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INDICATIVE · SAMPLE DATA
LOM.MT56

Lombard Bank Malta PLC

BanksVerified

Lombard Bank Malta PLC has a basic and diluted share count of 154,572,263, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's profitability and returns are not available in the current dataset, making it difficult to compare with industry_config preferred metrics or cohort medians. Without specific data on return on equity (ROE), return on assets (ROA), or net interest margin (NIM), a detailed profitability analysis is not possible at this time. Segment and geographic exposure data are not disclosed in the available source documents, so revenue concentration by business line or region cannot be determined. This lack of transparency limits the ability to assess the company's diversification and exposure to regional economic conditions. Growth trajectory data is also not available in the current dataset. Without revenue history or outlook figures, it is not possible to determine the company's growth rate or future expectations. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently low, as there is no evidence of dilutive instruments or recent equity issuance. However, the absence of liquidity data introduces uncertainty about the company's financial resilience. Recent events, including filings and transcripts, are not disclosed in the available source documents, so no specific recent developments can be reported at this time.

30-day price · LOM.MT+0.04 (+4.9%)
Low$0.71High$0.78Close$0.76As of12 May, 00:00 UTC
Profile
CompanyLombard Bank Malta PLC
TickerLOM.MT
SectorFinancials
BusinessBanking & Investment Services
Industry groupBanking & Investment Services
IndustryBanks
AI analysis

Business. Lombard Bank Malta PLC provides banking and investment services, including retail and corporate banking, asset management, and financial advisory services.

Classification. Lombard Bank Malta PLC is classified under the Financials economic sector, Banking & Investment Services business sector, and Banks industry with a confidence level of 0.92.

Lombard Bank Malta PLC has a basic and diluted share count of 154,572,263, indicating no dilution from stock options or convertible securities. However, liquidity risk could not be assessed due to the absence of balance-sheet inputs and no going-concern language in source documents. The company's profitability and returns are not available in the current dataset, making it difficult to compare with industry_config preferred metrics or cohort medians. Without specific data on return on equity (ROE), return on assets (ROA), or net interest margin (NIM), a detailed profitability analysis is not possible at this time. Segment and geographic exposure data are not disclosed in the available source documents, so revenue concentration by business line or region cannot be determined. This lack of transparency limits the ability to assess the company's diversification and exposure to regional economic conditions. Growth trajectory data is also not available in the current dataset. Without revenue history or outlook figures, it is not possible to determine the company's growth rate or future expectations. Risk factors include the inability to assess liquidity risk, which could impact the company's ability to meet short-term obligations. The dilution risk is currently low, as there is no evidence of dilutive instruments or recent equity issuance. However, the absence of liquidity data introduces uncertainty about the company's financial resilience. Recent events, including filings and transcripts, are not disclosed in the available source documents, so no specific recent developments can be reported at this time.
Key takeaways
  • Lombard Bank Malta PLC has no dilution from stock options or convertible securities.
  • Liquidity risk could not be assessed due to missing balance-sheet inputs and no going-concern language in source documents.
  • Profitability and returns data are not available, limiting comparison with industry benchmarks.
  • Segment and geographic exposure data are not disclosed, making it difficult to assess diversification.
  • Growth trajectory and recent events are not available in the current dataset.
  • --
  • ## RATIONALES
  • ```json
Financial snapshot
PeriodHA-latest
CurrencyEUR
Revenue
Gross profit
Operating income
Net income
R&D
SG&A
D&A
SBC
Operating cash flow
CapEx
Free cash flow
Total assets
Total liabilities
Total equity
Cash & equivalents
Long-term debt
Annual history (last 5)
PeriodRevenueOp IncomeNet IncomeFCF
FY-4$18.9M$6.6M$467.0k
FY-3$19.6M$7.5M$2.1M
FY-2$22.3M$17.5M$16.0M
FY-1$25.9M$9.1M$10.1M
FY0$27.3M$11.3M$11.9M
PeriodGross %Op %Net %FCF %
FY-4
FY-3
FY-2
FY-1
FY0
PeriodAssetsEquityCashDebt
FY-4$1.13B$126.0M
FY-3$1.18B$137.3M
FY-2$1.20B$136.2M
FY-1$1.27B$190.4M
FY0$1.39B$209.4M
PeriodOCFCapExFCFSBC
FY-4$14.5M-$8.9M$467.0k
FY-3$31.6M-$7.6M$2.1M
FY-2-$36.3M-$3.7M$16.0M
FY-1$18.2M-$2.7M$10.1M
FY0$1.5M-$2.3M$11.9M
Quarterly history (last 4)
PeriodRevenueOp IncomeNet IncomeFCF
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodGross %Op %Net %FCF %
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodAssetsEquityCashDebt
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
PeriodOCFCapExFCFSBC
FQ-7
FQ-6
FQ-5
FQ-4
FQ-3
FQ-2
FQ-1
FQ0
Valuation
Market price
Market cap
Enterprise value
P/E
Reported non-GAAP P/E
EV/Revenue
EV/Op income
EV/OCF
P/B
P/Tangible book
Tangible book
Net cash
Current ratio
Debt/Equity
ROA
ROE
Cash conversion
CapEx/Revenue
SBC/Revenue
Asset intensity
Dilution ratio0.0%
Risk assessment
Dilution riskLow
Liquidity riskUnknown
  • Liquidity risk could not be assessed (no balance-sheet inputs and no going-concern language in source documents).
Industry benchmarks
Activity: Banks · cohort 670 companies
MetricLOM.MTActivity
Op margin36.8% medp25 22.9% · p75 60.0%
Net margin33.6% medp25 19.4% · p75 51.1%
Gross margin55.0% medp25 42.9% · p75 88.7%
CapEx / revenue-4.6% medp25 -10.4% · p75 -2.1%
Debt / equity56.1% medp25 13.2% · p75 161.2%
Observations
Competitor context
JPMJPMorgan ChaseUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
BACBank of AmericaUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
CCitigroupUSPeer
Derived from classification anchor Banks.
Banks, Banking & Investment Services, Financials
Source data
Underlying data the analysis-pipeline pulls and audits. Fetch timestamps + content hashes show when each source was last refreshed.
Company fundamentalsperiod FQ-7 · history via verified-market-data
no public URL
2026-05-11 00:54 UTC#73db55c4
Source: analysis-pipeline (hybrid)Generated: 2026-05-28 10:59 UTCJob: 470b5bd7