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INDICATIVE · SAMPLE DATA
LHN.NM55

Letshego Holdings (Namibia) (Pty) Ltd

Consumer LendingVerified

The company's capital structure is characterized by a lack of detailed liquidity metrics, as liquidity risk could not be assessed due to insufficient balance-sheet inputs and no going-concern language in source documents. The absence of a liquidity risk assessment suggests a potential gap in financial transparency or disclosure. Profitability metrics are not available for comparison against industry benchmarks, as the valuation snapshot does not include computed ratios such as ROIC or margins. This limits the ability to assess the company's performance relative to its peers in the consumer lending industry. Geographic and segment exposure data are not disclosed in the available financial snapshot, making it difficult to evaluate revenue concentration or diversification across business lines or regions. Growth trajectory is constrained by the lack of historical revenue data and forward-looking outlooks. The most recent actual EPS is reported at 0.20 NAD, but no guidance is provided for future performance. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Dilution risk is currently low, as there is no indication of potential share issuance or adjustments in the valuation data. Recent events or filings have not been disclosed in the available data, limiting the ability to assess any material developments that may affect the company's operations or financial position.

30-day price · LHN.NM+15.00 (+2.8%)
Low$535.00High$550.00Close$550.00As of5 May, 00:00 UTC
Profile
CompanyLetshego Holdings (Namibia) (Pty) Ltd
TickerLHN.NM
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryConsumer Lending
AI analysis

Business. Letshego Holdings (Namibia) (Pty) Ltd operates in the consumer lending industry, providing banking and investment services to individuals and businesses.

Classification. The company is classified under the Financials economic sector, Banking & Investment Services business sector, and Consumer Lending industry with a confidence level of 0.92.

The company's capital structure is characterized by a lack of detailed liquidity metrics, as liquidity risk could not be assessed due to insufficient balance-sheet inputs and no going-concern language in source documents. The absence of a liquidity risk assessment suggests a potential gap in financial transparency or disclosure. Profitability metrics are not available for comparison against industry benchmarks, as the valuation snapshot does not include computed ratios such as ROIC or margins. This limits the ability to assess the company's performance relative to its peers in the consumer lending industry. Geographic and segment exposure data are not disclosed in the available financial snapshot, making it difficult to evaluate revenue concentration or diversification across business lines or regions. Growth trajectory is constrained by the lack of historical revenue data and forward-looking outlooks. The most recent actual EPS is reported at 0.20 NAD, but no guidance is provided for future performance. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. Dilution risk is currently low, as there is no indication of potential share issuance or adjustments in the valuation data. Recent events or filings have not been disclosed in the available data, limiting the ability to assess any material developments that may affect the company's operations or financial position.
Key takeaways
  • The company's liquidity risk could not be assessed due to insufficient balance-sheet inputs and no going-concern language in source documents.
  • Profitability metrics are not available for comparison against industry benchmarks.
  • Revenue concentration and geographic exposure are not disclosed in the available data.
  • The most recent actual EPS is reported at 0.20 NAD, but no guidance is provided for future performance.
  • Dilution risk is currently low, with no indication of potential share issuance or adjustments in the valuation data.
  • # RATIONALES
  • {
  • "margin_outlook_rationale": "Margin outlook cannot be determined due to the absence of profitability metrics in the valuation snapshot.",
Financial snapshot
PeriodHA-latest
CurrencyNAD
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$527.0M$320.9M$220.5M
FY-3$467.3M$303.2M$117.6M
FY-2$453.4M$350.4M$80.7M
FY-1
FY0$549.3M$418.8M$40.8M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$4.39B$2.38B
FY-3$5.52B$6.88B
FY-2$6.18B$2.57B
FY-1$4.48B
FY0$7.12B$2.57B
PeriodOCFCapExFCFSBC
FY-4-$148.6M-$3.0M$220.5M
FY-3-$313.1M-$8.8M$117.6M
FY-2-$78.8M-$9.0M$80.7M
FY-1-$3.5M
FY0$526.3M-$9.0M$40.8M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banking · cohort 265 companies
MetricLHN.NMActivity
Op margin29.4% medp25 11.0% · p75 55.5%
Net margin14.7% medp25 3.8% · p75 30.9%
Gross margin63.7% medp25 42.1% · p75 95.0%
CapEx / revenue-1.4% medp25 -3.9% · p75 -0.4%
Debt / equity121.9% medp25 14.0% · p75 332.1%
Observations
IR observations
Last actual EPS0.20 NAD
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-15 00:09 UTC#de5ff473
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 10:18 UTCJob: 8436c0d4