Companies ›MASB.DU

MASB.DU — — Unclassified

Mashreqbank PSC

$244,00

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Mcap

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P/E

—

EV / Rev

—

Div yield

3,98 %

Op margin

—

ROE

17,4 %

Net margin

84,0 %

Debt / equity

0,57

Beta

—

52w range

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Volume

—

Day range

—

Prev close

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Open

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Next earnings

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Ex-dividend

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TR 1Y

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About

Mashreqbank PSC is classified under Unclassified / Unclassified and appears profitable on the latest normalized snapshot.

Business. Mashreqbank PSC is classified under Unclassified / Unclassified and appears profitable on the latest normalized snapshot.

Classification20 %

SectorUnclassified

Generated · rules-based

Sell-side consensus

BUY2 analysts

2 buy0 hold0 sell

Avg 12m price target349,75

Analyst recommendations

2 analysts · consensus Buy

Buy2

Hold0

Sell0

12-month price target

349,75

Consensus of sell-side coverage.

Upcoming events

— missing data

See all catalysts →

At a glance

Score

—

not yet scored

Valuation

—

valuation pending

Analysts→

Buy

2 analysts · indicative

Ownership

—

not yet wired

Profitability→

17,4 %

return on equity

Quality

—

not yet scored

What drives this business

The watch-list the newsroom runs for this company — derived from its sector path, sharpened layer by layer. Not investment advice.

— missing data

News & coverage

No recent newsroom coverage mentioning MASB.

Sector rotation

Sector1D1Mvs mkt

Materials+2,3 %+6,6 %+1,7 %

Communication Services+2,2 %−5,5 %+1,6 %

Energy+0,6 %+3,3 %+0,0 %

Health Care+0,6 %−0,8 %+0,0 %

Information Technology+0,6 %+6,7 %+0,0 %

Consumer Discretionary+0,4 %+7,6 %−0,2 %

Financials−0,3 %−2,8 %−0,9 %

Consumer Staples−0,4 %+2,5 %−1,0 %

Real Estate−0,7 %+10,9 %−1,3 %

Industrials−1,9 %−3,1 %−2,5 %

Utilities−1,9 %+28,2 %−2,5 %

Developing storylines

No tracked sagas currently linked to MASB.DU. Browse all sagas →

Analysis

AI analysis

Generated · analysis pipeline · tier hybrid · as of 2026-08-04 ↑ At a glance

Opportunity

— missing data

Upcoming catalysts

Scheduled public events. Informational only — not investment advice.

Macro
Rate decisionBank of England rate decision (press conf.)2026-08-06 · GB
Rate decisionReserve Bank of Australia rate decision (press conf.)2026-08-12 · AU
Rate decisionNorges Bank rate decision (press conf.)2026-08-20 · NO
Rate decisionSveriges Riksbank rate decision (press conf.)2026-09-03 · SE
Rate decisionBank of Canada rate decision (press conf.)2026-09-09 · CA
Rate decisionEuropean Central Bank rate decision (press conf.)2026-09-10 · EU
Macro & political
ElectionSE Swedish Election2026-09-14 · SE
ElectionUS U.S. Midterms2026-11-03 · US
ElectionFR French Legislative2027-06-01 · FR

Pre-earnings brief

— missing data

Signals & dispatch

peak dispatch · —

Composite-score breakdown

Synthesis

Business

Mashreqbank PSC is classified under Unclassified / Unclassified and appears profitable on the latest normalized snapshot.

Classification20 %

SectorUnclassified

AI synthesis

GENERATED

Mashreqbank PSC (MASB.DU) is currently classified as Unclassified within Unclassified (Unclassified). Classification confidence: 0.20 (rule-based classification). Capital structure on the latest snapshot: total assets 334,633,871,000 AED, total equity 39,374,170,000, short-term debt 0, long-term debt 22,514,101,000. Net cash position is approximately -22,514,101,000 AED. Profitability profile: revenue 8,141,346,000, gross profit 0, operating income 0, net income 6,839,622,000. Return on equity ~17.4%. Return on assets ~2.0%. Operating-cash-flow to net-income ratio is -0.27. Risk profile from automated assessment: liquidity risk medium, dilution risk low. Flags: Net cash is negative after subtracting total debt..

Key takeaways

Return on equity is about 17.4%.
Debt to equity is about 0.57x.
Analyst estimate: Mean price target = 349.75 AED
Analyst estimate: Median price target = 349.75 AED

Bull / Bear case

Generated · model-assisted

BULL CASE · 3

Analysts project 43.3% upside to a mean price target of AED 349.75, signaling strong market confidence in future performance.

The company achieved a 61.6% net income CAGR over four years, demonstrating exceptional historical earnings growth momentum.

Revenue grew at a 27.9% CAGR over four years, highlighting robust top-line expansion capabilities.

BEAR CASE · 3

Long-term debt is projected to surge to AED 22.5 billion in FY2026, drastically increasing leverage and financial risk.

The company faces a medium liquidity risk flag, suggesting potential challenges in meeting short-term obligations.

Cash conversion is in the bottom quartile of its cohort, indicating poor efficiency in turning profits into cash.

In focus — financials by report

Quarterly

Annual

QUARTERLYFiled 2026-02-02

Q4 2025 · Quarter highlights

Revenue AED 2.06B, +0,3% YoY; Net income −44,3% YoY.

RevenueAED 2.06B+0,3 % YoY

Operating income—

Net incomeAED 1.75B−44,3 % YoY

Free cash flowAED 1.70B−46,2 % YoY

EPS—

Operating cash flow-AED 1.85B−130,9 % YoY

Financials

Income statement

RevenueAED 2.06B

Gross profit—

Operating income—

Net incomeAED 1.75B

Margins

Gross margin—

Operating margin—

Net margin84.9%

FCF margin82.6%

Balance sheet

Total assetsAED 334.63B

Total liabilitiesAED 295.26B

Total equityAED 39.37B

Cash & equivalents—

Long-term debtAED 22.51B

Cash flow

Operating cash flow-AED 1.85B

CapEx-AED 376.5M

Free cash flowAED 1.70B

SBC—

Highlights

▍Revenue AED 2.06B, +0,3% YoY
▍Net income −44,3% YoY
▍Free cash flow −46,2% YoY
▍Net margin 84.9%

Valuation TTM

Market price

$244,00

Market cap

—

Enterprise valueⓘ

—

P/Eⓘ

—

Non-GAAP P/Eⓘ

—

EV / Revenueⓘ

—

EV / Op incomeⓘ

—

EV / OCFⓘ

—

P / Bⓘ

—

P / Tangible bookⓘ

—

Tangible book

$39.37B

Net cashⓘ

-$22.51B

Current ratioⓘ

—

Debt / equityⓘ

0.6

ROAⓘ

2.0%

ROEⓘ

17.4%

Cash conversionⓘ

-27.0%

CapEx / revenueⓘ

-4.6%

SBC / revenueⓘ

—

Dilution ratioⓘ

0.0%

Revenue by segment

Commercial Banking—

low · llm_fanout_v2

Corporate & Institutional Banking—

low · llm_fanout_v2

Corporate & Investment Banking—

low · llm_fanout_v2

Retail Banking Services—

low · llm_fanout_v2

Business relationships

— missing data

Supply chain

— missing data

Peer comparison

— missing data

Market position

Stress test

— missing data

Predictor forecast

Next quarternear-term

Earnings · next quarterconf 45 %

EPS

Consensus EPS

33,07

Predicted surprise

-0,00

Beat probability

45 %

Analysts

Other metrics

Revenue

—

no estimate

Segment revenue

—

no estimate

Margin

—

no estimate

Segment margin

—

no estimate

as of 2026-07-06 · Earnings Surprise V1

Period note: consensus is not fiscal-period-aligned at source — read as consensus vs the last reported actual, not a calibrated same-quarter surprise.

Full fiscal year~1 year ahead

Full fiscal year · our forecast vs guidance vs consensus

Metric	Our forecast	Guidance	Consensus
EPS	—no estimate	—no estimate	33,07
Revenue	—no estimate	—no estimate	13,0B AED
Operating income	—no estimate	—no estimate	9,0B AED

Full-year consensus mean (period as reported by source) · consensus in AED. Company-level full-year forecast and management guidance are not yet modelled at scale — shown as "no estimate", never inferred.

Probabilistic model output — not investment advice. · generated 2026-08-04

Options

— missing data

Short squeeze

— missing data

Earnings-call key lines

— missing data

Consensus distribution

sell-side coverage

Recommendation distribution2 analysts

Strong buy0

Buy2

Hold0

Sell0

Strong sell0

12-month price target$349,75 · Median $349,75

Low $273,10High $426,40

Operating income · consensus9,0B AED

EPS surprise

−0,3 %

reported vs consensus · miss

Revenue surprise

−4,7 %

reported vs consensus · miss

Estimate revisions

consensus EPS · 26-week trend

— missing data

Sell-side observations

Low$273,10

Mean$349,75

Median$349,75

High$426,40

Spot$244,00

+43.3 %implied to mean12-month sell-side price targets · ▲ spot

Themes

— missing data

ESG

— missing data

Risk factors

Dilution riskLow

Liquidity riskMedium

Filing-based flags

Net cash is negative after subtracting total debt.

Benchmarks vs cohort

Net Margin84,0 %Best in class

ROE17,4 %Above P75

Capex / Rev-4,6 %Below median

D/E0,57Below median

Cash Conv-0,27Bottom quartile

Corporate actions / M&A

— missing data

FX exposure

— missing data

Comparable transactions

— missing data

Derivatives & instruments

— missing data

Actions

Set alert Open in charts

Ask Handelsavisen

— missing data

Data sources

Market data
Market data cache
Issuer disclosures
Public news
Earnings transcripts
Consensus estimates
ESG data
Reference data

How metrics are computed

Debt To Equity
(short_term_debt + long_term_debt) / total_equity
Capex To Revenue
capital_expenditure / revenue
Return On Equity
net_income / total_equity
Return On Assets
net_income / total_assets
Dilution Ratio
(shares_outstanding_diluted - shares_outstanding_basic) / shares_outstanding_basic
Cash Conversion Ratio
operating_cash_flow / net_income

Source documents

Mashreqbank PSC Market data — financials · 2026-07-06
Mashreqbank PSC Market data — analyst estimates · 2026-07-06
Mashreqbank PSC Market data — ESG · 2026-07-06

Ownership & reference

Insider activity

— missing data

Short positioning

— missing data

Geographic breakdown

— missing data

Listings · one canonical issuer all listings resolve to the canonical

MASB.DUCanonical

— · USD

Intel & risk

PredictorBeat prob45 %Surprise-0,00Full forecast →

peak dispatch · —

OSINT findings

Dilution riskLow

Liquidity riskMedium

Net cash is negative after subtracting total debt.

Evidence & claims

From filings & derived data

— missing data

The Thread

Everything we know, in order

2026-06-30 03:38 UTCEARNINGSUpcomingForecast: earnings_forecast (90d)

2026-02-02 17:09 UTCEARNINGSQuarterly results — Q4 2025 Revenue AED 2.06B · Net AED 1.75B

2026-02-02 17:09 UTCEARNINGSAnnual results — FY 2026 Revenue AED 8.14B · Net AED 6.84B

2025-11-03 16:37 UTCEARNINGSQuarterly results — Q3 2025 Revenue AED 2.12B · Net AED 1.68B

2025-07-29 16:03 UTCEARNINGSQuarterly results — Q2 2025 Revenue AED 1.99B · Net AED 1.65B

2025-04-30 14:23 UTCEARNINGSQuarterly results — Q1 2025 Revenue AED 1.97B · Net AED 1.76B

2025-01-30 13:25 UTCEARNINGSQuarterly results — Q4 2024 Revenue AED 2.05B · Net AED 3.14B

2025-01-30 13:25 UTCEARNINGSAnnual results — FY 2025 Revenue AED 8.39B · Net AED 8.92B

2024-10-29 14:54 UTCEARNINGSQuarterly results — Q3 2024 Revenue AED 2.11B · Net AED 1.77B

2024-07-25 16:40 UTCEARNINGSQuarterly results — Q2 2024 Revenue AED 2.08B · Net AED 2.00B

2024-01-30 22:02 UTCEARNINGSAnnual results — FY 2024 Revenue AED 7.71B · Net AED 8.59B

2023-01-30 10:14 UTCEARNINGSAnnual results — FY 2023 Revenue AED 4.57B · Net AED 3.73B

2022-02-01 12:31 UTCEARNINGSAnnual results — FY 2022 Revenue AED 3.05B · Net AED 1.00B

The entity's full life in the product — typed, chronological, joined across Newspaper, Platform and Data. Our memory, made visible.

Sources filings · IR · transcripts · market data · tier hybrid · as of 2026-08-04 Market data · Issuer disclosures · Public news · Earnings transcripts · Consensus estimates · ESG data · Reference data Premium coverage

Analyst recommendations

At a glance

What drives this business

News & coverage

Sector rotation

Developing storylines

Analysis

Opportunity

Upcoming catalysts

Pre-earnings brief

Signals & dispatch

Composite-score breakdown

Synthesis

Bull / Bear case

In focus — financials by report

Valuation TTM

Revenue by segment

Market share

Business relationships

Supply chain

Peer comparison

Market position

Stress test

Predictor forecast

Options

Short squeeze

Earnings-call key lines

Consensus distribution

Estimate revisions

Sell-side observations

Themes

ESG

Risk factors

Benchmarks vs cohort

Corporate actions / M&A

FX exposure

Comparable transactions

Derivatives & instruments

Actions

Ask Handelsavisen

Ownership & reference

Insider activity

Short positioning

Geographic breakdown

Intel & risk

Evidence & claims

The Thread