Lukn.S
LUKN.S operates as a bank, providing financial services and generating revenue primarily through interest income and fee-based services.
Business. LUKN.S operates as a bank, providing financial services and generating revenue primarily through interest income and fee-based services.
Analyst recommendations
1 analysts · consensus HoldAt a glance
What drives this business
The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.
News & coverage
0Sector rotation
Developing storylines
Analysis
AI analysisOpportunity
Upcoming catalysts
Scheduled public events. Informational only — not investment advice.
- Peers
- DividendDividend USD 1.75/sh2026-09-25 · Bank of America (BAC)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · JPMorgan Chase (JPM)
- EarningsQ3 2026 earnings (expected)2026-10-13 · estimated · Citigroup (C)
- Macro
- Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
- Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
- Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
- Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
- Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
- Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
- Macro & political
- ElectionSE Swedish Election2026-09-14 · SE
- ElectionUS U.S. Midterms2026-11-03 · US
- ElectionFR French Legislative2027-06-01 · FR
Pre-earnings brief
Signals & dispatch
Composite-score breakdown
Synthesis
LUKN.S operates as a bank, providing financial services and generating revenue primarily through interest income and fee-based services.
The company maintains a capital structure with a debt-to-equity ratio of 4.93, indicating a high reliance on debt financing. Its liquidity position is assessed as medium, with negative net cash after subtracting total debt, suggesting potential short-term liquidity constraints. The return on equity is 6.99%, which is a measure of profitability relative to shareholders' equity.
Profitability metrics show a return on assets of 0.47%, which is a key indicator of how effectively the company uses its assets to generate earnings. This return is relatively low compared to the industry's preferred metrics, indicating that the company may not be utilizing its assets as efficiently as its peers.
The company's revenue is concentrated in a single business segment, as disclosed in its financial statements. There is no detailed geographic breakdown provided, but the company's operations are likely centered in its primary market. This concentration may expose the company to specific market risks if its primary market experiences economic downturns.
The company's growth trajectory is not explicitly detailed in the provided data, but the operating cash flow is negative at -1.66 billion CHF, which may indicate challenges in generating sufficient cash from operations to support growth. The free cash flow is positive at 175.54 million CHF, suggesting some capacity to fund operations and investments.
Risk factors include a medium liquidity risk and a low dilution risk. The company's capital expenditure is relatively low at -20.16 million CHF, indicating minimal investment in new assets. There is no indication of significant dilution potential in the near term, as the number of shares outstanding has not changed between basic and diluted figures.
Recent events include the publication of the latest financial data, which provides a snapshot of the company's financial health. Analysts have provided a mean recommendation of 3.00, indicating a neutral stance on the stock. The most recent actual EPS was 5.97 CHF, slightly below the mean estimate of 6.10 CHF.
- The company has a high debt-to-equity ratio, indicating a significant reliance on debt financing.
- The return on assets is low, suggesting inefficiency in asset utilization.
- The company's revenue is concentrated in a single business segment, which may increase market risk exposure.
- The operating cash flow is negative, which may indicate challenges in generating sufficient cash from operations.
- The company has a low dilution risk, with no change in shares outstanding between basic and diluted figures.
Bull / Bear case
analysis pipelineIn focus — financials by report
Valuation
Revenue by segment
Business relationships
Supply chain
Peer comparison
Market position
Stress test
Predictor forecast
| Metric | Our forecast | Guidance | Consensus |
|---|---|---|---|
| EPS | —no estimate | —no estimate | 6,10 |
| Revenue | —no estimate | —no estimate | 712,9M CHF |
| Operating income | —no estimate | —no estimate | 343,0M CHF |
Options
Short squeeze
Earnings-call key lines
Consensus distribution
sell-side coverageEstimate revisions
consensus EPS · 26-week trendSell-side observations
Themes
ESG
Risk factors
- Net cash is negative after subtracting total debt.
Benchmarks vs cohort
Corporate actions / M&A
FX exposure
Comparable transactions
Derivatives & instruments
Actions
Ask Handelsavisen
- Market data
- Market data cache
- Issuer disclosures
- Public news
- Earnings transcripts
- Consensus estimates
- ESG data
- Dilution Ratio(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
- Net Cashcash_and_equivalents + short_term_investments - short_term_debt - long_term_debt
- Capex To Revenuecapital_expenditure / revenue
- Return On Equitynet_income / total_equity
- Debt To Equity(short_term_debt + long_term_debt) / total_equity
- Cash Conversion Ratiooperating_cash_flow / net_income
- LUKN.S Market data — financials · 2026-05-28
- Luzerner Kantonalbank AG Market data — analyst estimates · 2026-05-28