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Companies Financials IFIN.BO
IF
IFIN.BO BSE (India) Corporate Financial Services

Ifin.Bo

$193,00
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Mcap
P/E
EV / Rev
Div yield
Op margin
68,1 %
ROE
10,3 %
Net margin
16,5 %
Debt / equity
1,74
Beta
52w range
Volume
Day range
Prev close
Open
Next earnings
Ex-dividend
TR 1Y
About

IFIN.BO operates in the banking sector, providing corporate financial services, and generates revenue primarily through interest income and financial services fees.

Business. IFIN.BO operates in the banking sector, providing corporate financial services, and generates revenue primarily through interest income and financial services fees.

Classification92 %
SectorFinancials
Business sectorBanking & Investment Services
IndustryCorporate Financial Services
ActivityBanking
Generated · model-assisted
Sell-side consensus
consensus pending
— buy— hold— sell
Avg 12m price target
Upcoming events
— missing data
See all catalysts →

At a glance

Score
not yet scored
Valuation
valuation pending
Analysts
not yet wired
Ownership
not yet wired
Profitability
10,3 %
return on equity
Quality
not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

0
  • No recent newsroom coverage mentioning IFIN.
  • Sector rotation

    Sector1D1Mvs mkt
    Materials+2,3 %+6,6 %+1,7 %
    Communication Services+2,2 %−5,5 %+1,6 %
    Energy+0,6 %+3,3 %+0,0 %
    Health Care+0,6 %−0,8 %+0,0 %
    Information Technology+0,6 %+6,7 %+0,0 %
    Consumer Discretionary+0,4 %+7,6 %−0,2 %
    Financials · THIS SECTOR−0,3 %−2,8 %−0,9 %
    Consumer Staples−0,4 %+2,5 %−1,0 %
    Real Estate−0,7 %+10,9 %−1,3 %
    Industrials−1,9 %−3,1 %−2,5 %
    Utilities−1,9 %+28,2 %−2,5 %

    Developing storylines

    No tracked sagas currently linked to IFIN.BO. Browse all sagas →

    Analysis

    AI analysis
    Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

    Opportunity

    — missing data

    Upcoming catalysts

    Scheduled public events. Informational only — not investment advice.

    • Macro
    • Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
    • Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
    • Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
    • Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
    • Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
    • Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
    • Macro & political
    • ElectionSE Swedish Election2026-09-14 · SE
    • ElectionUS U.S. Midterms2026-11-03 · US
    • ElectionFR French Legislative2027-06-01 · FR

    Pre-earnings brief

    — missing data

    Signals & dispatch

    peak dispatch · —

    Composite-score breakdown

    Synthesis

    Business

    IFIN.BO operates in the banking sector, providing corporate financial services, and generates revenue primarily through interest income and financial services fees.

    Classification92 %
    SectorFinancials
    Business sectorBanking & Investment Services
    IndustryCorporate Financial Services
    ActivityBanking
    AI synthesis
    GENERATED

    IFIN.BO's capital structure is characterized by a debt-to-equity ratio of 1.74, indicating a relatively high leverage position. The company's liquidity is assessed as medium, with a negative net cash position after subtracting total debt, suggesting potential short-term liquidity constraints. Free cash flow stands at 180,573,430 INR, which is positive but must be balanced against the company's operating cash flow of -286,112,980 INR.

    In terms of profitability, IFIN.BO reports a return on equity of 10.33% and a return on assets of 3.24%. These figures suggest that the company is generating a reasonable return for its shareholders but is less efficient in utilizing its assets to generate profit. The operating income of 484,854,320 INR and net income of 117,613,030 INR indicate a healthy margin, although the net income is significantly lower than the operating income, pointing to high operating expenses or interest costs.

    The company's revenue is concentrated in a single business segment, as disclosed in its financial statements, with no geographic diversification provided in the available data. This lack of diversification may expose the company to higher risks if the primary market or segment experiences a downturn.

    Looking at the growth trajectory, IFIN.BO has demonstrated a strong revenue base of 711,510,210 INR, but the outlook for the current and next fiscal years is not explicitly provided in the available data. The company's capital expenditure of -26,564,140 INR suggests a reduction in investment in physical assets, which could indicate a strategic shift or a focus on cost optimization.

    The risk assessment for IFIN.BO highlights a medium liquidity risk and a low dilution risk. The company's debt-to-equity ratio of 1.74 and the negative net cash position after subtracting total debt are key liquidity concerns. However, the dilution risk is low, as the number of shares outstanding remains unchanged between basic and diluted shares.

    Recent events and filings do not provide specific details on new initiatives or strategic changes for IFIN.BO. The company's financial statements and risk assessment suggest a stable but leveraged position, with a need for careful management of liquidity and debt.

    Key takeaways
    • IFIN.BO has a high debt-to-equity ratio of 1.74, indicating a leveraged capital structure.
    • The company's return on equity is 10.33%, suggesting a reasonable return for shareholders.
    • IFIN.BO's liquidity is assessed as medium, with a negative net cash position after subtracting total debt.
    • The company's revenue is concentrated in a single business segment, with no geographic diversification provided.
    • The dilution risk is low, as the number of shares outstanding remains unchanged between basic and diluted shares.
    • IFIN.BO's capital expenditure is negative, indicating a reduction in investment in physical assets.

    Bull / Bear case

    analysis pipeline
    — missing data

    In focus — financials by report

    Valuation

    Market price
    $193,00
    Market cap
    Enterprise value
    P/E
    Non-GAAP P/E
    EV / Revenue
    EV / Op income
    EV / OCF
    P / B
    P / Tangible book
    Tangible book
    $1.14B
    Net cash
    -$1.86B
    Current ratio
    Debt / equity
    1.7
    ROA
    3.2%
    ROE
    10.3%
    Cash conversion
    -243.0%
    CapEx / revenue
    -3.7%
    SBC / revenue
    Dilution ratio
    0.0%

    Revenue by segment

    Market share

    — missing data

    Business relationships

    — missing data

    Supply chain

    — missing data

    Peer comparison

    — missing data

    Market position

    Stress test

    — missing data

    Predictor forecast

    Options

    — missing data

    Short squeeze

    — missing data

    Earnings-call key lines

    — missing data

    Estimate revisions

    consensus EPS · 26-week trend
    — missing data

    Sell-side observations

    — missing data

    Themes

    — missing data

    ESG

    — missing data

    Risk factors

    Dilution riskLow
    Liquidity riskMedium
    Filing-based flags
    • Net cash is negative after subtracting total debt.

    Benchmarks vs cohort

    Op Margin68,1 %Above P75
    Net Margin16,5 %Above median
    ROE10,3 %Above median
    Capex / Rev-3,7 %Below median
    D/E1,74Below median
    Cash Conv-2,43Bottom quartile

    Corporate actions / M&A

    — missing data

    FX exposure

    — missing data

    Comparable transactions

    — missing data

    Derivatives & instruments

    — missing data

    Actions

    Ask Handelsavisen

    — missing data
    Data sources
    • Market data
    • Market data cache
    • Issuer disclosures
    • Public news
    • Earnings transcripts
    • Consensus estimates
    • ESG data
    How metrics are computed
    • Dilution Ratio
      (shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
    • Net Cash
      cash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
    • Capex To Revenue
      capital_expenditure / revenue
    • Return On Equity
      net_income / total_equity
    • Debt To Equity
      (short_term_debt + long_term_debt) / total_equity
    • Cash Conversion Ratio
      operating_cash_flow / net_income
    Source documents
    • IFIN.BO Market data — financials · 2026-05-28

    Ownership & reference

    Insider activity

    — missing data

    Short positioning

    — missing data

    Geographic breakdown

    — missing data
    Listings · one canonical issuer all listings resolve to the canonical
    IFIN.BOCanonical
    BSE (India) · USD

    Intel & risk

    peak dispatch · —
    OSINT findings
    Dilution riskLow
    Liquidity riskMedium
    Net cash is negative after subtracting total debt.

    Evidence & claims

    From filings & derived data
    — missing data

    The Thread

    Everything we know, in order
    — missing data
    Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data Premium coverage