks. Recent events, such as filings or transcripts, are not included in the dataset, which prevents an analysis of the company's recent strategic moves or financial disclosures. This lack of recent information could hinder the ability to make informed investment decisions.
Key takeaways
  • ICFG Ltd operates in the consumer lending industry with a market capitalization of $2.96 billion.
  • The company has no immediate dilution pressure, with basic and diluted shares outstanding being equal.
  • Liquidity risk could not be assessed due to missing balance-sheet data and lack of going-concern language.
  • Profitability and return metrics are not available, making it difficult to compare with industry benchmarks.
  • Revenue concentration and geographic exposure are not disclosed, limiting risk assessment.
  • Growth trajectory and recent events are not available in the dataset, affecting forward-looking analysis.
  • --
  • ## RATIONALES
Financial snapshot
PeriodHA-latest
CurrencyUSD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4
FY-3
FY-2-$529.0k-$529.0k
FY-1-$4.1M-$4.1M
FY0-$5.1M-$5.1M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4
FY-3
FY-2$269.2k$228.9k$262.8k
FY-1$415.0k-$2.2M$398.0k
FY0$571.6k-$7.1M$562.2k
PeriodOCFCapExFCFSBC
FY-4
FY-3
FY-2-$425.5k
FY-1-$3.2M
FY0-$4.4M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price$14.50
Market cap$2.96B
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricICFGActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-11 00:28 UTC#253493c8
Market quoteclose USD 14.50 · shares 0.20B diluted
no public URL
2026-05-09 15:33 UTC#7fafe851
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 04:28 UTCJob: 1b3973a1