Jery.Am

JERY.AM maintains a strong liquidity position, with cash and equivalents amounting to $16,697,290, representing a significant portion of its total assets of $51,085,680. The company's liquidity FPT (free cash flow to total assets) is not explicitly provided, but the absence of long-term debt and the high cash reserves suggest a robust liquidity profile. The return on equity (ROE) is 1.64%, and the return on assets (ROA) is 0.68%, both of which are below the industry median for multiline insurance and brokers, indicating that the company is underperforming in terms of capital efficiency and asset utilization.

Profitability metrics for JERY.AM show a net income of $346,430 and an operating income of $213,330. The ROE and ROA figures suggest that the company is not generating returns that are in line with industry standards. The debt-to-equity ratio is 0.0, indicating that the company is not leveraging debt to finance its operations, which may limit its growth potential but also reduces financial risk.

JERY.AM's revenue concentration is not explicitly detailed in the provided data, but the absence of segment-specific revenue breakdowns suggests that the company may not have a diversified revenue stream. This could pose a risk if a particular segment or geographic region experiences a downturn. The company's exposure to different markets is not specified, but the lack of geographic diversification could increase its vulnerability to regional economic fluctuations.

The company's growth trajectory is not clearly defined in the provided data, but the operating income and net income figures suggest a stable performance. The outlook for the current fiscal year and the next fiscal year is not provided, but the absence of negative indicators in the risk assessment suggests that the company is not facing immediate growth challenges. The operating cash flow of $1,393,010 and the free cash flow of -$15,550 indicate that the company is generating positive cash flow from operations but is investing in capital expenditures, which could be a sign of growth initiatives.

The risk assessment for JERY.AM indicates a low liquidity risk and a low dilution risk. The company does not have any immediate filing-based liquidity or dilution flags, suggesting that it is not facing significant financial pressures. The absence of long-term debt and the high cash reserves further support the low liquidity risk. The dilution potential is also low, as there are no signs of recent or planned share issuances that could dilute existing shareholders.

Recent events for JERY.AM are not detailed in the provided data, but the absence of negative indicators in the risk assessment suggests that the company has not experienced any significant adverse events in the recent past. The company's financial performance and risk profile indicate a stable and conservative approach to business operations, which may be beneficial in a volatile market environment.