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Companies Financials ICLE.CA
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ICLE.CA CAI Corporate Financial Services

Icle.Ca

$3,95
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Mcap
197,5M EGP
P/E
EV / Rev
Div yield
Op margin
6,5 %
ROE
20,0 %
Net margin
9,5 %
Debt / equity
9,46
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

ICLE.CA operates as a financial services company, primarily engaged in banking activities, generating revenue through interest income, fees, and financial services.

Business. ICLE.CA operates as a financial services company, primarily engaged in banking activities, generating revenue through interest income, fees, and financial services.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryCorporate Financial Services
ActivityBanking
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
20,0 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning ICLE.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to ICLE.CA. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    ICLE.CA operates as a financial services company, primarily engaged in banking activities, generating revenue through interest income, fees, and financial services.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryCorporate Financial Services
    ActivityBanking
    AI synthesis
    GENERATED

    The company's capital structure is characterized by a high debt-to-equity ratio of 9.46, indicating a significant reliance on debt financing. Its liquidity position is assessed as medium, with a current ratio of 1.02, suggesting limited short-term liquidity cushion. The price-to-book ratio of 1.6 and price-to-tangible-book ratio of 1.6 indicate that the market values the company slightly above its book value.

    In terms of profitability, ICLE.CA's return on equity (ROE) of 19.98% is strong, but its return on assets (ROA) of 1.87% is relatively low, suggesting that the company is not efficiently utilizing its assets to generate returns. The operating margin, calculated as operating income of $173.5 million on revenue of $2.69 billion, is 6.45%, which is below the median for the Corporate Financial Services industry.

    The company's revenue is concentrated in a single business segment, with no disclosed geographic diversification. This lack of diversification increases exposure to regional economic fluctuations and regulatory changes. The operating cash flow is negative at -$4.95 billion, which is a concern for sustaining operations without external financing.

    The company's growth trajectory is uncertain, with no disclosed revenue growth in the current fiscal year. The free cash flow of $200.1 million is modest and may not be sufficient to fund future expansion or shareholder returns. The capital expenditure of -$23.0 million indicates a reduction in investment in physical assets, which could affect long-term growth.

    The risk assessment highlights a key flag: net cash is negative after subtracting total debt, indicating a potential liquidity risk. The dilution risk is assessed as low, with no significant dilution potential in the near term. The company's financial leverage and negative operating cash flow are primary risk factors that could impact its financial stability.

    Recent events include the latest financial filing, which disclosed the company's financial position and performance. No recent earnings call transcripts or significant regulatory filings were identified in the available data.

    Key takeaways
    • ICLE.CA has a high debt-to-equity ratio, indicating a heavy reliance on debt financing.
    • The company's ROE is strong, but ROA is low, suggesting inefficient asset utilization.
    • The company's revenue is concentrated in a single segment with no geographic diversification.
    • Negative operating cash flow raises concerns about liquidity and sustainability.
    • The company's growth trajectory is uncertain, with limited free cash flow for expansion.
    • The risk assessment highlights a key liquidity risk due to negative net cash after debt.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $3,95
    Market cap
    $2.05B
    Enterprise value
    $13.94B
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    1.6x
    P / Tangible book
    1.6x
    Tangible book
    $1.28B
    Net cash
    -$11.89B
    Current ratio
    1.0
    Debt / equity
    9.5
    ROA
    1.9%
    ROE
    20.0%
    Cash conversion
    -1935.0%
    CapEx / revenue
    -0.9%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin6,5 %Bottom quartile
    Net Margin9,5 %Below median
    ROE20,0 %Best in class
    Capex / Rev-0,9 %Above median
    D/E9,46Bottom quartile
    Cash Conv-19,35Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Return On Equity
      net_income / total_equity
    • Price To Earnings
      market_price / (net_income / shares_outstanding_diluted)
    • Price To Book
      market_price / (adjusted_book_value / shares_outstanding_diluted)
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Market Price
      input from market-data provider (delayed close or quote-shim mid)
    • Market Cap
      market_price * shares_outstanding_diluted
    Source documents
    • ICLE.CA Market data — financials · 2026-05-28

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    ICLE.CACanonical
    CAI · EGP

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage