Jordan Islamic Bank PSC
Jordan Islamic Bank PSC provides banking and investment services in Jordan, operating under the principles of Islamic finance and generating revenue primarily through interest-free financial products and services.
Business. Jordan Islamic Bank PSC (JOIB.AM) is a financial institution operating within the Banking & Investment Services sector, specifically engaged in banking activities. The company is headquartered in Jordan and is listed under the ticker JOIB.AM. Specific details regarding its operating segments and geographic revenue mix are not available.
At a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
Jordan Islamic Bank PSC (JOIB.AM) is a financial institution operating within the Banking & Investment Services sector, specifically engaged in banking activities. The company is headquartered in Jordan and is listed under the ticker JOIB.AM. Specific details regarding its operating segments and geographic revenue mix are not available.
Jordan Islamic Bank PSC maintains a relatively strong liquidity position, with a debt-to-equity ratio of 0.04, indicating a low reliance on debt financing. The bank's liquidity is further supported by a total equity of JOD 584,426,950, which is significantly higher than its long-term debt of JOD 23,549,500. However, the bank's operating cash flow is negative at JOD -388,504,590, which may raise concerns about its ability to fund operations without external financing.
In terms of profitability, Jordan Islamic Bank PSC demonstrates a return on equity (ROE) of 12.17%, which is relatively strong compared to the industry median. However, its return on assets (ROA) of 1.05% is lower than the industry average, suggesting that the bank is not efficiently utilizing its assets to generate profits.
The bank's revenue is concentrated in Jordan, with no disclosed international operations. This geographic concentration may expose the bank to local economic and regulatory risks. The bank's primary revenue source is its banking and investment services, with no significant diversification into other business segments.
Jordan Islamic Bank PSC has shown a stable growth trajectory, with a revenue of JOD 166,904,920 in the latest reporting period. The bank's outlook for the current fiscal year is positive, with expected revenue growth. However, the bank's free cash flow of JOD 24,159,330 is relatively low, which may limit its ability to invest in growth opportunities.
The bank faces several risk factors, including liquidity risk due to its negative net cash position after subtracting total debt. The risk of dilution is low, as the bank has not issued additional shares recently. However, the bank's capital expenditure of JOD -4,892,750 indicates a reduction in investment in physical assets, which may affect its long-term growth potential.
Recent events, including the bank's ESG scores, highlight its moderate social and governance performance. The bank's ESG controversies score of 100.00 indicates that it has not been involved in any significant controversies, which is a positive sign for its reputation and risk profile.
- Jordan Islamic Bank PSC has a strong equity base and low debt-to-equity ratio, indicating a conservative capital structure.
- The bank's ROE is relatively high, but its ROA is below the industry median, suggesting inefficiencies in asset utilization.
- The bank's revenue is concentrated in Jordan, exposing it to local economic and regulatory risks.
- The bank's liquidity position is medium, with a negative operating cash flow that may require external financing.
- The bank's ESG scores indicate moderate social and governance performance, with no significant controversies.
Bull / Bear case
Generated · model-assistedIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
Options
Short squeeze
Earnings-call key lines
Estimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- Jordan Islamic Bank PSC Market data — financials · 2026-05-28
- Jordan Islamic Bank PSC Market data — ESG · 2026-05-28